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IBPS GK Questions 2026

Static GK in IBPS exams means banking awareness first. The awareness tests of PO, Clerk and RRB Mains name banking, economy, financial and digital awareness, and the questions that return every year are about the RBI and its functions, the monetary policy tools (repo, SDF, MSF, CRR, SLR), types of banks and accounts, NPAs, Basel norms, priority sector lending, payment systems such as UPI, NEFT, RTGS and IMPS, deposit insurance, financial inclusion schemes, and the regulators SEBI, IRDAI and PFRDA and institutions such as NABARD and SIDBI. Headquarters and taglines of banks, capitals and currencies, national parks, dams and important days appear too, though with a smaller share than in SSC. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting, with the terms and abbreviations that IBPS papers use. Read a topic, then solve its previous-year questions and quiz on this site to check what you retained, and come back to the notes for the facts you missed.

IBPS GK Questions with Answers

Q2281.Computer AwarenessEasy

Which statement about a class and an object is correct?

  1. A.A class is an instance of an object
  2. B.An object is a blueprint and a class is its instance
  3. C.A class is a blueprint and an object is its instance
  4. D.A class and an object both occupy memory in the same way
Show answer
Correct answer: C. A class is a blueprint and an object is its instance

A class only describes the data members and member functions that its objects will have, while an object is created from the class, occupies memory and holds actual values; one class may have any number of objects.

Q2282.Computer AwarenessMedium

In object-oriented programming, the ability of the same function name to work with different sets of parameters is called

  1. A.Inheritance
  2. B.Encapsulation
  3. C.Function overloading
  4. D.Function overriding
Show answer
Correct answer: C. Function overloading

Overloading means defining several functions of the same name in the same class with different numbers or types of parameters, so the compiler decides which one to call; because the decision is taken before the program runs, it is called compile-time or static polymorphism.

Q2284.Computer AwarenessEasy

Who developed the C++ programming language?

  1. A.Dennis Ritchie
  2. B.James Gosling
  3. C.Bjarne Stroustrup
  4. D.Guido van Rossum
Show answer
Correct answer: C. Bjarne Stroustrup

Bjarne Stroustrup developed the language at Bell Laboratories, starting it as C with Classes and giving it the name C++ in 1983; it adds classes, inheritance and polymorphism to C while keeping C procedural power, which is why it is called a hybrid language.

Q2285.Computer AwarenessMedium

Showing only the essential features of an object to the user while hiding its internal details is known as

  1. A.Abstraction
  2. B.Encapsulation
  3. C.Inheritance
  4. D.Instantiation
Show answer
Correct answer: A. Abstraction

Abstraction presents only what the user needs, such as the accelerator and brake of a car, and keeps the internal working out of sight; in C++ it is obtained through abstract classes with pure virtual functions and in Java through interfaces and abstract classes.

Q2286.Computer AwarenessEasy

Wrapping up of data and the functions that operate on that data into a single unit is called

  1. A.Inheritance
  2. B.Encapsulation
  3. C.Overloading
  4. D.Compilation
Show answer
Correct answer: B. Encapsulation

Encapsulation means binding the data members and the member functions that act on them inside one unit, the class, and keeping the data private so that it can be reached only through the methods provided; the standard illustration is a capsule holding the medicine inside it.

Q2289.Sports GKMedium

In Formula One, what is the full form of DRS?

  1. A.Driver Reaction System
  2. B.Drag Reduction System
  3. C.Dynamic Racing Support
  4. D.Direct Rear Suspension
Show answer
Correct answer: B. Drag Reduction System

It is a movable flap in the rear wing which a driver may open in marked zones of the circuit when close enough to the car in front; opening the flap cuts air resistance, raises the top speed and makes overtaking easier.

Q2291.Sports GKMedium

In the Tour de France, the polka dot jersey is awarded to the:

  1. A.Best sprinter
  2. B.King of the Mountains
  3. C.Best young rider
  4. D.Most combative rider of the day
Show answer
Correct answer: B. King of the Mountains

Points are awarded at the top of each categorised climb, and the rider leading that classification wears the white jersey with red dots, which is why the best climbers of a generation are remembered by this jersey.

Q2296.Sports GKMedium

In motor racing, what does a blue flag shown to a driver mean?

  1. A.The race has been stopped
  2. B.The driver has been disqualified
  3. C.A faster car is behind and must be allowed to pass
  4. D.The track ahead is clear
Show answer
Correct answer: C. A faster car is behind and must be allowed to pass

The blue flag is shown to a slower driver, usually one who is about to be lapped, and ignoring it repeatedly brings a penalty, because the leaders must not be held up by backmarkers.

Q2297.Sports GKMedium

The Indian Grand Prix of Formula One was held at which circuit?

  1. A.Madras Motor Race Track, Chennai
  2. B.Buddh International Circuit, Greater Noida
  3. C.Kari Motor Speedway, Coimbatore
  4. D.Jaypee Sports Circuit, Pune
Show answer
Correct answer: B. Buddh International Circuit, Greater Noida

The circuit in Uttar Pradesh hosted the Indian Grand Prix three times, in 2011, 2012 and 2013, and Sebastian Vettel of Red Bull won on each occasion before the race was dropped from the calendar.

Q2300.Computer AwarenessMedium

Which of the following is NOT one of the five essential characteristics of cloud computing described by the National Institute of Standards and Technology?

  1. A.On-demand self-service
  2. B.Resource pooling
  3. C.Rapid elasticity
  4. D.Permanent offline operation
Show answer
Correct answer: D. Permanent offline operation

The cloud is reached over a network, so working permanently offline is the opposite of what the model offers; the dependence on connectivity is in fact listed among the limitations of cloud computing.