NABARD GK Questions 2026

Both varieties were bred at this institute, which functions under the Indian Council of Agricultural Research, and it was the institute that organised the Soybean Harvest Day on 9 October 2026 at which their yield potential was assessed.

The G20 was formed in 1999, not 2001, as a forum of Finance Ministers and Central Bank Governors. The Group of Twenty was set up in 1999 after the Asian financial crisis, so that finance ministers and central bank governors of major developed and emerging economies could meet regularly.

It is the umbrella scheme of the Ministry of Food Processing Industries for building modern infrastructure and an efficient supply chain from farm gate to retail outlet.

The word joins bank and assurance and describes the arrangement by which an insurer uses a bank branch network and customer base to sell policies while the bank earns fee income as a corporate agent or broker; it is a permitted para banking activity in India.

Para banking covers the financial services a bank may offer besides pure banking once the Reserve Bank of India allows it, such as distributing insurance policies and mutual fund units, equipment leasing, hire purchase, factoring, portfolio management and acting as a pension fund adviser, done departmentally or through a subsidiary.

Under the Reserve Bank of India directions on certificates of deposit, a certificate is issued for a minimum of ₹5 lakh to a single investor and thereafter in multiples of ₹5 lakh, which keeps the instrument in the hands of companies, trusts and institutions rather than small savers; it is…

A gold loan is a small, standardised, secured advance given to an individual against jewellery and belongs squarely to retail banking.

Under narrow banking a bank keeps taking deposits but parks them in short-term government securities instead of lending, so no new credit risk is created while its old bad loans are recovered or written off; the Tarapore Committee of 1997 suggested this for weak Indian banks.

Passed in 1933 after the stock market crash and the Great Depression, it stopped a deposit-taking commercial bank from doing securities business and also brought in federal deposit insurance, because lawmakers believed that speculation with depositors money had deepened the crisis.

Issue management, underwriting, book building and the rest of investment banking touch the securities market, which is SEBI domain, and a firm must hold a certificate of registration as a merchant banker under the SEBI (Merchant Bankers) Regulations, 1992; the lead manager to any public issue must be such a…

ICICI was set up as a development financial institution for long-term industrial finance, and in 2002 it merged into its own banking subsidiary ICICI Bank.

The Reserve Bank of India set up a Working Group under S. H. Khan, then chairman of IDBI, to examine the roles of development financial institutions and banks; its 1998 report recommended that the two be harmonised and that India move towards universal banking, which is why the idea is…

CASA stands for current account and savings account balances. A current account earns no interest and a savings account earns a low rate, so the money a bank collects through them costs it far less than any other source, and gathering such balances from lakhs of individuals is exactly what…

The liquidity coverage ratio asks a bank to hold enough unencumbered high-quality liquid assets, mainly cash, balances with the central bank and government securities, to survive thirty calendar days of a severe stress scenario without fresh funding.

Asset classification moves in steps. An account that stays overdue beyond ninety days becomes a non-performing asset and is first called sub-standard; once it has remained sub-standard for more than twelve months it is reclassified as doubtful, and it is called a loss asset when the bank or its auditors…

A guarantee becomes a payment only if the customer fails to perform, so it is not added to the totals of the balance sheet; Form A shows guarantees, letters of credit, acceptances and forward exchange contracts separately as contingent liabilities, and bills for collection appear as a contra item.

The capital to risk-weighted assets ratio, or CRAR, is Tier 1 plus Tier 2 capital divided by risk-weighted assets, and the Reserve Bank of India requires Indian scheduled commercial banks to keep it at a minimum of nine per cent, with a capital conservation buffer of 2.5 per cent of…

Under the income recognition and asset classification norms followed by banks in India, a term loan becomes a non-performing asset when interest or an instalment of principal remains overdue for more than ninety days.

Section 29 of the Banking Regulation Act, 1949 requires every banking company to prepare, as on the last working day of its accounting year, a balance sheet and a profit and loss account in the forms set out in the Third Schedule to the Act.

The credit-deposit ratio, usually written as the CD ratio and given in per cent, shows how much of every hundred rupees of deposits a bank has lent out.