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SBI GK Questions 2026

The static part of the awareness test in SBI exams is banking and economy knowledge, which is why the PO Mains test is named General Awareness/ Economy/ Banking Knowledge and the Clerk Mains test General/ Financial Awareness. The sample questions in the Bank's booklet ask which institution introduced Know Your Customer norms, which sector drives State incomes, who led Operation Flood and what monetary policy is concerned with, and the real papers follow that line. The topics that recur are the RBI and its functions, monetary policy tools such as the repo rate, CRR and SLR, types of banks and accounts, NPAs, priority sector lending, KYC and anti-money-laundering rules, payment systems like UPI, NEFT and RTGS, banking terms and abbreviations, financial regulators such as SEBI, IRDAI and PFRDA, development institutions such as NABARD and SIDBI, the Union Budget and the Economic Survey, GDP, inflation and national income, and government schemes for financial inclusion, insurance and pensions. A few questions ask plain static GK: headquarters and heads, currencies and capitals, and dates in banking history. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting. Read a topic, then solve its quiz and the SBI previous-year questions on this site to see what you retained.

SBI GK Questions with Answers

Q161.Banking & Financial AwarenessAsked in: UPSC Civil Services · CSE Prelims 2023, GS Paper IMedium

With reference to Central Bank digital currencies, consider the following statements: 1. It is possible to make payments in a digital currency without using US dollar or SWIFT system. 2. A digital currency can be distributed with a condition programmed into it such as a time-frame for spending it. Which of the statements given above is/are correct?

  1. A.1 only
  2. B.2 only
  3. C.Both 1 and 2
  4. D.Neither 1 nor 2
Show answer
Correct answer: C. Both 1 and 2

A central bank digital currency can settle payments directly between countries without the dollar or SWIFT, and it can be programmed with conditions on its use.

Q162.Indian EconomyAsked in: UPSC Civil Services · CSE Prelims 2026, GS Paper IMedium

Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index) of the Reserve Bank of India (RBI) ?

  1. A.Credit access, Insurance depth, and Pension coverage
  2. B.Banking access, GDP contribution, and Financial literacy
  3. C.Access, Usage, and Quality
  4. D.Access, Affordability, and Transparency
Show answer
Correct answer: C. Access, Usage, and Quality

The RBI's FI-Index is built from these three sub-indices. The RBI introduced the Financial Inclusion Index in August 2021 to measure how far financial inclusion has spread across the country.

Q163.Banking & Financial AwarenessAsked in: UPSC Civil Services · CSE Prelims 2019, GS Paper IMedium

The Service Area Approach was implemented under the purview of

  1. A.Integrated Rural Development Programme
  2. B.Lead Bank Scheme
  3. C.Mahatma Gandhi National Rural Employment Guarantee Scheme
  4. D.National Skill Development Mission
Show answer
Correct answer: B. Lead Bank Scheme

The Service Area Approach, introduced by the RBI in 1989, worked within the framework of the Lead Bank Scheme to plan rural credit village by village.

Q164.Computer AwarenessAsked in: UPSC Civil Services · CSE Prelims 2026, GS Paper IEasy

An e-commerce revenue model where the seller has control over pricing but doesn't keep products in stock and instead transfers customer orders and shipment details to a third-party supplier, who then ships the goods directly to the customer, is called :

  1. A.Dropshipping Model
  2. B.Affiliate Revenue Model
  3. C.Transaction Fee Revenue Model
  4. D.Agency Revenue Model
Show answer
Correct answer: A. Dropshipping Model

In dropshipping the seller runs the shop and sets the price, while a supplier holds the stock and ships each order straight to the buyer.

Q165.Banking & Financial AwarenessAsked in: UPSC Civil Services · CSE Prelims 2022, GS Paper IMedium

Consider the following statements : 1. In India, credit rating agencies are regulated by Reserve Bank of India. 2. The rating agency popularly known as ICRA is a public limited company. 3. Brickwork Ratings is an Indian credit rating agency. Which of the statements given above are correct ?

  1. A.1 and 2 only
  2. B.2 and 3 only
  3. C.1 and 3 only
  4. D.1, 2 and 3
Show answer
Correct answer: B. 2 and 3 only

Credit rating agencies in India are regulated by SEBI, not by the RBI, while statements 2 and 3 are true.

Q166.NationalMedium

Who was felicitated by the Defence Minister at the diaspora event in Dushanbe on 20 October 2026?

  1. A.An Indian ambassador to Tajikistan
  2. B.Prof Habibullo Rajabov, an Indologist
  3. C.A Tajik defence official
  4. D.A visiting Indian film director
Show answer
Correct answer: B. Prof Habibullo Rajabov, an Indologist

He was honoured at the Dushanbe event for his contribution to Hindi literature and education, including a detailed study of philology, and he is described as the first recipient of the Padma Shri from Tajikistan, which is the detail most likely to be asked.

