PMAY-U 2.0: 1.93 Lakh More Houses Cleared at 10th CSMC

The Ministry of Housing and Urban Affairs sanctioned 1.93 lakh more houses for urban families at the 10th meeting of the Central Sanctioning and Monitoring Committee (CSMC) under Pradhan Mantri Awas Yojana - Urban 2.0 (PMAY-U 2.0). The meeting took place in New Delhi on 16 October 2026 and was chaired by Satendra Singh, Secretary of the Department of Urban Development. The fresh clearance lifts the number of houses sanctioned under the mission to 20.80 lakh. Representatives of 11 participating states and mission directors joined the meeting.

Where the new houses go

The houses were cleared under the Beneficiary Led Construction (BLC) and Affordable Housing in Partnership (AHP) verticals for eligible urban families of the Economically Weaker Section (EWS).

How the mission is built

PMAY-U 2.0 began in September 2024. It offers help of up to Rs 2.50 lakh to each of 1 crore more urban poor and middle-class households so that they can build or buy a pucca house. Families of the EWS, LIG and MIG groups qualify if the yearly household income stays within Rs 9 lakh. Four verticals carry the mission forward. BLC lets a family raise a pucca house on land it already owns, AHP lets a buyer pick a flat in a public or private project, Affordable Rental Housing serves city workers who need rented space, and the Interest Subsidy Scheme gives a subsidy of up to Rs 1.80 lakh on home loans of up to Rs 25 lakh.

Women hold most of the titles

Of the 20.80 lakh houses sanctioned, 20.16 lakh — about 97 per cent — stand in a woman's name or in joint ownership. Senior citizens have been given 1.81 lakh houses. Scheduled Caste beneficiaries hold 3.61 lakh, Scheduled Tribe beneficiaries 1.06 lakh and Other Backward Class beneficiaries 9.14 lakh.

The wider Housing for All count

Taking the older PMAY-U and PMAY-U 2.0 together, the government has sanctioned more than 1.27 crore houses, of which 1.01 crore are already finished. The Secretary asked states and urban local bodies to send proposals on time, clear bottlenecks and speed up the handing over of completed AHP houses so that families can move in.