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UPSC GK Questions 2026

Static general knowledge is the larger part of every UPSC general studies paper. The notices name the same areas again and again: the history of India and the national movement, Indian and world geography, polity and the Constitution, the economy and social development, and general science with environment and ecology. The balance shifts from exam to exam. NDA puts about half of its General Knowledge part on Physics, Chemistry and General Science. CSE favours polity, modern history, environment and the economy. CAPF adds security and human rights, and CDS spreads its questions across polity, history, geography, the economy and school science.

GK24's GK notes are written topic by topic in English and Hindi, as short, fact-first chapters that are easy to revise. They cover Indian Polity, Indian History, Geography, Indian Economy, General Science, Environment and Ecology, Art and Culture, Computer, and the fact lists of awards, sports, books and days. A new chapter is added in each subject as the series grows. Each note carries practice questions, and those that have appeared in an exam say which exam and year. Start with Polity and modern history, then Geography, the Economy and Science. Read a note, take its topic quiz, and come back to it in your monthly revision.

UPSC GK Questions with Answers

Q11761.Indian States & UTsHard

The Farakka Barrage, commissioned in 1975, was built mainly for what purpose?

  1. A.To generate hydroelectric power for Kolkata
  2. B.To divert water into the Hooghly and flush silt from the approach to Kolkata port
  3. C.To irrigate the Dooars tea gardens
  4. D.To control the floods of the Damodar river
Show answer
Correct answer: B. To divert water into the Hooghly and flush silt from the approach to Kolkata port

The Ganga splits in West Bengal, with the main stream going into Bangladesh as the Padma and the Bhagirathi and Hooghly running south past Kolkata.

Q11763.Indian States & UTsEasy

The Damodar Valley Corporation, India’s first multipurpose river valley project, was set up in which year?

  1. A.1948
  2. B.1956
  3. C.1962
  4. D.1975
Show answer
Correct answer: A. 1948

The Corporation was created soon after independence to control the floods of the Damodar, a river so destructive that it was called the sorrow of Bengal, and it was modelled on the Tennessee Valley Authority of the United States, combining flood control, irrigation, power generation and navigation in one body.

Q11764.Indian States & UTsMedium

Which is the oldest High Court in India?

  1. A.Bombay High Court
  2. B.Madras High Court
  3. C.Calcutta High Court
  4. D.Allahabad High Court
Show answer
Correct answer: C. Calcutta High Court

It was established in 1862 under the Indian High Courts Act of 1861, a few days before the High Courts at Bombay and Madras, which makes it the oldest in the country; its jurisdiction also extends beyond the state to the Andaman and Nicobar Islands.

Q11766.Banking & Financial AwarenessMedium

Basel I, issued in 1988, dealt mainly with which type of risk?

  1. A.Operational risk
  2. B.Market risk
  3. C.Credit risk
  4. D.Liquidity risk
Show answer
Correct answer: C. Credit risk

The first accord was a simple framework that asked banks to hold capital equal to at least eight per cent of their risk weighted assets, with risk weights of zero, twenty, fifty and a hundred per cent assigned according to the creditworthiness of the borrower.

Q11767.Banking & Financial AwarenessHard

Under the Reserve Bank of India framework, which three banks have been designated as Domestic Systemically Important Banks?

  1. A.State Bank of India, Punjab National Bank and Bank of Baroda
  2. B.State Bank of India, ICICI Bank and HDFC Bank
  3. C.HDFC Bank, Axis Bank and Kotak Mahindra Bank
  4. D.State Bank of India, Canara Bank and Union Bank of India
Show answer
Correct answer: B. State Bank of India, ICICI Bank and HDFC Bank

The Reserve Bank issued its framework for Domestic Systemically Important Banks in 2014 and has since placed these three in the list, on the view that their size, interconnectedness and complexity make their failure a danger to the whole system.

Q11768.Banking & Financial AwarenessEasy

The Basel Committee on Banking Supervision has its secretariat at which institution?

  1. A.The Bank for International Settlements
  2. B.The European Central Bank
  3. C.The Swiss National Bank
  4. D.The Organisation for Economic Co operation and Development
Show answer
Correct answer: A. The Bank for International Settlements

The Bank is located in Basel, Switzerland, was established in 1930 and is the oldest international financial institution in the world; it is often described as the bank for central banks because its members are central banks rather than private customers.

Q11769.Banking & Financial AwarenessMedium

The Liquidity Coverage Ratio introduced under Basel III requires a bank to hold high quality liquid assets sufficient to meet net cash outflows over what period?

  1. A.Seven days
  2. B.Thirty days
  3. C.Ninety days
  4. D.One year
Show answer
Correct answer: B. Thirty days

The Liquidity Coverage Ratio is a short term standard: a bank must hold enough high quality liquid assets, mainly cash, central bank reserves and sovereign securities, to survive the net cash outflows of a thirty day stress scenario, and the ratio must be at least a hundred per cent.