Q167.NationalHard

What did Rajnath Singh say about the growth in UPI transaction value?

  1. A.From Rs 7,000 crore in 2016-17 to Rs 314 lakh crore in 2025-26
  2. B.From Rs 70,000 crore in 2016-17 to Rs 140 lakh crore in 2025-26
  3. C.From Rs 7,000 crore in 2018-19 to Rs 95 lakh crore in 2025-26
  4. D.From Rs 1,000 crore in 2014-15 to Rs 500 lakh crore in 2025-26
Show answer
Correct answer: A. From Rs 7,000 crore in 2016-17 to Rs 314 lakh crore in 2025-26

The Defence Minister used this comparison in Dushanbe to show how far India has moved towards a less-paper and less-cash economy, and he described the country as a global hub for real-time digital payments.

Q169.NationalMedium

According to Rajnath Singh’s address in Dushanbe, India’s defence exports have reached a record figure of:

  1. A.Rs 21,083 crore
  2. B.Rs 38,424 crore
  3. C.Rs 46,210 crore
  4. D.Rs 52,500 crore
Show answer
Correct answer: B. Rs 38,424 crore

Speaking to the Indian diaspora in Dushanbe on 20 October 2026, the Defence Minister said defence exports had touched that record level, and in the same breath he put defence production at Rs 1.80 lakh crore, so the two figures are best learnt as a pair because an examiner can…

Q170.Indian EconomyAsked in: UPSC Civil Services · CSE Prelims 2018, GS Paper IMedium

Consider the following statements : 1. The Reserve Bank of India manages and services Government of India Securities but not any State Government Securities. 2. Treasury bills are issued by the Government of India and there are no treasury bills issued by the State Governments. 3. Treasury bills are issued at a discount from the par value. Which of the statements given above is/are correct ?

  1. A.1 and 2 only
  2. B.3 only
  3. C.2 and 3 only
  4. D.1, 2 and 3
Show answer
Correct answer: C. 2 and 3 only

Only the Centre issues treasury bills and they are sold at a discount, but the RBI also manages state government securities.

Q171.Science & TechnologyMedium

On the sidelines of which forum did Dr. Jitendra Singh make these remarks on nuclear energy and AI?

  1. A.World Economic Forum
  2. B.Raisina Dialogue
  3. C.Bloomberg Economy Forum 2026
  4. D.India Energy Week
Show answer
Correct answer: C. Bloomberg Economy Forum 2026

The correct answer is the Bloomberg Economy Forum 2026, on the sidelines of which the Union Minister spoke in an exclusive conversation about the peaceful character of India's nuclear programme and the power needs of an economy turning towards artificial intelligence.

Q175.Indian EconomyHard

The Sukanya Samriddhi account for a girl child matures:

  1. A.Fifteen years from the date of opening
  2. B.Twenty-one years from the date of opening
  3. C.When the girl turns eighteen years of age
  4. D.After five years, like the National Savings Certificate
Show answer
Correct answer: B. Twenty-one years from the date of opening

The account is opened by a guardian in the name of a girl child before she completes ten years of age, deposits are made for the first fifteen years, and the account matures twenty-one years from the date it was opened; a part withdrawal is allowed for higher education after…

Q177.Indian EconomyMedium

An open-ended mutual fund scheme is one which:

  1. A.Has a fixed maturity date and is listed on a stock exchange
  2. B.Allows investors to enter and exit on any working day at the NAV
  3. C.Opens for transactions only at stated intervals
  4. D.Invests only in government securities
Show answer
Correct answer: B. Allows investors to enter and exit on any working day at the NAV

An open-ended scheme has no fixed maturity; the fund house keeps creating and cancelling units, so an investor may buy or redeem on any working day at the NAV declared for that day, which is why most schemes sold today are open-ended.

Q178.Indian EconomyEasy

The National Pension System (NPS) in India is regulated by:

  1. A.SEBI
  2. B.IRDAI
  3. C.PFRDA
  4. D.RBI
Show answer
Correct answer: C. PFRDA

The Pension Fund Regulatory and Development Authority, which was given statutory status by the PFRDA Act of 2013, regulates the National Pension System and the Atal Pension Yojana, appoints the pension fund managers and the central record keeping agency, and prescribes the Tier I and Tier II account structure.

Q179.Indian EconomyEasy

The chief benefit of investing through a Systematic Investment Plan (SIP) is:

  1. A.A guaranteed return fixed in advance
  2. B.Rupee cost averaging over market cycles
  3. C.Exemption from the expense ratio
  4. D.Freedom from all market risk
Show answer
Correct answer: B. Rupee cost averaging over market cycles

In an SIP the same sum is invested at fixed intervals, so it automatically buys more units when the NAV is low and fewer when it is high; over a full market cycle the average cost per unit therefore works out lower than a lump sum invested at a high…