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RBI GK Questions 2026

The static part of RBI exams is mostly economics and finance. The Grade B advertisement lists the syllabus of Paper-I, Economic and Social Issues: growth and development, national income, poverty and employment, sustainable development, the Indian economy since the reforms of 1991, money and financial markets, the role of banks and the Reserve Bank, public finance, agriculture, industry and services, the balance of payments, the IMF, the World Bank and the WTO, and India's social structure. Paper-III, General Finance and Management, adds the functions of the RBI, the banking system, SIDBI, EXIM Bank, NABARD, NHB and NaBFID, financial markets, financial inclusion, the Union Budget and inflation. These topics also feed the General Awareness tests of Grade B Phase-I and the Assistant Main, alongside static facts such as the heads and headquarters of institutions. This page holds GK24's topic-wise GK notes for RBI exams, written as short facts and tables so that a topic can be revised in one sitting, in English and Hindi. Read a topic, then solve its quiz and previous-year questions on this site to check what you retained. For the descriptive part of ESI, turn each note into a one-page answer outline.

RBI GK Questions with Answers

Q1021.Computer AwarenessMedium

Which SQL command removes all the rows of a table but keeps the table structure, and is classified as a DDL command?

  1. A.DELETE
  2. B.DROP
  3. C.TRUNCATE
  4. D.ERASE
Show answer
Correct answer: C. TRUNCATE

TRUNCATE empties a table in one operation, leaving the columns, data types and constraints in place so that the table can be filled again at once; because it changes the object rather than selected rows it is grouped with the Data Definition Language and it is much faster than deleting…

Q1024.Computer AwarenessMedium

Who proposed the relational model of databases?

  1. A.Charles Babbage
  2. B.Edgar Frank Codd
  3. C.Dennis Ritchie
  4. D.James Gosling
Show answer
Correct answer: B. Edgar Frank Codd

Codd, a British computer scientist working at IBM, set out the relational model in a paper published in 1970, proposing that all data be held in simple two-dimensional tables and joined by matching values rather than by fixed pointers.

Q1025.Computer AwarenessAsked in: Delhi · 7 Aug 2021, Shift 2Easy

Which of the following is the oldest database model?

  1. A.Hierarchical
  2. B.Object oriented
  3. C.Deductive
  4. D.Relational
Show answer
Correct answer: A. Hierarchical

The hierarchical model is the first data model used in commercial database software; IBM built its Information Management System on it in the 1960s for the Apollo programme.

Q1026.Indian EconomyMedium

The Multidimensional Poverty Index measures deprivation in which three dimensions?

  1. A.Income, savings and employment
  2. B.Health, education and standard of living
  3. C.Food, clothing and shelter
  4. D.Agriculture, industry and services
Show answer
Correct answer: B. Health, education and standard of living

The index counts a household as poor when it suffers deprivation in enough of the indicators grouped under these three heads, such as nutrition and child mortality under health, years of schooling and attendance under education, and cooking fuel, sanitation, drinking water, electricity, housing and assets under standard of living.

Q1027.Indian EconomyMedium

The head count ratio as a measure of poverty indicates

  1. A.How far below the poverty line the poor are
  2. B.The proportion of the population below the poverty line
  3. C.The inequality of income among the poor
  4. D.The number of people who are unemployed
Show answer
Correct answer: B. The proportion of the population below the poverty line

The head count ratio simply counts how many people fall below the line and divides that by the total population, which makes it easy to understand and easy to compare across states.

Q1028.Indian EconomyMedium

The survey that has provided annual estimates of employment and unemployment in India since 2017 is the

  1. A.Periodic Labour Force Survey
  2. B.Annual Survey of Industries
  3. C.National Family Health Survey
  4. D.Economic Census
Show answer
Correct answer: A. Periodic Labour Force Survey

Begun in 2017, it replaced the five-yearly employment and unemployment surveys and gives annual estimates for rural and urban areas together along with more frequent estimates for urban areas, using the usual status and current weekly status measures.

Q1029.Indian EconomyHard

Which measure of employment records a person's activity for each half day of the reference week and therefore captures the highest unemployment?

  1. A.Usual status
  2. B.Current weekly status
  3. C.Current daily status
  4. D.Principal status
Show answer
Correct answer: C. Current daily status

This measure notes what the person did in each half day of the seven days before the survey, so every day of idleness is counted; because it picks up short spells that the longer reference periods miss, it yields the highest estimate of unemployment of the three.

Q1030.Indian EconomyEasy

Unemployment that arises because work is available only in certain months of the year is called

  1. A.Seasonal unemployment
  2. B.Structural unemployment
  3. C.Disguised unemployment
  4. D.Educated unemployment
Show answer
Correct answer: A. Seasonal unemployment

Agriculture needs labour at sowing, transplanting and harvest and very little in between, and industries tied to a crop, such as sugar mills and rice mills, work only for part of the year, so the workers attached to them are idle for the remaining months.

