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IBPS GK Questions 2026

Static GK in IBPS exams means banking awareness first. The awareness tests of PO, Clerk and RRB Mains name banking, economy, financial and digital awareness, and the questions that return every year are about the RBI and its functions, the monetary policy tools (repo, SDF, MSF, CRR, SLR), types of banks and accounts, NPAs, Basel norms, priority sector lending, payment systems such as UPI, NEFT, RTGS and IMPS, deposit insurance, financial inclusion schemes, and the regulators SEBI, IRDAI and PFRDA and institutions such as NABARD and SIDBI. Headquarters and taglines of banks, capitals and currencies, national parks, dams and important days appear too, though with a smaller share than in SSC. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting, with the terms and abbreviations that IBPS papers use. Read a topic, then solve its previous-year questions and quiz on this site to check what you retained, and come back to the notes for the facts you missed.

IBPS GK Questions with Answers

Q241.Awards & HonoursMedium

Where was the 72nd National Film Awards ceremony held?

  1. A.New Delhi
  2. B.Mumbai
  3. C.Ekta Nagar, Kevadia
  4. D.Gandhinagar
Show answer

Correct answer: C. Ekta Nagar, Kevadia

Explanation

The correct answer is Ekta Nagar, Kevadia. The 72nd National Film Awards were conferred there, in Gujarat, and it was the first time the ceremony had been taken out of the national capital. The site was chosen for its association with Sardar Vallabhbhai Patel and with national unity, and the President said the choice suited a ceremony that celebrates the cultural and national unity of the country. The Governor of Gujarat, Acharya Devvrat, and Chief Minister Bhupendra Patel both described hosting the event as a matter of pride for the state. New Delhi is wrong because this edition deliberately moved away from Delhi, where earlier ceremonies were held. Mumbai is wrong because, although it is the centre of the Hindi film industry, it did not host this ceremony. Gandhinagar is wrong because it is the capital of Gujarat, while the awards were given at Ekta Nagar in Kevadia.

Q242.Awards & HonoursEasy

Who received the Dadasaheb Phalke Award at the 72nd National Film Awards?

  1. A.Mammootty
  2. B.Anant Nag
  3. C.Sanjay Mishra
  4. D.Randeep Hooda
Show answer

Correct answer: B. Anant Nag

Explanation

The correct answer is Anant Nag. President Droupadi Murmu presented the Dadasaheb Phalke Award for 2024 to the veteran Kannada actor at the 72nd National Film Awards at Ekta Nagar, Kevadia, in Gujarat. Accepting it, Anant Nag spoke of a childhood in an ashram, a move to Mumbai where the stage gave him his first role, and a run of nearly 50 plays before he turned to cinema. He later worked with the director Shyam Benegal, chose Kannada films and made Bengaluru his karmabhoomi, and he had received the Padma Bhushan from the same President a year earlier. Mammootty is wrong because he shared the Best Actor award for Bramayugam. Sanjay Mishra is wrong because he was named Best Supporting Actor for Bhakshak. Randeep Hooda is wrong because he was praised for his first film as a director, Swatantrya Veer Savarkar, and not for a lifetime honour.

Q243.NationalMedium

Over which period is the Swachhata Hi Seva 2026 campaign being observed?

  1. A.1 September to 30 September
  2. B.15 August to 15 September
  3. C.17 September to 2 October
  4. D.2 October to 31 October
Show answer

Correct answer: C. 17 September to 2 October

Explanation

The correct answer is 17 September to 2 October. The Ministry of Textiles stated that the campaign is being celebrated across all its organisations over this period, and the activities reported by other departments, such as the Swachhata pledge taken on the opening day, fit the same window. The closing date is easy to remember because it falls on Gandhi Jayanti, the day the Swachh Bharat Mission itself is associated with. Option A is wrong because the campaign does not begin at the start of the month. Option B is wrong because that window belongs to a different period altogether and does not match the reported pledge dates. Option D is wrong because the campaign ends, rather than begins, in the first days of October. Fixing the start and close dates together is the safest way to answer such questions.

Q244.NationalMedium

Swachhata Hi Seva 2026 is jointly organised by the Ministry of Housing and Urban Affairs and which other body?

