Under the Interest Subsidy Scheme vertical of PMAY-U 2.0, what is the maximum interest subsidy a family can receive?
- A.Rs 1.80 lakh
- B.Rs 2.50 lakh
- C.Rs 2.67 lakh
- D.Rs 1.20 lakh
Correct answer
Explanation
The correct answer is Rs 1.80 lakh. The Interest Subsidy Scheme, one of the four verticals of PMAY-U 2.0, gives EWS, LIG and MIG families an interest subsidy of up to Rs 1.80 lakh on housing loans of up to Rs 25 lakh. Option B, Rs 2.50 lakh, is the ceiling of the general financial assistance the mission offers a family to build or buy a pucca house, not the interest subsidy, so it is a classic trap. Option C, Rs 2.67 lakh, and option D, Rs 1.20 lakh, do not match any benefit announced under the mission. Candidates should also remember the other three verticals: Beneficiary Led Construction for building on one's own land, Affordable Housing in Partnership for buying a home in a public or private project, and Affordable Rental Housing for those who need rented accommodation in cities. The income ceiling for eligibility is Rs 9 lakh a year.
Read the full article: PMAY-U 2.0: 1.93 Lakh More Houses Cleared at 10th CSMC
Practice Questions
How many additional houses were approved under PMAY-U 2.0 at the 10th meeting of the Central Sanctioning and Monitoring Committee?
- A.1.93 lakh
- B.2.93 lakh
- C.1.19 lakh
- D.3.91 lakh
Show answer
At the 10th meeting of the Central Sanctioning and Monitoring Committee, held in New Delhi on 16 October 2026 under the chairmanship of Urban Development Secretary Satendra Singh, over 1.93 lakh additional houses were cleared under Pradhan Mantri Awas Yojana - Urban 2.0.
Read the full explanation →Which state received the largest number of houses sanctioned at the 10th CSMC meeting of PMAY-U 2.0?
- A.Bihar
- B.Uttar Pradesh
- C.Telangana
- D.West Bengal
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Of the houses cleared at this meeting, Uttar Pradesh received 73,182, the biggest single share among the 11 participating states.
Read the full explanation →How many additional houses were found to be needed in the Sanchi assembly segment in a recent survey?
- A.5,035
- B.3,081
- C.22,477
- D.12,900
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A recent survey showed that this many more houses are required in the Sanchi assembly segment, and the Minister assured that surveyed families living in kuchcha houses would be helped to build permanent homes, since providing pucca houses to the poor is a priority of his department.
Read the full explanation →In which two districts is the pilot project to link every family to a livelihood being launched?
- A.Raisen and Vidisha
- B.Rewa and Satna
- C.Ujjain and Dewas
- D.Betul and Harda
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The Minister announced that a pilot would begin in these two districts with the goal of connecting every family in every village to at least one source of livelihood, so that the villages concerned can become free of poverty.
Read the full explanation →Under which scheme were the 46 rural roads at Sanchi given bhoomi pujan?
- A.Bharatmala Pariyojana
- B.Pradhan Mantri Gram Sadak Yojana
- C.Setu Bharatam
- D.Pradhan Mantri Awas Yojana
Show answer
The Union Minister for Agriculture and Rural Development performed the foundation ceremony for forty-six village roads sanctioned under this rural roads programme during his visit to Sanchi, and said better roads would make movement easier for villagers.
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