RRB NTPC GK Questions 2026

The Mahatma Gandhi Marine National Park, set up near Wandoor on the south-western coast of South Andaman, protects a stretch of coral reefs, mangroves and small islands along with the turtles, molluscs and reef fish that live there.

The union territory has no High Court of its own and comes under the jurisdiction of the Calcutta High Court, which holds a circuit bench in the territorial capital so that litigants do not have to travel to the mainland for every hearing.

Ross Island, which had been the administrative headquarters of the British in these islands before an earthquake damaged it, was renamed after Netaji in 2018 to honour his visit and his claim of the islands as free Indian soil.

During the Japanese occupation of the islands in the Second World War, Netaji Subhas Chandra Bose visited Port Blair and hoisted the tricolour there, claiming the islands as the first Indian territory freed from British rule.

The jail was built at Port Blair over those ten years in the shape of a wheel, with seven wings radiating from a central watchtower and a total of 693 cells.

The indigenous communities of this territory fall into two racial groups. The Great Andamanese, Onge, Jarawa and Sentinelese of the Andaman group are of Negrito descent and are among the oldest surviving human populations outside Africa.

The Government of India announced in September 2024 that the capital of the union territory would be renamed Sri Vijaya Puram, replacing a name that came from the colonial period.

Indira Point lies at the southern tip of Great Nicobar, the largest island of the Nicobar group, and marks the southernmost land point of the Republic of India, a little above six and three quarter degrees north.

Saddle Peak rises to 732 metres in North Andaman and is the highest point in the whole union territory. It gives its name to Saddle Peak National Park, which protects the tropical evergreen forest on its slopes.

The Ten Degree Channel runs along the ten degree north parallel and divides the Andaman group from the Nicobar group, with Little Andaman on its northern side and Car Nicobar on its southern side.

This small uninhabited island in the Andaman Sea, north-east of the territorial capital, carries the only confirmed active volcano in India and in the whole of South Asia.

The scheme merged the separate ombudsman schemes for banks, for non-banking financial companies and for digital transactions into a single one nation one ombudsman arrangement, with a centralised centre to receive and process complaints in any language.

Under the Positive Pay System the issuer of a high value cheque sends the bank the key details, such as date, beneficiary name and amount, through a channel like the mobile app or internet banking, and the paying bank matches those details before honouring the cheque.

This section punishes a person who, by means of any communication device or computer resource, cheats by personation, which is exactly what a phishing website or a caller pretending to be a bank officer does.

The number is run under the national cybercrime reporting arrangement of the Ministry of Home Affairs and is meant for the immediate reporting of financial cyber fraud, alongside the National Cyber Crime Reporting Portal.

Banks report frauds to the Reserve Bank, which keeps them in the Central Fraud Registry and makes the database searchable by banks.

The highest ceiling in the table applies to other current, cash credit and overdraft accounts and to credit cards whose limit exceeds five lakh rupees.

Sharing a PIN, password or one-time password is treated as customer negligence, and in that case the circular makes the customer bear the whole loss up to the time the fraud is reported.

The circular places the burden of proof squarely on the bank: if a bank says the customer is liable, it must establish that, rather than asking the customer to prove innocence.

The circular requires every bank to have a board-approved policy fixing its own resolution period, and caps that period at ninety days from the date the complaint is received.