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NABARD GK Questions 2026

The static part of NABARD's awareness tests is economics, rural society and agriculture more than history or sports. The Grade A syllabus for Economic & Social Issues covers the nature of the Indian economy, reforms, inflation, poverty and its measurement, population policy, rural credit, industrial policy, banking reforms, international institutions, social structure, education, social justice and human development. The Agriculture & Rural Development syllabus covers agronomy, soils and irrigation, farm engineering, horticulture, animal husbandry, fisheries, forestry, extension, ecology and climate change, agricultural finance and marketing, and rural development programmes and Panchayati Raj. This page holds GK24's topic-wise GK notes for NABARD. Each note is written as short facts and tables, so a topic can be revised in one sitting. The Indian Economy notes serve most of ESI. The Indian Polity notes cover Panchayati Raj and social justice. The Geography notes cover soils, irrigation, climate and forests, and the Environment and Ecology notes cover climate change and its international bodies. The Computer notes serve the Computer Knowledge test, and Static GK helps with General Awareness. Agronomy, animal husbandry and fisheries go beyond general GK, so use the advertisement's ARD list as a checklist for them. Read a note, then take its quiz on this site to check what you retained.

NABARD GK Questions with Answers

Q241.Banking & Financial AwarenessMedium

Net interest income of a bank is calculated as

  1. A.Total income minus operating expenses
  2. B.Interest earned minus interest expended
  3. C.Net profit minus provisions and contingencies
  4. D.Interest earned minus operating expenses
Show answer
Correct answer: B. Interest earned minus interest expended

Net interest income, written as NII, is the core earning of a bank: the interest it collects on advances and investments less the interest it pays on deposits and borrowings.

Q242.Banking & Financial AwarenessEasy

The CASA ratio of a bank is the proportion of which of the following to its total deposits?

  1. A.Cash and statutory liquidity holdings
  2. B.Current account and savings account deposits
  3. C.Capital and surplus
  4. D.Credit and advances to small borrowers
Show answer
Correct answer: B. Current account and savings account deposits

CASA is short for current account and savings account, and the CASA ratio is current plus savings deposits divided by total deposits, shown as a percentage.

Q243.Banking & Financial AwarenessEasy

Which of the following items appears on the liabilities side of a commercial bank's balance sheet?

  1. A.Advances to customers
  2. B.Investments in government securities
  3. C.Deposits of customers
  4. D.Cash balances with the Reserve Bank of India
Show answer
Correct answer: C. Deposits of customers

A deposit is money the bank owes back to the depositor, so it is a claim on the bank and is shown under liabilities in Form A of the Third Schedule to the Banking Regulation Act, 1949, along with capital, reserves and surplus, borrowings and other liabilities and provisions.

Q244.Government SchemesMedium

Under the new agreement, candidates for RSETI training will be registered through which platform?

  1. A.Kaushal Panjee
  2. B.Udyam Panjee
  3. C.Skill Setu
  4. D.Gram Kaushal Portal
Show answer
Correct answer: A. Kaushal Panjee

A key aim of the partnership is better candidate registration through this platform, together with Aadhaar-based face authentication under the Aadhaar Enabled Biometric Attendance System, so that enrolment and attendance at the institutes are both verifiable.

Q245.Government SchemesEasy

With which body did the Ministry of Rural Development exchange an MoU in October 2026 to strengthen the Rural Self Employment Training Institutes?

  1. A.National Bank for Agriculture and Rural Development
  2. B.National Academy of RUDSETI
  3. C.National Skill Development Corporation
  4. D.National Institute of Rural Development and Panchayati Raj
Show answer
Correct answer: B. National Academy of RUDSETI

The agreement signed on 12 October 2026 covers uniform training standards, quality administration and systematic capacity building at the Rural Self Employment Training Institutes, and extends to the settlement of trained candidates, their credit linkage and the monitoring of both.

Q247.Government SchemesHard

What is the name of the sixteen-foot signature installation at the National SARAS Mela 2026?

  1. A.SHAKTI - The Spirit of Lakhpati Didi
  2. B.SARAS - The Pride of Rural India
  3. C.NARI - The Strength of Bharat
  4. D.AAJEEVIKA - The Path to Prosperity
Show answer
Correct answer: A. SHAKTI - The Spirit of Lakhpati Didi

Standing sixteen feet tall at the fair, the installation is meant to represent the collective strength of the women who keep traditional craftsmanship alive while turning their skills into livelihoods and independence.

Q248.Government SchemesMedium

The National SARAS Mela is aligned with which mission of the Ministry of Rural Development?

