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UPSC GK Questions 2026

Static general knowledge is the larger part of every UPSC general studies paper. The notices name the same areas again and again: the history of India and the national movement, Indian and world geography, polity and the Constitution, the economy and social development, and general science with environment and ecology. The balance shifts from exam to exam. NDA puts about half of its General Knowledge part on Physics, Chemistry and General Science. CSE favours polity, modern history, environment and the economy. CAPF adds security and human rights, and CDS spreads its questions across polity, history, geography, the economy and school science.

GK24's GK notes are written topic by topic in English and Hindi, as short, fact-first chapters that are easy to revise. They cover Indian Polity, Indian History, Geography, Indian Economy, General Science, Environment and Ecology, Art and Culture, Computer, and the fact lists of awards, sports, books and days. A new chapter is added in each subject as the series grows. Each note carries practice questions, and those that have appeared in an exam say which exam and year. Start with Polity and modern history, then Geography, the Economy and Science. Read a note, take its topic quiz, and come back to it in your monthly revision.

UPSC GK Questions with Answers

Q13262.Science & TechnologyMedium

Nirbhay, developed by DRDO, is best described as a

  1. A.Supersonic cruise missile
  2. B.Long range subsonic cruise missile
  3. C.Intercontinental ballistic missile
  4. D.Surface to air missile
Show answer
Correct answer: B. Long range subsonic cruise missile

Nirbhay flies below the speed of sound but for a much greater distance than BrahMos, staying low to avoid radar, and it can change course in flight and loiter over an area before striking.

Q13269.Banking & Financial AwarenessMedium

Under the Pradhan Mantri MUDRA Yojana, a loan in the Kishore category falls in which range?

  1. A.Up to Rs 50,000
  2. B.Rs 50,000 to Rs 5 lakh
  3. C.Rs 5 lakh to Rs 10 lakh
  4. D.Rs 10 lakh to Rs 20 lakh
Show answer
Correct answer: B. Rs 50,000 to Rs 5 lakh

The Pradhan Mantri MUDRA Yojana was launched in April 2015 to refinance small business loans given by banks, non-banking finance companies and micro finance institutions to non-farm income generating activities.

Q13272.Banking & Financial AwarenessHard

Under the marginal standing facility, a bank borrows overnight from the Reserve Bank of India against which of the following?

  1. A.Its cash reserve ratio balance
  2. B.Its statutory liquidity ratio securities
  3. C.Corporate bonds held by it
  4. D.No security at all
Show answer
Correct answer: B. Its statutory liquidity ratio securities

The marginal standing facility lets a bank borrow overnight from the Reserve Bank by dipping into the government securities it holds for the statutory liquidity ratio, up to a prescribed share of its net demand and time liabilities.

Q13273.Banking & Financial AwarenessEasy

A loan account of a bank is classified as a non-performing asset when interest or principal remains overdue for more than

  1. A.30 days
  2. B.60 days
  3. C.90 days
  4. D.180 days
Show answer
Correct answer: C. 90 days

Under the Reserve Bank's income recognition and asset classification norms, a term loan becomes a non-performing asset when interest or an instalment of principal stays overdue beyond ninety days, and a cash credit or overdraft account becomes one when it remains out of order for the same period.

Q13274.Banking & Financial AwarenessEasy

Mortgage of immovable property in India is governed by which of the following Acts?

  1. A.Indian Contract Act, 1872
  2. B.Transfer of Property Act, 1882
  3. C.Negotiable Instruments Act, 1881
  4. D.Banking Regulation Act, 1949
Show answer
Correct answer: B. Transfer of Property Act, 1882

Section 58 of that Act defines a mortgage as the transfer of an interest in specific immovable property to secure a loan, and it names six kinds: simple mortgage, mortgage by conditional sale, usufructuary mortgage, English mortgage, mortgage by deposit of title deeds, which is also called an equitable mortgage…

Q13276.Banking & Financial AwarenessMedium

The base rate system introduced by the Reserve Bank of India in July 2010 replaced which of the following?

  1. A.Marginal cost of funds based lending rate
  2. B.Benchmark Prime Lending Rate
  3. C.External benchmark lending rate
  4. D.Bank rate
Show answer
Correct answer: B. Benchmark Prime Lending Rate

Under the BPLR system a bank announced a prime rate for its best customers and then lent to many borrowers below it, so the announced rate told a customer very little and the lending book was not transparent.

Q13278.Banking & Financial AwarenessAsked in: Delhi · 6 April 2022, Shift 3Hard

Which model of self help group is also known as the international model?

  1. A.CDF model
  2. B.SEWAA model
  3. C.SAPAP model
  4. D.DWCRA model
Show answer
Correct answer: C. SAPAP model

The South Asia Poverty Alleviation Programme model is called the international model of self help group formation because it was taken up with the support of the United Nations Development Programme and followed the same design across South Asian countries, beginning in India in the districts of Andhra Pradesh.

Q13279.Banking & Financial AwarenessAsked in: Delhi · 8 April 2022, Shift 3Easy

In the context of rural credit and micro finance, KCC stands for:

  1. A.Krishi Credit Card
  2. B.Kisan Credit Card
  3. C.Krishi Credit Corporation
  4. D.Kisan Credit Corporation
Show answer
Correct answer: B. Kisan Credit Card

The Kisan Credit Card scheme was introduced in 1998 on the recommendation of the R V Gupta Committee and is worked by commercial banks, regional rural banks and cooperative banks.

GK Questions for sub-exams