  1. A.Department of Rural Development
  2. B.Department of Drinking Water and Sanitation, Ministry of Jal Shakti
  3. C.Ministry of Environment, Forest and Climate Change
  4. D.Department of Health and Family Welfare
Show answer

Correct answer: B. Department of Drinking Water and Sanitation, Ministry of Jal Shakti

Explanation

The correct answer is the Department of Drinking Water and Sanitation under the Ministry of Jal Shakti. The Ministry of Information and Broadcasting release states plainly that the campaign is being organised jointly by the Ministry of Housing and Urban Affairs and that department, which together cover urban and rural sanitation. Option A is wrong because rural development is a separate department and was not named as an organiser. Option C is wrong because the environment ministry has no stated role in running this campaign. Option D is wrong because health and family welfare is not among the organisers, even though health camps are held for Safai Mitras during the campaign. The urban plus rural pairing is the logic to remember, since a national cleanliness campaign must reach both kinds of settlement.

Q245.NationalEasy

What is the theme of the Swachhata Hi Seva 2026 campaign?

  1. A.Swachhata Mein Sahbhag, Swachh Bharat, Viksit Bharat
  2. B.Sampoorna Swachhata
  3. C.Swabhav Swachhata, Sanskaar Swachhata
  4. D.Swachh Bharat, Swasth Bharat
Show answer

Correct answer: A. Swachhata Mein Sahbhag, Swachh Bharat, Viksit Bharat

Explanation

The correct answer is Swachhata Mein Sahbhag, Swachh Bharat, Viksit Bharat. Both the Department of Food and Public Distribution and the Ministry of Textiles named this as the theme of the current campaign, and described it as an appeal to treat cleanliness as a collective effort and a festival of community involvement. Option B is wrong because that phrase is not the theme announced for this edition. Option C is wrong because although it sounds close to the language used in such campaigns, it is not the theme named in these releases. Option D is wrong because it is a general slogan and not the theme declared for this year. Themes of national campaigns change every year, so aspirants should always link the theme to the year and to the campaign name together.

Q246.Government SchemesHard

Which corporation implements the interventions under the NAMASTE Scheme?

  1. A.NSFDC
  2. B.NSKFDC
  3. C.NBCFDC
  4. D.NMDFC
Show answer

Correct answer: B. NSKFDC

Explanation

The correct answer is NSKFDC, the National Safai Karamcharis Finance and Development Corporation. The Secretary of the Ministry of Social Justice and Empowerment said the scheme promotes sustainable livelihoods, capacity building, access to safety gear and mechanisation through interventions implemented by this corporation. The name itself carries the clue, because Safai Karamcharis are the very workers the scheme is built around. Option A is wrong because that corporation works for scheduled caste beneficiaries in general and is not named as the implementing body here. Option C is wrong because it serves backward classes and has no role stated in this release. Option D is wrong because it works for minority communities. Matching a scheme with its implementing corporation is a standard question pattern in general awareness papers.

Q247.Government SchemesMedium

Under the Swachhta Udyami Yojana capital subsidy, how much support has been given to 983 beneficiaries?

  1. A.Rs 12.40 crore
  2. B.Rs 21.75 crore
  3. C.Rs 34.16 crore
  4. D.Rs 48.90 crore
Show answer

Correct answer: C. Rs 34.16 crore

Explanation

The correct answer is Rs 34.16 crore. Under the capital subsidy intervention for mechanisation, routed through the Swachhta Udyami Yojana, the Ministry reported that 983 beneficiaries have been supported with this amount. The purpose of the subsidy is to help sanitation workers acquire machines so that hazardous manual work is replaced by mechanised cleaning, which is the central idea of the NAMASTE Scheme. The other three options are wrong simply because no such amount is reported for this intervention; they are plausible looking figures placed to test whether the aspirant recalls the exact number. A useful habit is to memorise the amount together with the beneficiary count, since examiners often pair the two in a single statement and change only one of them.

Q248.Government SchemesMedium

How many sewer and septic tank workers have been validated under the NAMASTE Scheme?