  1. A.Deendayal Antyodaya Yojana - National Rural Livelihoods Mission
  2. B.Pradhan Mantri Awas Yojana - Gramin
  3. C.Deen Dayal Upadhyaya Grameen Kaushalya Yojana
  4. D.Mahatma Gandhi National Rural Employment Guarantee Scheme
Show answer
Correct answer: A. Deendayal Antyodaya Yojana - National Rural Livelihoods Mission

The fair is held in line with that mission and with the declared goal of creating six crore Lakhpati Didis, and it works alongside the SARAS Aajeevika Gallery and the eSARAS digital platform to connect self-help group products to wider markets.

Q250.Government SchemesEasy

In which city is the National SARAS Mela 2026 being held, the first such fair outside Delhi-NCR?

  1. A.Visakhapatnam
  2. B.Vijayawada
  3. C.Hyderabad
  4. D.Tirupati
Show answer
Correct answer: B. Vijayawada

The Ministry of Rural Development is holding the fair at Punnami Ghat in that city, working with the Society for Elimination of Rural Poverty of Andhra Pradesh, and this is the first time the National SARAS Mela has been staged outside Delhi and the National Capital Region.

Q252.Banking & Financial AwarenessHard

India's own secure financial messaging backbone, used for RTGS, NEFT and inland letters of credit, is:

  1. A.The Structured Financial Messaging System
  2. B.The National Automated Clearing House
  3. C.The Cheque Truncation System
  4. D.The Centralised Payment System
Show answer
Correct answer: A. The Structured Financial Messaging System

Developed by the Institute for Development and Research in Banking Technology at Hyderabad and built on the INFINET network of the banking sector, it carries the secure, standardised messages behind the Reserve Bank's Real Time Gross Settlement and National Electronic Funds Transfer, and is also used for inland letters of…

Q253.Banking & Financial AwarenessMedium

Under the Liberalised Remittance Scheme, how much may a resident individual remit abroad in a financial year?

  1. A.Twenty-five thousand US dollars
  2. B.One hundred thousand US dollars
  3. C.Two hundred and fifty thousand US dollars
  4. D.One million US dollars
Show answer
Correct answer: C. Two hundred and fifty thousand US dollars

The Liberalised Remittance Scheme allows a resident individual, including a minor, to remit up to that amount in a financial year for any permitted current account purpose such as travel, education, medical treatment, gifts and maintenance of relatives, and for permitted capital account purposes such as buying property or shares…

Q254.Banking & Financial AwarenessMedium

In July 2022 the Reserve Bank of India allowed the settlement of international trade in Indian rupees through which mechanism?

  1. A.Special Rupee Vostro Accounts
  2. B.Exchange Earners Foreign Currency accounts
  3. C.Non-Resident External accounts
  4. D.Resident Foreign Currency accounts
Show answer
Correct answer: A. Special Rupee Vostro Accounts

Under the arrangement, an authorised dealer bank in India opens such an account for the correspondent bank of a partner country.

Q257.Banking & Financial AwarenessHard

In correspondent banking, a mirror account is:

  1. A.A duplicate account opened for a customer in another branch
  2. B.The record a bank keeps in its own books, in home currency, of its nostro balance
  3. C.A joint account of two banks for settlement
  4. D.A dormant account revived after ten years
Show answer
Correct answer: B. The record a bank keeps in its own books, in home currency, of its nostro balance

The nostro account itself lies in the books of the foreign correspondent and is denominated in foreign currency.

Q259.Banking & Financial AwarenessEasy

A nostro account of an Indian bank is:

  1. A.A rupee account kept by a foreign bank with the Indian bank
  2. B.The Indian bank's foreign currency account with a bank abroad
  3. C.A rupee account of a resident individual for foreign travel
  4. D.An account of the Reserve Bank of India with the Indian bank
Show answer
Correct answer: B. The Indian bank's foreign currency account with a bank abroad

Nostro means ours, and the full sense is our account with you.

Q260.Banking & Financial AwarenessMedium

Which statement about SWIFT is correct?

  1. A.It settles payments between banks and holds their funds
  2. B.It is a messaging network that carries instructions but does not itself transfer funds
  3. C.It is a currency exchange run by the International Monetary Fund
  4. D.It is the clearing house for all cross-border cheques
Show answer
Correct answer: B. It is a messaging network that carries instructions but does not itself transfer funds

SWIFT transmits standardised, secure messages such as an instruction to pay a beneficiary or to issue a letter of credit.