SBI GK Questions 2026

Zero-based budgeting was first put to use in the United States. Peter Pyhrr developed it at Texas Instruments around 1970, and Jimmy Carter, then Governor of Georgia, applied it to a state budget in 1973 and later carried it to the federal government as President.

Bandhan began in 2001 at Kolkata as a microfinance body serving poor women in eastern India, and its head office has stayed in that city.

A hawkish stand means the central bank is more worried about inflation than about slow growth, so it leans towards raising the policy rate and tightening money.

The Industrial Development Bank of India has its head office in Mumbai, the capital of Maharashtra, at the IDBI Tower in Cuffe Parade.

Ways and Means Advances is the facility through which the Reserve Bank of India lets the Centre bridge short-lived mismatches between money received and money paid out, and for the second half of FY 2026-27 the ceiling on this facility has been set at Rs 50,000 crore.

The gross borrowing of Rs 7,86,000 crore planned for the second half of FY 2026-27 will be completed through 23 weekly auctions of dated securities, with the paper spread over eight maturity buckets ranging from three years to fifty years.

The Finance Ministry, after consulting the Reserve Bank of India, settled on this gross market borrowing figure for the closing half of FY 2026-27, and the whole sum is to be raised through 23 weekly auctions of dated securities.

NPCI is the umbrella organisation that runs India's retail payment and settlement systems.

Members of the board were told about forthcoming reforms, and among them was this bill, which is proposed to take effect from the first day of that year and is aimed at making life easier for consumers and for those who deal with them.

The chairman of the board cited the Jan Vishwas Act as a reform that has rationalised that many compliances, and placed it alongside the ease of doing business measures and the creation of state level traders' welfare boards as the main steps taken for the trading community.

The board functions under the Department for Promotion of Industry and Internal Trade of that ministry, so its meeting place follows naturally.

The Department of Pharmaceuticals sits in that ministry and runs all three schemes, the one for bulk drugs, the one for pharmaceuticals and the one for medical devices.

Production of 57 unique medical devices has begun under the scheme, and the list runs from magnetic resonance imaging machines, computed tomography scanners, cath labs and linear accelerators to C-arms, mammography machines, ultrasound systems, anaesthesia machines and heart valves, most of which were earlier brought in from outside.

The bulk drugs scheme, which covers key starting materials, drug intermediates and active pharmaceutical ingredients, was approved in 2020 with that outlay and it works on 41 critical products where imports dominated.

Net National Product is simply Gross National Product minus depreciation, that is NNP = GNP − Depreciation.

In the Union Budget, money coming to the government is split into revenue receipts and capital receipts, and the test is exactly this one.

The device does two opposite jobs, and the name simply joins them. While sending, it modulates: it converts the digital signal of the computer into an analogue signal that an ordinary line can carry.

A line printer, such as a drum or chain printer, sets up and prints a whole line of characters at one stroke, so counting the lines it finishes in a minute is the natural measure of its speed.

A plotter takes a drawing that the computer has already prepared and puts it on paper with a moving pen, so data travels out of the machine and never into it.

It builds the image of a whole page on a photosensitive drum with a laser beam, then picks up dry toner on that image and fuses it onto the paper with heat and pressure.