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UPSC Civil Services GK Questions 2026

Static general knowledge is six of the seven lines of the General Studies Paper-I syllabus in the UPSC CSE notice: History of India and the Indian National Movement; Indian and World Geography; Indian Polity and Governance; Economic and Social Development; Environmental Ecology, Bio-diversity and Climate Change; and General Science. The Commission tests understanding rather than recall, through statements to be judged correct or incorrect, pairs to be matched and assertion-reason items, and it likes the edges of a topic: a lesser-known provision of the Constitution, a river's tributary, a species' conservation status, the mandate of a statutory body. This page holds GK24's topic-wise GK notes for UPSC, written as short facts and tables, in English and Hindi, with each note linked to the current affairs and previous-year questions on the same topic. Start with Polity and Modern History, which carry the most questions, then Geography, the Economy, Environment, Ancient and Medieval culture and Science. Read a note, solve its PYQs, take its quiz, and come back to it in your monthly revision. A candidate who knows these notes and reads the daily current affairs has covered the syllabus the notice prescribes for Paper-I.

UPSC Civil Services GK Questions with Answers

Q12624.Indian States & UTsEasy

The state of Maharashtra was formed on which date?

  1. A.1 November 1956
  2. B.1 May 1960
  3. C.1 April 1936
  4. D.1 November 2000
Show answer
Correct answer: B. 1 May 1960

On that day the bilingual Bombay State was divided into Maharashtra and Gujarat under the Bombay Reorganisation Act, 1960, after the Samyukta Maharashtra movement had pressed for a separate state for Marathi speakers.

Q12625.Banking & Financial AwarenessMedium

Under Section 138 of the Negotiable Instruments Act, 1881, within how many days of receiving the notice must the drawer make payment to avoid the offence?

  1. A.Seven days
  2. B.Fifteen days
  3. C.Thirty days
  4. D.Forty five days
Show answer
Correct answer: B. Fifteen days

The Section 138 timeline runs in three steps. The payee must give the drawer a written notice demanding payment within thirty days of receiving information from the bank that the cheque has been returned unpaid.

Q12626.Banking & Financial AwarenessMedium

Under the Negotiable Instruments Act, 1881, how many days of grace are allowed while computing the maturity of a bill or a promissory note payable after date?

  1. A.Two days
  2. B.Three days
  3. C.Five days
  4. D.Seven days
Show answer
Correct answer: B. Three days

Section 22 of the Act provides that the maturity of a promissory note or bill of exchange payable after a stated period is the day on which the period ends, and that three days of grace are added in computing that date.

Q12627.Banking & Financial AwarenessHard

When a cheque is crossed with the words 'not negotiable', what is the effect under the Negotiable Instruments Act, 1881?

  1. A.The cheque cannot be transferred at all
  2. B.The transferee gets no better title than the transferor had
  3. C.The cheque can be paid in cash over the counter
  4. D.The cheque becomes payable only after three months
Show answer
Correct answer: B. The transferee gets no better title than the transferor had

Section 130 provides that a person taking a cheque crossed 'not negotiable' shall not have, and shall not be capable of giving, a better title than the person from whom they took it had.

Q12628.Banking & Financial AwarenessEasy

How many parties are there to a bill of exchange?

  1. A.Two
  2. B.Three
  3. C.Four
  4. D.Five
Show answer
Correct answer: B. Three

A bill of exchange, defined in Section 5 of the Negotiable Instruments Act, 1881, is an unconditional order in writing by which the drawer directs another person, the drawee, to pay a certain sum to or to the order of the payee.

Q12629.Banking & Financial AwarenessMedium

For how long is a cheque valid from the date written on it, under the present direction of the Reserve Bank of India?

  1. A.One month
  2. B.Three months
  3. C.Six months
  4. D.One year
Show answer
Correct answer: B. Three months

The Reserve Bank of India directed that cheques, drafts, pay orders and banker's cheques would be payable for three months from the date of the instrument, with effect from 1 April 2012, cutting the earlier period of six months.

Q12630.Banking & Financial AwarenessMedium

Two parallel transverse lines drawn across the face of a cheque, without the name of any bank, amount to which kind of crossing?

  1. A.General crossing
  2. B.Special crossing
  3. C.Restrictive crossing
  4. D.Not negotiable crossing
Show answer
Correct answer: A. General crossing

Section 123 of the Negotiable Instruments Act, 1881 provides that where a cheque bears across its face two parallel transverse lines, with or without words such as 'and company', that addition is a general crossing.

Q12633.Banking & Financial AwarenessAsked in: Rajasthan · 2 Aug 2015Medium

The payment of a negotiable instrument becomes due

  1. A.at maturity
  2. B.after maturity
  3. C.before maturity
  4. D.on third day of maturity
Show answer
Correct answer: A. at maturity

Section 22 of the Negotiable Instruments Act, 1881 says that the maturity of a promissory note or bill of exchange payable otherwise than on demand is the date on which it falls due, and the three days of grace are already counted in arriving at that date.

Q12635.Banking & Financial AwarenessAsked in: Rajasthan · 2 Aug 2015Easy

A cheque returned by bank marked NSF means that

  1. A.Bank cannot verify your identity
  2. B.There are not sufficient funds in your account
  3. C.Cheque has been forged
  4. D.Cheque cannot be cashed being illegal
Show answer
Correct answer: B. There are not sufficient funds in your account

NSF stands for not sufficient funds, and a bank writes it on the return memo when the balance in the drawer's account is less than the amount of the cheque.