Skip to content
GK24
Prime
Government SchemesMedium

What is the maximum annual cashless hospitalisation cover per family under AB PM-JAY?

  1. A.₹1 lakh
  2. B.₹2 lakh
  3. C.₹5 lakh
  4. D.₹10 lakh

Correct answer

C. ₹5 lakh

Explanation

The correct answer is ₹5 lakh. AB PM-JAY provides cashless hospitalisation cover of up to ₹5 lakh per family per year, covering 1,961 procedures across 27 medical specialties at public and private empanelled hospitals. The cover is per family, not per person, and there is no cap on family size or age.

The other amounts are distractors. The scale of use is worth remembering: by its eighth anniversary the scheme had funded about 13.25 crore hospital admissions worth ₹2.03 lakh crore, and over 48.51 crore people, about 33% of the population, held Ayushman cards. The Union Budget for 2026-27 provides ₹9,500 crore for it. A typical example in the backgrounder is a 65-year-old woman from Haryana whose hip surgery costing ₹44,140 was done free under the scheme.

Read the full article: Ayushman Bharat PM-JAY at 8: 48.51 Crore Cards, ₹2.03 Lakh Crore Care

Practice Questions

Q2.Government SchemesMedium

Beneficiary families under AB PM-JAY are identified on the basis of which database?

  1. A.Census 2011
  2. B.Socio-Economic Caste Census (SECC) 2011
  3. C.National Family Health Survey
  4. D.Aadhaar database
Show answer
Correct answer: B. Socio-Economic Caste Census (SECC) 2011

Rural families qualify under six deprivation criteria of the SECC 2011, such as households with only one kucha room, no adult member between 16 and 59, female-headed households without an adult male, households with a disabled member, SC/ST households and landless households dependent on casual manual labour.

Q3.Government SchemesMedium

From 11 September 2024, which group was brought under AB PM-JAY irrespective of income, with the Ayushman Vay Vandana card?

  1. A.All ASHA workers
  2. B.All senior citizens aged 70 and above
  3. C.All construction workers
  4. D.All students in government schools
Show answer
Correct answer: B. All senior citizens aged 70 and above

On 11 September 2024 the Government extended AB PM-JAY to everyone aged 70 and above, regardless of income, covering about 6 crore senior citizens.

Q4.Government SchemesHard

Under Special Campaign 6, the number of e-waste recyclers, refurbishers and producers enrolled on the Government e-Marketplace (GeM) rose from 38 to:

  1. A.More than 75
  2. B.More than 100
  3. C.More than 200
  4. D.More than 500
Show answer
Correct answer: C. More than 200

Building on the e-waste focus of the previous campaign, Special Campaign 6 worked with the Ministry of Environment, Forest and Climate Change, the Central Pollution Control Board, State Pollution Control Boards and the recycling industry to link government offices with authorised recyclers, refurbishers and producers.

Q5.Government SchemesMedium

Which ministry earned the highest revenue from scrap disposal during Special Campaign 6?

  1. A.Ministry of Coal
  2. B.Ministry of Railways (Railway Board)
  3. C.Ministry of Defence (Department of Military Affairs)
  4. D.Ministry of Petroleum and Natural Gas
Show answer
Correct answer: B. Ministry of Railways (Railway Board)

It was followed by the Department of Military Affairs with ₹88.96 crore, the Ministry of Coal with ₹61.41 crore and the Ministry of Petroleum and Natural Gas with ₹34.81 crore.