NPCI

Articles

• 
  Banking & Financial Awareness

  Digital Rupee, Fintech and Account Aggregators: Notes

  Banking awareness notes on the Digital Rupee: the CBDC pilots, the RBI Act amendment, NPCI systems, Account Aggregators and the digital lending guidelines.

  9 October 2026 · 6 min read

• 
  Indian Economy

  Financial Inclusion and Digital Payments: UPI and PMJDY

  Complete notes on financial inclusion and digital payments in India: PMJDY, RRBs, payments banks, social security schemes, NPCI, UPI, RTGS, NEFT, IMPS and AePS.

  8 October 2026 · 4 min read

• 
  Banking & Financial Awareness

  NPCI, UPI and RuPay: Retail Payment Systems of India

  Banking awareness notes on NPCI, UPI and RuPay: how NPCI was set up, its products, how UPI works, RuPay cards, FASTag, AEPS, NACH and the PSS Act.

  30 September 2026 · 5 min read

• 
  Banking & Financial Awareness

  Payment Systems in India: NEFT, RTGS and IMPS Notes

  Banking awareness notes on NEFT, RTGS and IMPS: operators, settlement methods, limits, the 2007 Act, the NPCI products and the IFSC, MICR and MMID codes.

  30 September 2026 · 4 min read

• 
  Banking & Finance

  UPI Stays Free for P2P and 96% of Merchant Payments

  The Finance Ministry clarified that UPI remains free for all person-to-person transfers and for about 96 per cent of merchant payments under the new MDR framework.

  15 September 2026 · 2 min read

• 
  Summits & Conferences

  PM Opens 7th Global Fintech Fest 2026 in Mumbai

  Prime Minister Narendra Modi inaugurated the 7th Global Fintech Fest in Mumbai on 8 September 2026, held on the theme Potential to Impact until 11 September.

  8 September 2026 · 2 min read