What is the enhanced guarantee coverage available to women-led micro and small enterprises under the Credit Guarantee Scheme?
- A.75 per cent
- B.80 per cent
- C.85 per cent
- D.90 per cent
Correct answer
Explanation
The correct answer is 90 per cent. The scheme was framed to strengthen credit delivery to micro and small enterprises and to reach entrepreneurs who are unserved or underserved, and within it women-led units receive guarantee cover at that higher level together with a concession of 10 per cent on the guarantee fee. The lower percentages in the other options are wrong. The figures showing how much this has been used are also worth noting: about 30.75 lakh guarantees worth roughly 2.07 lakh crore rupees had been approved for women-owned micro and small enterprises, counted up to February 2026. Candidates should keep this scheme apart from the margin money support under the Prime Minister's Employment Generation Programme, where women are eligible for a subsidy of 25 per cent in urban areas and 35 per cent in rural areas, and where women made up nearly 40 per cent of the micro-enterprises assisted.
Read the full article: Women's Labour Force Participation Rate Rises to 40 Per Cent
Practice Questions
According to the Periodic Labour Force Survey figures cited in October 2026, what was the female Labour Force Participation Rate in 2025?
- A.22 per cent
- B.23.3 per cent
- C.38.8 per cent
- D.40 per cent
Show answer
For women aged 15 years and above the Labour Force Participation Rate reached that level in 2025.
Read the full explanation →Under the Pradhan Mantri MUDRA Yojana, what is the ceiling on collateral-free credit for micro and small enterprises?
- A.10 lakh rupees
- B.20 lakh rupees
- C.50 lakh rupees
- D.1 crore rupees
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The scheme, which began in 2015, seeks to widen access to collateral-free credit up to that amount for micro and small enterprises in non-corporate and non-farm income generating activities.
Read the full explanation →How many existing labour laws were consolidated into the four Labour Codes in November 2025?
- A.19
- B.24
- C.29
- D.44
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The government brought 29 existing labour laws together into four codes, namely the Code on Wages, the Industrial Relations Code, the Code on Social Security and the Occupational Safety, Health and Working Conditions Code.
Read the full explanation →Which societies are covered in the initial phase of MSCARO, 2026?
- A.Those crossing Rs 100 crore
- B.Those crossing Rs 250 crore
- C.Those crossing Rs 1,000 crore
- D.All registered societies from the first day
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Implementation has deliberately been made phased, and the first phase covers larger societies that cross this threshold in the relevant financial parameters, so that smaller institutions have extra time to strengthen their internal systems and processes before the enhanced reporting reaches them.
Read the full explanation →Under which provision has the Central Government been empowered to prescribe auditing and accounting standards for Multi-State Cooperative Societies?
- A.Section 73(6) of the Multi-State Co-operative Societies (Amendment) Act, 2023
- B.Section 35 of the Banking Regulation Act, 1949
- C.Section 143 of the Companies Act, 2013
- D.Article 243ZH of the Constitution
Show answer
That amendment gave the Central Government the power to prescribe auditing and accounting standards for these societies, and the new audit reporting order has been formulated in pursuance of the provision.
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