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IBPS GK Questions 2026

Static GK in IBPS exams means banking awareness first. The awareness tests of PO, Clerk and RRB Mains name banking, economy, financial and digital awareness, and the questions that return every year are about the RBI and its functions, the monetary policy tools (repo, SDF, MSF, CRR, SLR), types of banks and accounts, NPAs, Basel norms, priority sector lending, payment systems such as UPI, NEFT, RTGS and IMPS, deposit insurance, financial inclusion schemes, and the regulators SEBI, IRDAI and PFRDA and institutions such as NABARD and SIDBI. Headquarters and taglines of banks, capitals and currencies, national parks, dams and important days appear too, though with a smaller share than in SSC. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting, with the terms and abbreviations that IBPS papers use. Read a topic, then solve its previous-year questions and quiz on this site to check what you retained, and come back to the notes for the facts you missed.

IBPS GK Questions with Answers

Q1921.Summits & ConferencesMedium

Which of these was NOT launched by the Vice-President at the AIIA event?

  1. A.AYUSH Start-up Portal
  2. B.AyuDIVA facility
  3. C.Vamana App
  4. D.AYUSH Grid Portal
Show answer
Correct answer: D. AYUSH Grid Portal

At the inaugural ceremony the Vice-President inaugurated the AYUSH Start-up Portal, the AIIA-iCAINE website and the Ayurveda Digital Innovation and Venture Acceleration Facility, known by its short name AyuDIVA, and he launched the Vamana App together with the Panchakarma Assessment App.

Q1922.Summits & ConferencesMedium

KAUMARACON-2026 was an international conference on which branch of Ayurveda?

  1. A.Panchakarma
  2. B.Rasashastra
  3. C.Kaumarabhritya
  4. D.Shalya Tantra
Show answer
Correct answer: C. Kaumarabhritya

The theme of the third edition was Shaping the Future of Child Health: Global Perspectives, Research Innovations, and Clinical Frontiers in Kaumarabhritya, and the Vice-President said it reflected a shared duty to let every child grow up healthy and well nurtured.

Q1923.Summits & ConferencesEasy

Who inaugurated the third edition of KAUMARACON-2026 at the All India Institute of Ayurveda, New Delhi?

  1. A.The President of India
  2. B.The Vice-President of India
  3. C.The Prime Minister of India
  4. D.The Union Health Minister
Show answer
Correct answer: B. The Vice-President of India

The correct answer is the Vice-President of India, Shri C. P. Radhakrishnan, who opened the conference in New Delhi and used the address to call for stronger scientific research into Ayurveda so that the efficacy of traditional practices is established and their acceptance abroad grows.

Q1924.Banking & Financial AwarenessAsked in: UPSC Civil Services · CSE Prelims 2016, GS Paper IEasy

The term 'Core Banking Solutions' is sometimes seen in the news. Which of the following statements best describes/describe this term?

1. It is a networking of a bank's branches which enables customers to operate their accounts from any branch of the bank on its network regardless of where they open their accounts.

2. It is an effort to increase RBI's control over commercial banks through computerization.

3. It is a detailed procedure by which a bank with huge non-performing assets is taken over by another bank.

Select the correct answer using the code given below.

  1. A.1 only
  2. B.2 and 3 only
  3. C.1 and 3 only
  4. D.1, 2 and 3
Show answer
Correct answer: A. 1 only

Core Banking Solutions (CBS) links all branches of a bank to one central system, so a customer can bank at any branch, not just the home branch.

Q1926.EconomyHard

What is the enhanced guarantee coverage available to women-led micro and small enterprises under the Credit Guarantee Scheme?

  1. A.75 per cent
  2. B.80 per cent
  3. C.85 per cent
  4. D.90 per cent
Show answer
Correct answer: D. 90 per cent

The scheme was framed to strengthen credit delivery to micro and small enterprises and to reach entrepreneurs who are unserved or underserved, and within it women-led units receive guarantee cover at that higher level together with a concession of 10 per cent on the guarantee fee.

Q1929.NationalHard

The DigiPost initiative, under which traffic e-challans issued by the Gujarat Police are transmitted digitally and delivered physically, was launched by which department?

  1. A.Department of Defence
  2. B.Department of Posts
  3. C.Ministry of Railways
  4. D.Ministry of Road Transport and Highways
Show answer
Correct answer: B. Department of Posts

The Department of Defence is wrong: it set up the e-Chhawani Helpdesk for grievance redressal, which is a different initiative from the same campaign.

Q1931.NationalMedium

Which department is the nodal department for Special Campaign 6 on Swachhata and disposal of pending matters?

  1. A.Department of Administrative Reforms and Public Grievances
  2. B.Department of Personnel and Training
  3. C.Department of Posts
  4. D.Department of Expenditure
Show answer
Correct answer: A. Department of Administrative Reforms and Public Grievances

Its Secretary, Smt. Nivedita Shukla Verma, chaired the third review meeting with the campaign's nodal officers, and its Additional Secretary, Shri Puneet Yadav, presented the progress made.

Q1933.Science & TechnologyMedium

The Digital India BHASHINI Division functions under which ministry of the Government of India?

  1. A.Ministry of Electronics and Information Technology
  2. B.Ministry of Education
  3. C.Ministry of Culture
  4. D.Ministry of Information and Broadcasting
Show answer
Correct answer: A. Ministry of Electronics and Information Technology

The Digital India BHASHINI Division works under the Digital India Corporation, which comes under that ministry, and it is advancing what the government calls a Language-First Digital Public Infrastructure for the country.

Q1935.Government SchemesHard

In how many instalments, and in what ratio, is a Project Implementing Agency paid under DDU-GKY 2.0?

  1. A.Three instalments in the ratio 40:30:30
  2. B.Four instalments in the ratio 30:20:20:30
  3. C.Four instalments in the ratio 25:25:25:25
  4. D.Two instalments in the ratio 50:50
Show answer
Correct answer: B. Four instalments in the ratio 30:20:20:30

Payment to a Project Implementing Agency, which may itself be an eligible captive employer, is structured this way under DDU-GKY 2.0, and each instalment is linked to a milestone settled in advance.

Q1938.Government SchemesEasy

The Captive Employer CXO Meet held at Jaipur on 15 October 2026 was organised under which scheme?

  1. A.Pradhan Mantri Kaushal Vikas Yojana
  2. B.Deen Dayal Upadhyaya Grameen Kaushalya Yojana 2.0
  3. C.Deendayal Antyodaya Yojana - National Urban Livelihoods Mission
  4. D.Mahatma Gandhi National Rural Employment Guarantee Act
Show answer
Correct answer: B. Deen Dayal Upadhyaya Grameen Kaushalya Yojana 2.0

The Captive Employer CXO Meet at the Rajasthan International Centre in Jaipur was held by the Ministry of Rural Development along with the Rajasthan Skill and Livelihoods Development Corporation, and its subject was the Captive Employment window of DDU-GKY 2.0.