  1. A.58,412
  2. B.90,186
  3. C.1,24,530
  4. D.2,51,756
Show answer

Correct answer: B. 90,186

Explanation

The correct answer is 90,186. The Ministry's Secretary stated that the sewer and septic tank workers component now covers all 36 States and Union Territories, and that this many workers have been validated. The validated workforce is made up of 86,468 men, 3,713 women and five transgender persons, and these sub-totals add up to the figure in the correct option, which is a quick way to verify the answer. Options A and C are wrong because they do not match any figure reported for this component. Option D is a deliberate trap, because that number belongs to the separate waste picker component, where the profiled count covers 34 States and Union Territories rather than 36. Keeping the two components apart is the key to answering this question correctly.

Q249.Government SchemesEasy

What does NAMASTE stand for in the context of the sanitation workers scheme?

  1. A.National Action for Mechanized Sanitation Ecosystem
  2. B.National Mission for Advanced Sanitation and Technology
  3. C.National Agency for Municipal Sanitation and Training Enterprise
  4. D.National Authority for Mechanized Sewerage and Treatment
Show answer

Correct answer: A. National Action for Mechanized Sanitation Ecosystem

Explanation

The correct answer is National Action for Mechanized Sanitation Ecosystem. The Ministry of Social Justice and Empowerment defines NAMASTE exactly this way, and describes its aim as ensuring the safety and dignity of sanitation workers by creating an enabling ecosystem that recognises their contribution to the operation and maintenance of sanitation infrastructure. Option B is wrong because the scheme is not framed as a mission for advanced sanitation technology, and the word mission does not appear in its name. Option C is wrong because it is not a municipal training agency and it is not confined to urban local bodies alone. Option D is wrong because NAMASTE is not an authority for sewerage treatment but a scheme centred on workers. Full forms of welfare schemes are frequently asked, so learn the expansion word for word.

Q250.InternationalMedium

In which year was the OPEC-India Energy Dialogue launched?

  1. A.2010
  2. B.2015
  3. C.2018
  4. D.2021
Show answer

Correct answer: B. 2015

Explanation

The correct answer is 2015. At the seventh meeting the OPEC Secretary General said that the OPEC-India Energy Dialogue is eleven years strong, having been launched in New Delhi in 2015. That single sentence gives both the launch year and the launch city, so it is worth remembering as a pair. Option A is wrong because the dialogue did not exist that early. Option C is wrong because by that year the dialogue had already been running for some time. Option D is wrong for the same reason. A useful cross-check in the examination hall is the arithmetic: a dialogue described as eleven years strong in the current year must have begun in the year given in option B, so the wording of the statement itself confirms the answer.

Q251.InternationalMedium

The Eighth High-Level Meeting of the OPEC-India Energy Dialogue will be held in which city?

  1. A.New Delhi
  2. B.Riyadh
  3. C.Vienna
  4. D.Abu Dhabi
Show answer

Correct answer: C. Vienna

Explanation

The correct answer is Vienna. The release records that both sides agreed to hold the Eighth High-Level Meeting of the OPEC-India Energy Dialogue in Vienna, Austria, on a mutually convenient date. Vienna is also where the OPEC Secretariat is based, which makes the choice easy to recall. New Delhi is wrong because it hosted the seventh meeting and also the launch of the dialogue, not the next edition. Riyadh is wrong because although Saudi Arabia is a major OPEC member, the capital named for the next round is not Riyadh. Abu Dhabi is wrong for the same reason. Aspirants should keep two venues separate in memory here: New Delhi for the meeting just concluded, and Vienna for the one to come.

Q252.InternationalEasy

Who co-chaired the Seventh High-Level Meeting of the OPEC-India Energy Dialogue along with OPEC Secretary General Haitham Al Ghais?

  1. A.Piyush Goyal
  2. B.Hardeep Singh Puri
  3. C.Nirmala Sitharaman
  4. D.Pralhad Joshi
Show answer

Correct answer: B. Hardeep Singh Puri

Explanation

The correct answer is Hardeep Singh Puri. The meeting was co-chaired by Hardeep Singh Puri, India's Minister of Petroleum and Natural Gas, and by the OPEC Secretary General. Since the dialogue is about oil markets, energy security and investment in the oil industry, the Indian co-chair is the minister who holds the petroleum portfolio, and that is the link to remember. Piyush Goyal is wrong because the commerce and industry portfolio is not the one that leads this dialogue. Nirmala Sitharaman is wrong because the finance ministry did not lead this engagement, even though energy prices affect the economy. Pralhad Joshi is wrong as the release names only the petroleum minister as the Indian co-chair. Questions on ministerial dialogues usually turn on matching the subject of the dialogue with the correct portfolio.