Q1031.Indian EconomyMedium

The calorie norm originally used to draw the rural poverty line in India was

  1. A.2,100 calories per person per day
  2. B.2,400 calories per person per day
  3. C.1,800 calories per person per day
  4. D.3,000 calories per person per day
Show answer
Correct answer: B. 2,400 calories per person per day

The task force of 1979 fixed the rural line at the consumption expenditure needed to obtain 2,400 calories a day, on the ground that rural work involves more physical labour.

Q1032.Indian EconomyMedium

The expert group that in 2009 recommended dropping the calorie norm as the anchor of the poverty line was headed by

  1. A.D. T. Lakdawala
  2. B.Suresh Tendulkar
  3. C.C. Rangarajan
  4. D.Y. K. Alagh
Show answer
Correct answer: B. Suresh Tendulkar

The Tendulkar expert group reported in 2009, moved away from the calorie anchor, used a mixed reference period for consumption and brought private spending on health and education into the basket, which raised the estimated share of the poor.

Q1033.Indian EconomyEasy

Under the Mahatma Gandhi National Rural Employment Guarantee Act, how many days of wage employment are guaranteed to a rural household in a financial year?

  1. A.50
  2. B.75
  3. C.100
  4. D.150
Show answer
Correct answer: C. 100

The Act, passed in 2005, gives every rural household whose adult members volunteer to do unskilled manual work a legal right to one hundred days of wage employment in a financial year, and if work is not provided within the prescribed period the applicant becomes entitled to an unemployment allowance.

Q1034.Indian EconomyEasy

A situation in which more workers are engaged in a job than are actually required, so that withdrawing some of them does not reduce output, is called

  1. A.Frictional unemployment
  2. B.Disguised unemployment
  3. C.Cyclical unemployment
  4. D.Structural unemployment
Show answer
Correct answer: B. Disguised unemployment

Here the extra workers appear to be employed but their marginal contribution to output is close to zero, which is why the condition is called disguised or hidden; the classic Indian example is a family farm on which several members work a plot that two could manage.

Q1035.Indian EconomyAsked in: SSC GD Constable · 16 Jan 2023, Shift 4Medium

What is the term used for people who regularly move in and out of the poverty line?

  1. A.Occasionally poor
  2. B.Usually Poor
  3. C.Chronic poor
  4. D.Churning poor
Show answer
Correct answer: D. Churning poor

In the standard classification the churning poor are those whose consumption crosses the poverty line and falls back below it again and again, the typical cases being small and marginal farmers and casual labourers whose earnings depend on the season.

Q1036.Indian EconomyAsked in: SSC GD Constable · 11 Jan 2023, Shift 2Easy

Which of the following organisations conducts the sample surveys for calculating the poverty line in India?

  1. A.Ministry of Finance
  2. B.RBI
  3. C.CSO
  4. D.NSSO
Show answer
Correct answer: D. NSSO

The National Sample Survey Office carries out the large household surveys of consumption expenditure from which the number of people below the poverty line is worked out, and it now functions within the National Statistical Office under the Ministry of Statistics and Programme Implementation.

Q1037.Indian EconomyHard

Which was the first depository established in India?

  1. A.CDSL
  2. B.NSDL
  3. C.NSCCL
  4. D.CCIL
Show answer
Correct answer: B. NSDL

The National Securities Depository Limited was set up in 1996, the year the Depositories Act was passed, and was the first depository in India; it holds securities in electronic form so that shares need not change hands as paper certificates, a process called dematerialisation.

Q1038.Indian EconomyHard

Which Act provides for the recognition and regulation of stock exchanges in India?

  1. A.The Securities Contracts (Regulation) Act, 1956
  2. B.The Banking Regulation Act, 1949
  3. C.The Depositories Act, 1996
  4. D.The FEMA, 1999
Show answer
Correct answer: A. The Securities Contracts (Regulation) Act, 1956

It defines what a security is, provides for the recognition of stock exchanges by the Government, and lays down the framework within which contracts in securities may be made; it is the oldest of the statutes governing this market and still the basic one.

Q1039.Indian EconomyEasy

The headquarters of SEBI is located in which city?

  1. A.New Delhi
  2. B.Mumbai
  3. C.Kolkata
  4. D.Chennai
Show answer
Correct answer: B. Mumbai

SEBI has its head office in Mumbai, at the Bandra Kurla Complex, which places the regulator in the same city as the Bombay Stock Exchange, the National Stock Exchange and the Reserve Bank of India, making Mumbai the financial capital of the country.

Q1040.Indian EconomyEasy

When a company offers its shares to the public for the first time, the issue is called:

  1. A.A rights issue
  2. B.A follow-on public offer
  3. C.An initial public offering
  4. D.A private placement
Show answer
Correct answer: C. An initial public offering

An IPO is the first sale of shares by a company to the general public, after which the shares are listed and traded on a stock exchange; it belongs to the primary market, because the money raised goes to the company itself.