Railway GK Questions 2026

Inserted by the Seventh Amendment Act of 1956, it provides for a Special Officer for Linguistic Minorities appointed by the President to investigate all matters relating to the safeguards given to linguistic minorities and to report to the President, who causes the report to be laid before Parliament; the officer…

The islands lie off the Kerala coast, their people speak a dialect close to Malayalam except on Minicoy, where Mahl is spoken, and the administration works in Malayalam along with English.

Uttarakhand made Sanskrit its second official language in 2010 and Himachal Pradesh followed in 2019, both keeping Hindi as the first official language; the step is largely symbolic but is asked very often.

The Goa, Daman and Diu Official Language Act of 1987 made Konkani the official language, and the same year Goa became a full state; the script is specified because Konkani is written in more than one script.

The state has many tribal languages and no single dominant tongue, so English, already the language of administration and of education through the churches and schools, was adopted as the official language; Arunachal Pradesh and Meghalaya have done the same, Meghalaya using Khasi and Garo as associate languages.

The correct answer is C, the Ninety-second Amendment, passed in 2003, which took the Eighth Schedule from eighteen languages to twenty-two by adding Bodo of Assam, Dogri of the Jammu region, Maithili of Bihar and Santhali, the language of the Santhal people spread over Jharkhand, West Bengal and Odisha.

The Eighth Schedule began with fourteen languages in 1950, and three amendments took the list to twenty-two: Sindhi in 1967, Konkani, Manipuri and Nepali in 1992, and Bodo, Dogri, Maithili and Santhali by the Ninety-second Amendment passed in 2003.

It allows the legislature of a state to adopt by law any one or more of the languages in use in that state, or Hindi, as the language or languages to be used for all or any of the official purposes of that state, and until it does so English…

It says that the official language of the Union shall be Hindi in the Devanagari script and that the international form of Indian numerals shall be used, with English to continue for fifteen years from the commencement of the Constitution; the Official Languages Act, 1963 then allowed English to continue…

The word joins bank and assurance and describes the arrangement by which an insurer uses a bank branch network and customer base to sell policies while the bank earns fee income as a corporate agent or broker; it is a permitted para banking activity in India.

Para banking covers the financial services a bank may offer besides pure banking once the Reserve Bank of India allows it, such as distributing insurance policies and mutual fund units, equipment leasing, hire purchase, factoring, portfolio management and acting as a pension fund adviser, done departmentally or through a subsidiary.

Under the Reserve Bank of India directions on certificates of deposit, a certificate is issued for a minimum of ₹5 lakh to a single investor and thereafter in multiples of ₹5 lakh, which keeps the instrument in the hands of companies, trusts and institutions rather than small savers; it is…

A gold loan is a small, standardised, secured advance given to an individual against jewellery and belongs squarely to retail banking.

Under narrow banking a bank keeps taking deposits but parks them in short-term government securities instead of lending, so no new credit risk is created while its old bad loans are recovered or written off; the Tarapore Committee of 1997 suggested this for weak Indian banks.

Passed in 1933 after the stock market crash and the Great Depression, it stopped a deposit-taking commercial bank from doing securities business and also brought in federal deposit insurance, because lawmakers believed that speculation with depositors money had deepened the crisis.

Issue management, underwriting, book building and the rest of investment banking touch the securities market, which is SEBI domain, and a firm must hold a certificate of registration as a merchant banker under the SEBI (Merchant Bankers) Regulations, 1992; the lead manager to any public issue must be such a…

ICICI was set up as a development financial institution for long-term industrial finance, and in 2002 it merged into its own banking subsidiary ICICI Bank.

The Reserve Bank of India set up a Working Group under S. H. Khan, then chairman of IDBI, to examine the roles of development financial institutions and banks; its 1998 report recommended that the two be harmonised and that India move towards universal banking, which is why the idea is…

CASA stands for current account and savings account balances. A current account earns no interest and a savings account earns a low rate, so the money a bank collects through them costs it far less than any other source, and gathering such balances from lakhs of individuals is exactly what…

Bakhira, in Sant Kabir Nagar district of eastern Uttar Pradesh, is the largest natural lake of the state. It is protected as a bird sanctuary for the migratory birds that winter there and is also listed as a Ramsar wetland of international importance.