Q253.NationalMedium

TRAI's Thirteenth Amendment of 2026 mandates special tariff vouchers of what kind?

  1. A.Data-only vouchers with unlimited validity
  2. B.Voice-and-SMS-only vouchers for validities of 30 days and less
  3. C.Free roaming vouchers for all users
  4. D.International calling vouchers
Show answer

Correct answer: B. Voice-and-SMS-only vouchers for validities of 30 days and less

Explanation

The correct answer is Voice-and-SMS-only vouchers for validities of 30 days and less. Under the amendment, wherever an operator offers a voice-SMS-data special tariff voucher with a validity of 30 days or less, it must also offer a voice-and-SMS-only voucher of the same validity at an appropriately reduced price. Operators must also offer a pack that renews on the same date every month, falling back to the last day in shorter months, and at least one longer voice-and-SMS pack.

The other options invent products that the regulation does not cover. TRAI's concern, after the Twelfth Amendment of 2024, was that operators had listed only a handful of voice-SMS packs, concentrated on long validities, so low-income users who rely on a basic phone or a second SIM could not buy a cheap short pack. The new rule targets exactly that gap.

Q254.NationalEasy

Which body released the Telecom Consumer Protection (Thirteenth Amendment) Regulations, 2026 on 22 September 2026?

  1. A.Department of Telecommunications
  2. B.Telecom Regulatory Authority of India
  3. C.Telecom Disputes Settlement and Appellate Tribunal
  4. D.Ministry of Electronics and IT
Show answer

Correct answer: B. Telecom Regulatory Authority of India

Explanation

The correct answer is Telecom Regulatory Authority of India. TRAI, the sector's regulator, released the Thirteenth Amendment on 22 September 2026 after a draft issued on 7 April 2026 drew 1,132 responses and an open house discussion on 15 June 2026. The amendment obliges operators to offer voice-and-SMS-only special tariff vouchers for validities of 30 days and less, so that users who do not need data are not forced to buy bundled packs.

The Department of Telecommunications is the government department that makes policy and issues licences, not tariff regulations. The Telecom Disputes Settlement and Appellate Tribunal (TDSAT) hears appeals against TRAI's decisions rather than issuing regulations. The Ministry of Electronics and IT deals with electronics, IT and semiconductors. For telecom tariffs, quality of service and consumer protection, the regulator is always TRAI.

Q255.Government SchemesMedium

From 11 September 2024, which group was brought under AB PM-JAY irrespective of income, with the Ayushman Vay Vandana card?

  1. A.All ASHA workers
  2. B.All senior citizens aged 70 and above
  3. C.All construction workers
  4. D.All students in government schools
Show answer

Correct answer: B. All senior citizens aged 70 and above

Explanation

The correct answer is All senior citizens aged 70 and above. On 11 September 2024 the Government extended AB PM-JAY to everyone aged 70 and above, regardless of income, covering about 6 crore senior citizens. They receive the Ayushman Vay Vandana card, and more than 1.36 crore such cards had been issued by 21 September 2026.

ASHA workers are the distractor: about 37 lakh families of ASHAs, anganwadi workers and helpers were indeed added, but earlier, in March 2024, and through a separate decision. Construction workers join through the Building and Other Construction Workers boards, and students are not a category at all. The name is easy to place: "Vay" refers to age, so the Vay Vandana card is the one for the elderly.

Q256.Government SchemesMedium

Beneficiary families under AB PM-JAY are identified on the basis of which database?

  1. A.Census 2011
  2. B.Socio-Economic Caste Census (SECC) 2011
  3. C.National Family Health Survey
  4. D.Aadhaar database
Show answer

Correct answer: B. Socio-Economic Caste Census (SECC) 2011

Explanation

The correct answer is Socio-Economic Caste Census (SECC) 2011. Rural families qualify under six deprivation criteria of the SECC 2011, such as households with only one kucha room, no adult member between 16 and 59, female-headed households without an adult male, households with a disabled member, SC/ST households and landless households dependent on casual manual labour. Urban families qualify under 11 occupational categories, from rag pickers and domestic workers to construction workers and drivers.

