SSC CGL GK Questions 2026

Under the Reserve Bank's circular of 6 July 2017, where the fault lies neither with the bank nor with the customer but somewhere else in the system, the customer's liability is nil if the unauthorised transaction is reported within three working days of receiving the bank's communication about it.

The Central Repository of Information on Large Credits, usually shortened to CRILC, is a database maintained by the Reserve Bank in which banks report details of every borrower whose aggregate exposure, funded and non-funded together, is five crore rupees or more.

The systemic importance score of a bank is built from four indicators: size, interconnectedness, substitutability and complexity. Size carries the highest weight because the sheer scale of a bank's balance sheet decides how much damage its failure would do.

India applies Basel III with a stricter minimum: the capital to risk weighted assets ratio must be at least nine per cent, of which Common Equity Tier 1 must be at least 5.5 per cent and Tier 1 at least seven per cent.

The Board for Financial Supervision was constituted in November 1994 so that supervision of banks, select all-India financial institutions and non-banking financial companies would get undivided attention.

Withdrawal of PCA restrictions is considered when no parameter has breached a risk threshold across four continuous quarterly financial statements, and one of those four must be the audited annual financial statement.

The first set of mandatory actions, applied as soon as a bank crosses Risk Threshold 1, is a restriction on dividend distribution or remittance of profits, together with a requirement that the promoters, owners or the parent of a foreign bank infuse capital.

Under the revised framework the three indicators are the capital to risk weighted assets ratio or the Common Equity Tier 1 ratio for capital, the net non-performing assets ratio for asset quality, and the Tier 1 leverage ratio for leverage.

The revised framework applies to all scheduled commercial banks but expressly leaves out three categories: small finance banks, payments banks and regional rural banks.

In the 2025 list State Bank of India sits in bucket 4 and must hold an extra Common Equity Tier 1 cushion of 0.80 per cent of its risk weighted assets, over and above the normal minimum and the capital conservation buffer.

The PCA framework arranges breaches into three risk thresholds, each more serious than the last, and attaches mandatory corrective actions to each.

The 2017 framework watched capital, asset quality and profitability, with return on assets as the profitability indicator.

The Reserve Bank of India issued the D-SIB framework on 22 July 2014, setting out how banks would be picked for the sample, how their systemic importance score would be computed from size, interconnectedness, substitutability and complexity, and how much additional Common Equity Tier 1 capital each bucket would attract.

The Samruddhi Mahamarg, formally named after Balasaheb Thackeray, is an access-controlled expressway of about 701 kilometres built entirely within Maharashtra, joining Mumbai with Nagpur across the state and passing near several district headquarters of Marathwada and Vidarbha, which is why it is presented as a corridor of economic development rather…

The Purvanchal Expressway runs about 340.8 kilometres from the Lucknow area to Ghazipur in the eastern part of the state and includes a runway stretch on which air force aircraft can land in an emergency, a feature that made it a favourite with question setters.

The BRO was raised in 1960 to build and maintain the roads of the frontier regions, works under the Ministry of Defence, and has to its credit the Atal Tunnel under the Rohtang Pass as well as some of the highest motorable roads in Ladakh.

In the system adopted in 2010, highways whose general alignment is east to west carry odd numbers, while those running north to south carry even numbers.

The National Highways Authority of India Act was passed in 1988, and the authority it created became operational in 1995; it develops, maintains and manages the National Highways entrusted to it and is the body behind the Golden Quadrilateral and most of the country's expressways, working under the Ministry of…

The Atal Tunnel is 9.02 kilometres long, was built by the Border Roads Organisation and was inaugurated on 3 October 2020; it connects Manali with the Lahaul valley on the way to Leh, shortens the journey considerably and keeps the route open through the winter months when the pass above…

It was the first road in India built as a six-lane concrete expressway with fully controlled access, no crossings at grade and no entry for slow-moving traffic, and it crosses the Sahyadri through a series of tunnels and viaducts.