Q11770.Banking & Financial AwarenessHard

The capital conservation buffer prescribed under Basel III has to be maintained in which form of capital?

  1. A.Tier two capital
  2. B.Additional Tier one capital
  3. C.Common Equity Tier one capital
  4. D.Any combination of Tier one and Tier two
Show answer
Correct answer: C. Common Equity Tier one capital

The buffer of two and a half per cent of risk weighted assets is meant to be built up in good years and drawn down in bad ones, so it must consist of the highest quality capital, that is common equity.

Q11771.Banking & Financial AwarenessMedium

Basel III was issued in response to which event?

  1. A.The Asian financial crisis of 1997
  2. B.The global financial crisis of 2008
  3. C.The collapse of Bankhaus Herstatt in 1974
  4. D.The European sovereign debt crisis of 2015
Show answer
Correct answer: B. The global financial crisis of 2008

The crisis showed that banks had too little capital of genuinely loss absorbing quality and no cushion of liquid assets, so the Basel Committee issued Basel III in 2010 with stricter definitions of capital, the capital conservation and countercyclical buffers, a leverage ratio and the two liquidity standards.

Q11772.Banking & Financial AwarenessEasy

Which of the following forms part of Common Equity Tier one capital of a bank?

  1. A.Subordinated debt
  2. B.Revaluation reserves
  3. C.Paid up equity capital and statutory reserves
  4. D.General provisions against standard assets
Show answer
Correct answer: C. Paid up equity capital and statutory reserves

Common Equity Tier one is the purest form of going concern capital, able to absorb losses while the bank continues to trade, and it is made up of paid up equity capital, share premium, statutory reserves and retained earnings.

Q11773.Banking & Financial AwarenessMedium

What is the minimum capital to risk weighted assets ratio prescribed by the Reserve Bank of India for Indian banks?

  1. A.Eight per cent
  2. B.Nine per cent
  3. C.Ten and a half per cent
  4. D.Twelve per cent
Show answer
Correct answer: B. Nine per cent

The Reserve Bank has deliberately set the Indian minimum one percentage point above the Basel figure, so Indian banks must maintain a capital to risk weighted assets ratio of nine per cent, of which Common Equity Tier one must be at least five and a half per cent and total…

Q11774.Banking & Financial AwarenessMedium

The three pillars of Basel II are minimum capital requirements, supervisory review and which third pillar?

  1. A.Deposit insurance
  2. B.Market discipline
  3. C.Liquidity coverage
  4. D.Asset classification
Show answer
Correct answer: B. Market discipline

The third pillar works through disclosure: a bank must publish enough about its risk profile, capital and risk management for depositors, investors and rating agencies to judge it, so that the market itself exerts pressure for prudent behaviour.

Q11775.Banking & Financial AwarenessEasy

The Basel norms for banks are issued by which body?

  1. A.The International Monetary Fund
  2. B.The Basel Committee on Banking Supervision
  3. C.The World Bank
  4. D.The Financial Action Task Force
Show answer
Correct answer: B. The Basel Committee on Banking Supervision

It was set up in 1974 by the central bank governors of the Group of Ten countries and has its secretariat at the Bank for International Settlements in Basel, Switzerland.

Q11776.Important Days & DatesHard

Samvidhaan Hatya Diwas, notified in 2024, is observed on 25 June to remember

  1. A.The proclamation of the Emergency in 1975
  2. B.The Quit India Movement of 1942
  3. C.The Jallianwala Bagh massacre of 1919
  4. D.The partition of Bengal in 1905
Show answer
Correct answer: A. The proclamation of the Emergency in 1975

The Ministry of Home Affairs issued a notification in 2024 declaring 25 June as Samvidhaan Hatya Diwas, to pay tribute to those who suffered during the Emergency, which was proclaimed on 25 June 1975 and withdrawn on 21 March 1977.

Q11778.Important Days & DatesMedium

National Startup Day is observed on 16 January because on that date in 2016

  1. A.The Make in India programme was launched
  2. B.The Startup India initiative was launched
  3. C.The Atal Innovation Mission was set up
  4. D.The Digital India programme was launched
Show answer
Correct answer: B. The Startup India initiative was launched

The initiative offers recognised startups tax benefits, easier compliance and funding support, and it is run by the Department for Promotion of Industry and Internal Trade.

Q11780.Important Days & DatesEasy

National Space Day, observed on 23 August, commemorates

  1. A.The launch of Chandrayaan-1
  2. B.The soft landing of Chandrayaan-3 near the lunar south pole
  3. C.The success of the Mars Orbiter Mission
  4. D.The founding of ISRO
Show answer
Correct answer: B. The soft landing of Chandrayaan-3 near the lunar south pole

With it India became the fourth country to land on the Moon and the first to land in that polar region, and the landing site was named Shiv Shakti Point.

GK Questions for sub-exams