Skip to content
GK24

State Exams GK Questions 2026

Static GK is the largest part of General Studies in every state exam, and most of it is national. Indian polity, history and the national movement, geography of India, the Indian economy and general science appear in the syllabus of UPPSC PCS and PET, BPSC and BSSC, RPSC and RSSB, MPPSC and MPESB, HPSC and HSSC, and DSSSB and Delhi Police. The level changes from exam to exam. PET sets its subjects at NCERT secondary and senior secondary level, BSSC asks matric-level science, and RPSC sets the RAS Prelims at Bachelor's degree standard. This page brings together GK24's topic-wise GK notes tagged for state exams. Each note covers one topic in English and Hindi, as short facts and tables that can be revised in one sitting, and ends with multiple-choice questions and explanations. Start with Polity, History and Geography, then move to the Economy and Science. GK24 does not have state GK sections. As guidance, use these notes for the national part and prepare your state's history, geography, culture, economy and schemes from state board textbooks, the state budget and economic survey, and the commission's past papers. After each note, take its topic quiz and mark what you got wrong.

State Exams GK Questions with Answers

Q14221.GeographyAsked in: SSC GD Constable · 16 Jan 2023, Shift 4Easy

What are the industrially developed urban centres usually surrounded by?

  1. A.agricultural urban hinterland
  2. B.agricultural rural hinterland
  3. C.coastal hinterland
  4. D.seaport hinterland
Show answer
Correct answer: B. agricultural rural hinterland

An industrial city does not stand alone: the country around it supplies food for its workers, agricultural raw material such as cotton, cane, oilseed and jute for its mills, and labour from the villages, while the city in turn sells manufactured goods and services back to that countryside.

Q14222.GeographyAsked in: SSC GD Constable · 24 Jan 2023, Shift 2Medium

What is a group of industries that tend to come together to make use of the advantages offered by the urban centres known as?

  1. A.rural economies
  2. B.amalgamation economies
  3. C.urban economies
  4. D.agglomeration economies
Show answer
Correct answer: D. agglomeration economies

When industries gather at one urban centre, each of them can use the roads, railways, power lines, water supply, banks, insurance offices, skilled workers, component suppliers and repair workshops that the others have brought into being, and the saving in cost that follows from this sharing is called an agglomeration…

Q14223.GeographyAsked in: Uttar Pradesh · UPPSC Civil Services GS Official PaperHard

Given below are two statements, one labelled as Assertion (A) and the other as Reason (R):

Assertion (A): Ahmedabad is the largest centre of the cotton textile industry in India.
Reason (R): Ahmedabad is located in the major cotton-growing region of India, so it has no problem with raw materials.

Select the correct answer from the codes given below:

  1. A.Both (A) and (R) are true and (R) is the correct explanation of (A)
  2. B.Both (A) and (R) are true but (R) is not the correct explanation of (A)
  3. C.(A) is true but (R) is false
  4. D.(A) is false but (R) is true
Show answer
Correct answer: D. (A) is false but (R) is true

Ahmedabad is a very large cotton textile centre and is called the Manchester of India, but it is not the largest in the country; that place belongs to Mumbai, the old Cottonopolis, which grew first because of its port, its mills and its capital, and Maharashtra remains ahead of Gujarat…

Q14224.Banking & Financial AwarenessEasy

Which authority regulates payment systems in India under the Payment and Settlement Systems Act, 2007?

  1. A.The Securities and Exchange Board of India
  2. B.The Ministry of Electronics and Information Technology
  3. C.The Reserve Bank of India
  4. D.The Insolvency and Bankruptcy Board of India
Show answer
Correct answer: C. The Reserve Bank of India

The Payment and Settlement Systems Act, 2007 makes the Reserve Bank the designated authority for the regulation and supervision of payment systems in India; no person may commence or operate a payment system without its authorisation, and it issues the directions under which card networks, prepaid instruments and the retail…

Q14225.Banking & Financial AwarenessMedium

The National Bank for Agriculture and Rural Development was established under an Act of which year?

  1. A.1976
  2. B.1981
  3. C.1991
  4. D.2002
Show answer
Correct answer: B. 1981

The National Bank for Agriculture and Rural Development Act was passed in 1981 on the recommendation of the committee to review arrangements for institutional credit for agriculture and rural development, and NABARD itself was established on 12 July 1982 as the apex body for rural credit, refinancing cooperative banks and…

Q14226.Banking & Financial AwarenessHard

Section 35A of the Banking Regulation Act, 1949 empowers the Reserve Bank of India to:

  1. A.Issue directions to banking companies in the public interest
  2. B.Grant a licence to a new banking company
  3. C.Fix the minimum paid-up capital of a bank
  4. D.Prescribe the Cash Reserve Ratio for scheduled banks
Show answer
Correct answer: A. Issue directions to banking companies in the public interest

