SBI GK Questions 2026

All three are sold as enterprise resource planning suites, with modules for finance, human resources, materials, manufacturing and sales working on one shared database; Infor belongs to the same list, and Odoo and the Indian ERPNext are the open-source examples.

A TPS serves the operational level, capturing sales, deposits, bookings, issues of material and payroll entries as they happen, where accuracy, speed and reliability matter more than analysis; it is also the source of the data that higher systems later summarise.

Tally, from Tally Solutions of Bengaluru, keeps ledgers and groups, takes entries as vouchers, and produces the trial balance, profit and loss account, balance sheet, day book and stock summary without separate work; later versions added inventory, payroll and tax features, and the current line is TallyPrime.

Customer relationship management software keeps the record of every dealing with a customer or prospect, including contacts, enquiries, calls, complaints, campaigns and purchase history, and is divided into operational, analytical and collaborative CRM.

An ERP package replaces separate departmental programs with one integrated suite built on a single shared database, so a transaction entered once flows through stock, production, dispatch and the ledger.

For the Northeast the population needed to justify a bank branch has been brought down to 2,000 on a cluster basis, which is lower than the norm of 3,000 that applies across the country, and the relaxation exists because habitations in the region are smaller and more scattered.

That is the national credit-deposit ratio quoted at the conclave, and among the Northeastern states Manipur and Assam stand at or above it while Mizoram and several others fall short.

The minister said that out of the 9,479 villages identified for coverage in the Northeast, 6,905 now have either a bank branch or an India Post Payments Bank point, which comes to roughly 73 per cent.

The third edition of the conclave was held there, and Dr Sukanta Majumdar, Union Minister of State for Development of North Eastern Region and for Education, addressed it on 13 October 2026, asking banks to widen their reach and lend more readily in the region.

Private is the most restricted access specifier and is also the default for a C++ class, so private data members can be read or changed only by the member functions of that class, and by a friend function or friend class if one is declared.

Java deliberately leaves out multiple inheritance of classes to avoid the ambiguity that arises when two base classes supply a member of the same name, the problem often called the diamond problem, and it provides interfaces so that a class can still take behaviour from more than one source.

A constructor carries the same name as its class, is called automatically the moment an object is created and is normally used to give the data members their initial values; it returns no value at all, not even void, and it can be overloaded.

Inheritance lets a derived, child or sub class take the members of a base, parent or super class and add its own, which is the main route to code reuse in object-oriented programming; its forms are single, multiple, multilevel, hierarchical and hybrid.

A class only describes the data members and member functions that its objects will have, while an object is created from the class, occupies memory and holds actual values; one class may have any number of objects.

Overloading means defining several functions of the same name in the same class with different numbers or types of parameters, so the compiler decides which one to call; because the decision is taken before the program runs, it is called compile-time or static polymorphism.

James Gosling and his team at Sun Microsystems developed Java, which was first called Oak and was released under the name Java in 1995; its programs are compiled to bytecode and run on the Java Virtual Machine, which makes them platform independent.

Bjarne Stroustrup developed the language at Bell Laboratories, starting it as C with Classes and giving it the name C++ in 1983; it adds classes, inheritance and polymorphism to C while keeping C procedural power, which is why it is called a hybrid language.

Abstraction presents only what the user needs, such as the accelerator and brake of a car, and keeps the internal working out of sight; in C++ it is obtained through abstract classes with pure virtual functions and in Java through interfaces and abstract classes.

Encapsulation means binding the data members and the member functions that act on them inside one unit, the class, and keeping the data private so that it can be reached only through the methods provided; the standard illustration is a capsule holding the medicine inside it.

Recursion is a general programming technique in which a function calls itself, and it works equally well in procedural languages such as C, so it is not a feature of the object-oriented approach.