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IBPS GK Questions 2026

Static GK in IBPS exams means banking awareness first. The awareness tests of PO, Clerk and RRB Mains name banking, economy, financial and digital awareness, and the questions that return every year are about the RBI and its functions, the monetary policy tools (repo, SDF, MSF, CRR, SLR), types of banks and accounts, NPAs, Basel norms, priority sector lending, payment systems such as UPI, NEFT, RTGS and IMPS, deposit insurance, financial inclusion schemes, and the regulators SEBI, IRDAI and PFRDA and institutions such as NABARD and SIDBI. Headquarters and taglines of banks, capitals and currencies, national parks, dams and important days appear too, though with a smaller share than in SSC. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting, with the terms and abbreviations that IBPS papers use. Read a topic, then solve its previous-year questions and quiz on this site to check what you retained, and come back to the notes for the facts you missed.

IBPS GK Questions with Answers

Q6761.Indian EconomyAsked in: Haryana · HSSC CET Group C, 6 Nov 2022, Shift 2Easy

'Maharatna', 'Navratna' and 'Miniratna' are classifications of what in India?

  1. A.Special Economic Zones
  2. B.Civilian awards
  3. C.Public sector undertakings
  4. D.Mineral-rich areas
Show answer
Correct answer: C. Public sector undertakings

Maharatna, Navratna and Miniratna are status tags that the Government of India gives to central public sector enterprises on the basis of their size, profits and performance.

Q6762.Indian EconomyAsked in: Haryana · HPSC HCS Prelims GS, 12 Sep 2021Easy

A proportion of the total deposits and reserves of the commercial banks is to be kept with the central bank (RBI). Which one of the following represents this proportion?

  1. A.Statutory Liquidity Ratio
  2. B.Cash Reserve Ratio
  3. C.Minimum Reserve System
  4. D.Reverse Repo Rate
Show answer
Correct answer: B. Cash Reserve Ratio

The Cash Reserve Ratio (CRR) is the share of a bank's deposits that it must keep with the Reserve Bank of India in cash, and the bank earns no interest on this money.

Q6763.Indian EconomyAsked in: Haryana · HSSC CET Group C, 5 Nov 2022, Shift 2Easy

Which of the following is generally not considered a result of globalisation?

  1. A.Foreign direct investment
  2. B.Multilateral trade agreements
  3. C.Outsourcing
  4. D.Tariff barriers
Show answer
Correct answer: D. Tariff barriers

Globalisation means the growing integration of countries through trade, investment, technology and the movement of people, and it works by lowering barriers to trade, not by raising them.

Q6765.Computer AwarenessAsked in: RRB JE · CBT-2 (Civil), 22 Apr 2025, Shift 1Easy

What is the primary function of a computer firewall?

  1. A.To speed up internet connectivity
  2. B.To prevent unauthorised access to a private network
  3. C.To detect and remove computer viruses
  4. D.To store user passwords securely
Show answer
Correct answer: B. To prevent unauthorised access to a private network

A firewall stands between a trusted private network and an untrusted one such as the internet, and checks the data going in and out.

Q6767.Computer AwarenessAsked in: RRB JE · CBT-2 (Civil), 22 Apr 2025, Shift 2Easy

Which of the following is NOT a component of a CPU?

  1. A.Arithmetic Logic Unit (ALU)
  2. B.Control Unit (CU)
  3. C.Cache Memory
  4. D.Hard Disk
Show answer
Correct answer: D. Hard Disk

A hard disk is a secondary storage device that keeps programs and files permanently, even when the power is off, and it sits outside the processor.

Q6770.Indian EconomyAsked in: Bihar · BPSC CDPO Pre 2018Medium

The money accruing from the sale of 'National Savings Certificates' goes to which account of the Government of India?

  1. A.Consolidated Fund of India
  2. B.Prime Minister's National Relief Fund
  3. C.Public Account of India
  4. D.Contingency Fund of India
Show answer
Correct answer: C. Public Account of India

Money from National Savings Certificates belongs to the savers, not the government, so under Article 266(2) it is credited to the Public Account.

Q6771.Indian EconomyAsked in: Bihar · BPSC 70th CCE Pre re-exam, 4 Jan 2025Easy

Which among the following is a tool of Fiscal Policy?

  1. A.Taxes
  2. B.Cash Reserve Ratio
  3. C.Credit Ceiling
  4. D.Bank Rate
Show answer
Correct answer: A. Taxes

Fiscal policy is the government's use of taxation and public spending, so taxes are its main tool. In India, fiscal policy is run by the Union Government through the Ministry of Finance, and the Union Budget is its yearly statement.

Q6772.Indian EconomyAsked in: CDS · CDS (I) 2022, 10 Apr 2022Easy

What is 'Unicorn Company' often mentioned in Indian news?

  1. A.Any privately held startup company with a value of over $1 billion
  2. B.Any public sector company to be merged with another public sector company
  3. C.Privatization of any loss-making State-owned company
  4. D.Any foreign multinational company doing business in India in collaboration with an Indian company
Show answer
Correct answer: A. Any privately held startup company with a value of over $1 billion

A unicorn is a startup that is not listed on the stock market and is valued at more than one billion US dollars.

Q6778.NationalMedium

Special Campaign 6.0, the drive on cleanliness and disposal of pendency, has been launched by which department?

  1. A.Department of Administrative Reforms and Public Grievances
  2. B.Department of Empowerment of Persons with Disabilities
  3. C.Department of Personnel and Training
  4. D.Department of Expenditure
Show answer
Correct answer: A. Department of Administrative Reforms and Public Grievances

It runs the special campaign across the Government, lays down the parameters against which each office identifies its pending matters, issues the guidelines that offices follow, and takes the reporting of achievements on the campaign portal.

Q6779.NationalMedium

Which statement about PBSHABD is correct?

  1. A.Its content must carry the Prasar Bharati logo and a credit line
  2. B.Its content carries no logo and needs no credit line
  3. C.It is available only in Hindi and English
  4. D.It is open only to television channels
Show answer
Correct answer: B. Its content carries no logo and needs no credit line

This is the feature that sets the platform apart from a conventional news agency, because a small newspaper can run a national or international story under its own masthead without attributing it to the broadcaster.