Section 35A lets the Reserve Bank give directions to banking companies, generally or to a particular bank, where it is satisfied that this is necessary in the public interest, in the interest of banking policy, to prevent the affairs of a bank being conducted in a manner detrimental to depositors…

Q14227.Banking & Financial AwarenessMedium

The Bankers' Books Evidence Act deals mainly with:

  1. A.The interest rate a bank may charge on advances
  2. B.The use of certified copies of entries in a bank's books as evidence in legal proceedings
  3. C.The insurance of deposits held by a bank
  4. D.The appointment of auditors of a banking company
Show answer
Correct answer: B. The use of certified copies of entries in a bank's books as evidence in legal proceedings

The Act allows a certified copy of an entry in a banker's book to be received in a legal proceeding as prima facie proof of that entry, so that a bank need not produce its original records and its officers are summoned only in limited circumstances.

Q14228.Banking & Financial AwarenessHard

The nationalisation of fourteen major commercial banks announced in July 1969 was given lasting legal effect by which Act?

  1. A.The State Bank of India Act, 1955
  2. B.The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970
  3. C.The Banking Regulation Act, 1949
  4. D.The Regional Rural Banks Act, 1976
Show answer
Correct answer: B. The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970

Fourteen banks were nationalised on 19 July 1969 by an ordinance; after the Supreme Court struck down the ordinance and the Act that followed it, Parliament enacted the Act of 1970, and a similar Act of 1980 covered the six banks nationalised on 15 April 1980.

Q14229.Banking & Financial AwarenessMedium

Debt Recovery Tribunals in India were established under an Act of which year?

  1. A.1949
  2. B.1985
  3. C.1993
  4. D.2002
Show answer
Correct answer: C. 1993

The Recovery of Debts Due to Banks and Financial Institutions Act, 1993, passed after the Tiwari Committee recommended a special forum for bank dues, created the Debt Recovery Tribunals and the Debt Recovery Appellate Tribunals to decide applications by banks and financial institutions above a prescribed amount and to issue…

Q14230.Banking & Financial AwarenessMedium

Which Act enables a bank to take possession of the security for a loan without the intervention of a court?

  1. A.The Recovery of Debts Due to Banks and Financial Institutions Act, 1993
  2. B.The SARFAESI Act, 2002
  3. C.The Insolvency and Bankruptcy Code, 2016
  4. D.The Prevention of Money Laundering Act, 2002
Show answer
Correct answer: B. The SARFAESI Act, 2002

Its full name is the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, and Section 13 lets a secured creditor issue a demand notice under sub-section (2) giving the borrower sixty days to pay and, on default, take possession of the secured asset under sub-section (4)…

Q14231.Banking & Financial AwarenessEasy

Dishonour of a cheque for insufficiency of funds in the account is an offence under which section of the Negotiable Instruments Act, 1881?

  1. A.Section 31
  2. B.Section 118
  3. C.Section 138
  4. D.Section 148
Show answer
Correct answer: C. Section 138

Inserted into the Negotiable Instruments Act by the amendment of 1988, it makes the drawer of a cheque that is returned unpaid for insufficiency of funds, or because it exceeds the arrangement, punishable with imprisonment or fine, provided the payee gives notice of demand within the prescribed time and the…

Q14232.Banking & Financial AwarenessMedium

The Statutory Liquidity Ratio is prescribed under which provision?

  1. A.Section 42(1) of the RBI Act, 1934
  2. B.Section 24 of the Banking Regulation Act, 1949
  3. C.Section 17 of the Banking Regulation Act, 1949
  4. D.Section 45-IA of the RBI Act, 1934
Show answer
Correct answer: B. Section 24 of the Banking Regulation Act, 1949

It requires every banking company to maintain in India, in cash, gold or unencumbered approved securities, assets of a value not less than the prescribed percentage of its demand and time liabilities, and that percentage is the Statutory Liquidity Ratio.

Q14234.Banking & Financial AwarenessMedium

The Banking Companies Act, 1949 was renamed the Banking Regulation Act with effect from:

  1. A.1 April 1935
  2. B.1 January 1949
  3. C.1 March 1966
  4. D.19 July 1969
Show answer
Correct answer: C. 1 March 1966

The Act was passed in 1949 as the Banking Companies Act and came into force on 16 March 1949; when its scope was extended to cooperative banks, it was renamed the Banking Regulation Act, 1949 with effect from 1 March 1966, the year being retained in the title.

Q14235.Banking & Financial AwarenessEasy

Which Act gives the Reserve Bank of India the sole right to issue bank notes in India?

  1. A.The Banking Regulation Act, 1949
  2. B.The Reserve Bank of India Act, 1934
  3. C.The Coinage Act, 2011
  4. D.The Negotiable Instruments Act, 1881
Show answer
Correct answer: B. The Reserve Bank of India Act, 1934

Section 22 of that Act gives the Reserve Bank the sole right to issue bank notes in India, and the Bank has done so since it began operations on 1 April 1935.

GK Questions for sub-exams