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UPSC Civil Services GK Questions 2026

Static general knowledge is six of the seven lines of the General Studies Paper-I syllabus in the UPSC CSE notice: History of India and the Indian National Movement; Indian and World Geography; Indian Polity and Governance; Economic and Social Development; Environmental Ecology, Bio-diversity and Climate Change; and General Science. The Commission tests understanding rather than recall, through statements to be judged correct or incorrect, pairs to be matched and assertion-reason items, and it likes the edges of a topic: a lesser-known provision of the Constitution, a river's tributary, a species' conservation status, the mandate of a statutory body. This page holds GK24's topic-wise GK notes for UPSC, written as short facts and tables, in English and Hindi, with each note linked to the current affairs and previous-year questions on the same topic. Start with Polity and Modern History, which carry the most questions, then Geography, the Economy, Environment, Ancient and Medieval culture and Science. Read a note, solve its PYQs, take its quiz, and come back to it in your monthly revision. A candidate who knows these notes and reads the daily current affairs has covered the syllabus the notice prescribes for Paper-I.

UPSC Civil Services GK Questions with Answers

Q9403.Indian EconomyMedium

Which body became the national reinsurer of India after the general insurance subsidiaries were detached from it in 2000?

  1. A.Life Insurance Corporation of India
  2. B.General Insurance Corporation of India
  3. C.New India Assurance
  4. D.Export Credit Guarantee Corporation
Show answer
Correct answer: B. General Insurance Corporation of India

It was created under the General Insurance Business Nationalisation Act of 1972 as a holding company with four subsidiaries, namely National Insurance, New India Assurance, Oriental Insurance and United India Insurance.

Q9404.Indian EconomyEasy

Under the Pradhan Mantri Fasal Bima Yojana, what share of the sum insured does a farmer pay as premium for a kharif crop?

  1. A.1.5 per cent
  2. B.2 per cent
  3. C.5 per cent
  4. D.10 per cent
Show answer
Correct answer: B. 2 per cent

The Pradhan Mantri Fasal Bima Yojana, launched in 2016, fixes the farmer share of the premium at two per cent of the sum insured for kharif food and oilseed crops, with the rest of the actuarial premium shared by the central and state governments.

Q9405.Indian EconomyHard

The Insurance Amendment Act of 2021 raised the ceiling on foreign direct investment in an Indian insurance company to

  1. A.26 per cent
  2. B.49 per cent
  3. C.74 per cent
  4. D.100 per cent
Show answer
Correct answer: C. 74 per cent

The Insurance Amendment Act of 2021 amended the Insurance Act of 1938 to raise the permissible foreign direct investment in an Indian insurance company to seventy-four per cent, subject to conditions designed to keep management and control in Indian hands.

Q9406.Indian EconomyMedium

Which organisation administers the Employees Pension Scheme of 1995 and is not regulated by the pension regulator?

  1. A.Employees Provident Fund Organisation
  2. B.Life Insurance Corporation of India
  3. C.National Pension System Trust
  4. D.General Insurance Corporation of India
Show answer
Correct answer: A. Employees Provident Fund Organisation

It functions under the Ministry of Labour and Employment and administers three schemes under the Employees Provident Funds and Miscellaneous Provisions Act of 1952: the Employees Provident Fund Scheme of 1952, the Employees Pension Scheme of 1995 and the Employees Deposit Linked Insurance Scheme of 1976.

Q9407.Indian EconomyHard

Which principle of insurance states that the insured can recover no more than the actual loss suffered, and does not apply to life insurance?

  1. A.Utmost good faith
  2. B.Indemnity
  3. C.Subrogation
  4. D.Insurable interest
Show answer
Correct answer: B. Indemnity

The principle of indemnity means a general insurance claim restores the insured to the position held before the loss but never pays more than the loss actually suffered, which is why a motor or fire claim is settled on the value of the damage.

Q9409.Indian EconomyMedium

Which of the following is correct about Tier I and Tier II accounts under the National Pension System?

  1. A.Tier I is voluntary and Tier II is compulsory
  2. B.Tier I is the pension account with restricted withdrawal and Tier II is a voluntary savings account
  3. C.Both accounts allow free withdrawal at any time
  4. D.Tier II can be opened without a Tier I account
Show answer
Correct answer: B. Tier I is the pension account with restricted withdrawal and Tier II is a voluntary savings account

Under the National Pension System a subscriber holds a Permanent Retirement Account Number and a Tier I account, which is the pension account proper and permits only restricted withdrawal before retirement, and may additionally open a Tier II account, which is a voluntary savings account from which money can be…

Q9410.Indian EconomyMedium

The National Pension System was made compulsory for central government employees joining service on or after

  1. A.1 April 2000
  2. B.1 January 2004
  3. C.1 May 2009
  4. D.1 February 2014
Show answer
Correct answer: B. 1 January 2004

The National Pension System, a defined contribution arrangement, applies compulsorily to central government employees who joined service on or after 1 January 2004, with the armed forces excluded; employees recruited before that date remain under the older defined benefit pension.

Q9415.GeographyMedium

The Thal Ghat and the Bhor Ghat of the Western Ghats carry the routes from Mumbai to which two cities respectively?

  1. A.Nashik and Pune
  2. B.Pune and Nashik
  3. C.Surat and Pune
  4. D.Nashik and Kolhapur
Show answer
Correct answer: A. Nashik and Pune

The Thal Ghat, also called the Kasara Ghat, is the climb by which the road and railway from Mumbai reach Nashik and continue towards central India, while the Bhor Ghat is the climb by which the Mumbai to Pune road and railway cross the Sahyadri, passing Khandala and Lonavala.

Q9416.GeographyEasy

Which hill station of Maharashtra does not permit motor vehicles and is reached by a narrow gauge hill railway?

  1. A.Lonavala
  2. B.Matheran
  3. C.Panchgani
  4. D.Mahabaleshwar
Show answer
Correct answer: B. Matheran

Matheran, in the Raigad district of Maharashtra, is an eco-sensitive hill station where motor vehicles are not allowed within the town; visitors walk, ride horses or use hand-pulled carts, and the Matheran Hill Railway, a narrow gauge line from Neral, is the classic way to reach it.

Q9419.GeographyEasy

Which city served as the summer capital of British India and is linked by a World Heritage mountain railway?

  1. A.Darjeeling
  2. B.Shimla
  3. C.Mussoorie
  4. D.Ooty
Show answer
Correct answer: B. Shimla

Shimla, in Himachal Pradesh, was made the summer capital of British India in 1864, and the Government of India moved there from Calcutta and later Delhi every hot season; the narrow gauge Kalka to Shimla Railway that serves it was added to the Mountain Railways of India World Heritage site…