Census 2011 is the tempting wrong answer: the SECC was a separate exercise from the population census. The National Family Health Survey is a health survey, not an eligibility list, and Aadhaar is an identity number, not a poverty database. Families once covered under the Rashtriya Swasthya Bima Yojana are included too.

Q257.Government SchemesMedium

What is the maximum annual cashless hospitalisation cover per family under AB PM-JAY?

  1. A.₹1 lakh
  2. B.₹2 lakh
  3. C.₹5 lakh
  4. D.₹10 lakh
Show answer

Correct answer: C. ₹5 lakh

Explanation

The correct answer is ₹5 lakh. AB PM-JAY provides cashless hospitalisation cover of up to ₹5 lakh per family per year, covering 1,961 procedures across 27 medical specialties at public and private empanelled hospitals. The cover is per family, not per person, and there is no cap on family size or age.

The other amounts are distractors. The scale of use is worth remembering: by its eighth anniversary the scheme had funded about 13.25 crore hospital admissions worth ₹2.03 lakh crore, and over 48.51 crore people, about 33% of the population, held Ayushman cards. The Union Budget for 2026-27 provides ₹9,500 crore for it. A typical example in the backgrounder is a 65-year-old woman from Haryana whose hip surgery costing ₹44,140 was done free under the scheme.

Q258.Government SchemesEasy

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) was launched on which date?

  1. A.15 August 2018
  2. B.23 September 2018
  3. C.2 October 2018
  4. D.1 April 2019
Show answer

Correct answer: B. 23 September 2018

Explanation

The correct answer is 23 September 2018. AB PM-JAY was launched on that date to move India towards universal health coverage, and the PIB backgrounder of 22 September 2026 marks its eighth anniversary. It gives eligible families cashless hospital cover of up to ₹5 lakh a year for secondary and tertiary care through more than 38,000 empanelled hospitals.

The other dates are distractors around well-known days: 15 August is Independence Day, 2 October is Gandhi Jayanti and 1 April is the start of the financial year. Two later dates matter for this scheme and are worth keeping separate: March 2024, when about 37 lakh families of ASHAs and anganwadi workers were added, and 11 September 2024, when all senior citizens aged 70 and above were brought in through the Ayushman Vay Vandana card.

Q259.Banking & FinanceMedium

By how much was the Staff Welfare Fund of Public Sector Banks enhanced in August 2024?

  1. A.25%
  2. B.40%
  3. C.56%
  4. D.75%
Show answer

Correct answer: C. 56%

Explanation

The correct answer is 56%. The Staff Welfare Fund is money that public sector banks set aside for the welfare of working and retired staff, covering health expenses, canteen subsidies, sports and cultural activities and educational help. The Finance Ministry listed its 56% increase in August 2024 among the measures taken for bank employees.

The other percentages are distractors. The same list includes other points worth knowing: PSBs recruited about 4,82,800 employees from FY 2014-15 to FY 2025-26, with recruitment doubling in the last three years; as of 1 July 2026, 95.84% of officer posts and 92% of subordinate/award staff posts were filled; and negotiations on the next Bipartite Settlement began early, aiming to finish before the November 2027 deadline. Bipartite settlements are wage agreements between bank managements and unions.

Q260.Banking & FinanceMedium

In which year were the 2nd and 4th Saturdays of every month declared holidays for Public Sector Banks?

  1. A.2012
  2. B.2015
  3. C.2019
  4. D.2020
Show answer

Correct answer: B. 2015

Explanation

The correct answer is 2015. In its appeal of 21 September 2026, the Ministry of Finance recalled that the Government, in the interest of bank employees, declared the 2nd and 4th Saturdays of every month as holidays for public sector banks in 2015. The remaining Saturdays are working days and, the Ministry said, an important opportunity for many citizens to use banking services.

The other years are distractors. This fact matters because the unions' pending demand, five-day banking, would turn every Saturday into a holiday. The Government's argument is that customers already lose two Saturdays a month, and that the planned strike from 28 to 30 September, next to a weekend and the half-yearly closing on 30 September, would mean an effective five-day shutdown of banking at a sensitive time of the financial year.