What is the national credit-deposit ratio cited at the conclave, which Manipur and Assam are at or above?
- A.69.5 per cent
- B.74.5 per cent
- C.79.5 per cent
- D.84.5 per cent
Correct answer
Explanation
The correct answer is 79.5 per cent. That is the national credit-deposit ratio quoted at the conclave, and among the Northeastern states Manipur and Assam stand at or above it while Mizoram and several others fall short. The ratio matters because it shows how much of the money deposited in a region is lent back into it; a low figure means local savings are financing activity elsewhere, which is why the minister pressed for bank-wise lending targets, review through State Level Bankers' Committees, dependable land records, complete Aadhaar seeding of eligible CASA accounts and wider use of PM SVANidhi. Options A, B and D are plausible-looking ratios but none of them is the figure cited, so they are wrong. Remember the two states named on the right side of the line.
Read the full article: North East Bankers' Conclave 3.0 Held at Mizoram University
Practice Questions
Where was the North East Bankers' Conclave 3.0 held?
- A.Mizoram University, Aizawl
- B.Gauhati University, Guwahati
- C.Tripura University, Agartala
- D.Rajiv Gandhi University, Itanagar
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The third edition of the conclave was held there, and Dr Sukanta Majumdar, Union Minister of State for Development of North Eastern Region and for Education, addressed it on 13 October 2026, asking banks to widen their reach and lend more readily in the region.
Read the full explanation →How many of the identified villages in the Northeast are now connected to a bank branch or India Post Payments Bank?
- A.5,905 of 9,479
- B.6,905 of 9,479
- C.7,905 of 9,479
- D.8,479 of 9,479
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The minister said that out of the 9,479 villages identified for coverage in the Northeast, 6,905 now have either a bank branch or an India Post Payments Bank point, which comes to roughly 73 per cent.
Read the full explanation →What is the population norm for opening a bank branch in the Northeast, on a cluster basis?
- A.1,000
- B.2,000
- C.3,000
- D.5,000
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For the Northeast the population needed to justify a bank branch has been brought down to 2,000 on a cluster basis, which is lower than the norm of 3,000 that applies across the country, and the relaxation exists because habitations in the region are smaller and more scattered.
Read the full explanation →How much investment has been grounded across the eight northeastern states after the Rising North East Investors Summit?
- A.About 20,000 crore rupees
- B.About 30,000 crore rupees
- C.About 40,000 crore rupees
- D.About 60,000 crore rupees
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This investment has been grounded across the eight northeastern states following the Rising North East Investors Summit held in May 2025.
Read the full explanation →The North East Bankers' Conclave 3.0 was inaugurated at which venue?
- A.Mizoram University, Aizawl
- B.Assam Administrative Staff College, Guwahati
- C.North Eastern Hill University, Shillong
- D.Rajiv Gandhi University, Itanagar
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Union Minister for Development of North Eastern Region and Communications Jyotiraditya M. Scindia inaugurated the conclave there, with Mizoram Chief Minister Lalduhoma, State Minister Prof. Lalnilawma, MDoNER Secretary Srinivas Katikithala and NEC Secretary Satinder Kumar Bhalla present.
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