IBPS GK Questions 2026

Mr Scindia used this figure to argue that financial inclusion in the region has not yet turned into economic inclusion: deposits are being collected, but lending lags behind.

Union Minister for Development of North Eastern Region and Communications Jyotiraditya M. Scindia inaugurated the conclave there, with Mizoram Chief Minister Lalduhoma, State Minister Prof. Lalnilawma, MDoNER Secretary Srinivas Katikithala and NEC Secretary Satinder Kumar Bhalla present.

CAR is the cushion of a bank's own capital against losses from loans that are not repaid, and its minimum is fixed by the regulator, not by each bank.

NPCI runs the National Financial Switch (NFS), the network that connects the ATMs of banks across India. The National Financial Switch lets a customer of one bank withdraw cash or check a balance at another bank's ATM.

The correct answer is the Ministry of Communications, under which the Department of Posts functions and which announced the campaign.

Passengers on selected flights received kits containing postcards, wrote their messages during the journey at about 30,000 feet and then dropped the cards into letter boxes that India Post had kept specially at the airports where they landed, from where the cards moved into the normal postal stream for delivery.

Philately means the collection and study of postage stamps, so a campaign built around stamped postcards fitted the theme of the day.

The Department of Posts under the Ministry of Communications worked with this airline for the campaign, under which travellers on selected flights were given specially designed digital detox kits containing postcards.

The filter breaks down dyes using light and mechanical vibration at the same time. The vibrations create a piezoelectric polarisation in the material, which holds back the recombination of the electrons and holes generated by light and therefore raises the formation of reactive species that attack dye molecules.

Under light and ultrasonic excitation applied together, the membrane of polylactic acid and zinc oxide removed the colour of 98.6 per cent of methylene blue in that time.

The nanoparticles were synthesised in the laboratory of Aviru Kumar Basu using an extract of turmeric, in which naturally occurring compounds such as curcumin, flavonoids and phenolic compounds worked as the reducing and stabilising agents.

Its researchers held zinc oxide nanoparticles, prepared from a natural source, inside porous nanofibres of biodegradable polylactic acid and then applied light along with mechanical shaking to break down dyes in water.

This framework is meant to keep the allotment of sea bed mineral resources transparent and to push systematic exploration of the country's offshore potential.

The correct answer is SBI Capital Markets Limited, which acts as the transaction adviser and explained the policy framework, the auction process and the bidding requirements at the outreach programme.

Sewell Rise-01 accounts for 632 square kilometres of that area and West Sewell Ridge-01 for the remaining 1,000 square kilometres, so the two blocks together make up the figure asked for.

The two blocks put up for auction, Sewell Rise-01 and West Sewell Ridge-01, both lie in the Andaman Sea, and both hold polymetallic nodules and crusts.

The Council resolved that the One Nation One Port Process reforms, which include One Nation One Documentation, port process re-engineering and inter-ministerial process reforms, must be in place at every port by March 2027.

Two credit risk insurance products for shipyards were announced at the meeting under the National Shipbuilding Mission, both framed under the Shipbuilding Development Scheme.

The Council was recognised as a statutory consultative body under this Act, which was notified on 15 May 2026, and the Mumbai session was the first one it held in that new character.

The twenty-first meeting of the Maritime State Development Council was held in Mumbai, where delegates were also taken on study visits to the cruise terminal of the Mumbai Port Authority and to Jawaharlal Nehru Port Authority before the session began.