Under which constitutional provision is the National Commission for Scheduled Castes required to evaluate the socio-economic development of Scheduled Castes?

The correct answer is the Department of Financial Services. It is the department of the Finance Ministry that deals with banks, insurance and the financial inclusion schemes, and it is the body that issued the directions to convenors of State Level Bankers Committees and their Union Territory counterparts after the National Commission for Scheduled Castes raised the gap. Option B, the Department of Expenditure, handles public expenditure management, financial rules and pay matters, and has no role in directing bankers committees. Option C, the Department of Revenue, looks after direct and indirect taxes through the two Boards under it, again unrelated to this instruction. Option D, the Department of Economic Affairs, deals with macroeconomic policy, the Budget and external assistance. Only the Department of Financial Services has administrative charge of banks and the lending schemes named in the Commission letter.

The correct answer is 9 October 2026. The directions ask convenors of State Level Bankers Committees and Union Territory Level Bankers Committees to share the Scheduled Caste beneficiary information with the Commission regularly and to send an action-taken report to the Department of Financial Services by that date, setting out how far the data is available and what difficulties arise in compiling it. An update on the action taken is separately due within thirty days. Option A is the date on which the Department of Financial Services itself issued the directions to the convenors, not the deadline for their reply. Option C is the date on which the Commission Secretary wrote to the Department of Financial Services, which is where the matter started. Option D does not figure in the directions at all.

The correct answer is the Jan Suraksha portal. Banks were directed to route every new enrolment under the Pradhan Mantri Jeevan Jyoti Bima Yojana and the Pradhan Mantri Suraksha Bima Yojana through it, because the portal is being linked with all banks and insurers, which should improve the quality of data and the ease of day-to-day operation. Option A is wrong because that platform is about locating banking touchpoints rather than enrolling insurance beneficiaries. Option B is wrong because enterprise registration has nothing to do with these two insurance schemes. Option D is wrong because the street vendors credit scheme is a separate programme, though it too was reviewed at the same meeting along with Mudra, Stand Up India, PM Vishwakarma and the Kisan Credit Card.

The correct answer is the Secretary, Department of Financial Services, Sanjay Lohiya, who took the review in New Delhi with the heads of all public sector banks and the Executive Directors of major private sector banks, assisted by senior officers of his department. Option A is wrong because the central bank was not the convener of this particular review, which was held by the Department of Financial Services in the Ministry of Finance. Option C is wrong because the meeting was at the level of the Secretary and not of the Minister. Option D is wrong because the heads of banks were the participants at this review rather than its chair. Aspirants should remember that financial inclusion schemes such as Jan Dhan, Jansuraksha and Mudra are administered by this department.

The correct answer is 21 October to 31 December 2026. The Secretary of the Department of Financial Services urged banks to take part wholeheartedly in the saturation drive running between those two dates and to give greater thrust to serving the weaker sections of society and meeting their banking needs. Option A is wrong on the start date, which falls later in the month and not on the first. Option C stretches the campaign to the close of the financial year, which is not what was announced. Option D again moves the start to the following month. In the examination, campaigns of this kind are almost always tested on their exact opening and closing dates, so both ends of the window are worth writing down.