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Banking GK Questions 2026

Banking GK questions with answers and explanations.

Banking GK Questions with Answers

Q41.Science & TechnologyEasy

How much support has the Technology Development Board approved for Ubifly Technologies under the RDI Fund?

  1. A.Rs 150 crore
  2. B.Rs 285 crore
  3. C.Rs 570 crore
  4. D.Rs 1,000 crore
Show answer

Correct answer: B. Rs 285 crore

Explanation

The correct answer is Rs 285 crore. The Technology Development Board, which functions under the Department of Science and Technology, approved that amount for Ubifly Technologies Private Limited of Chennai out of the Research Development and Innovation Fund, for its indigenous ePlane advanced air mobility solution. Option C is the figure most likely to mislead a candidate: it is the total approved cost of the project, not the Board's share, so the Board is meeting roughly half of the outlay while the rest comes from elsewhere. Option A and option D do not appear anywhere in the announcement and are simply plausible-looking amounts. The support is being extended through Optionally Convertible Debentures rather than as an outright grant, and its stated purpose is to carry the technology from Technology Readiness Level 6 to Level 9, which is the stage of an operationally demonstrated system.

Q42.SportsMedium

Parinaaz Dhaliwal, Maheshwari Chauhan and Raiza Dhillon won a bronze medal in which event?

  1. A.Women's archery team
  2. B.Women's trap team
  3. C.Women's skeet team
  4. D.Women's air rifle team
Show answer

Correct answer: C. Women's skeet team

Explanation

The correct answer is the women's skeet team event. The Prime Minister congratulated the three shooters on the bronze medal and said their focus, precision and teamwork had brought another proud moment for Indian sport. Skeet is a shotgun discipline in which clay targets are flung across the range and the team result is arrived at by combining the members' scores. Option A, women's archery team, is wrong because all three are shooters and no archery result was announced in this message. Option B, women's trap team, names a different shotgun event; trap and skeet are separate disciplines and the medal here was specifically in skeet. Option D, women's air rifle team, belongs to the rifle group of shooting events and not to the shotgun group, so it does not fit this result either.

Q43.SportsMedium

Mirabai Chanu won a silver medal in which event?

  1. A.Women's 45 kg weightlifting
  2. B.Women's 49 kg weightlifting
  3. C.Women's 55 kg weightlifting
  4. D.Women's skeet individual
Show answer

Correct answer: B. Women's 49 kg weightlifting

Explanation

The correct answer is the women's 49 kg weightlifting event. The Prime Minister congratulated Mirabai Chanu on winning the silver medal in that category, saying her determination and consistency continue to inspire the nation and that India is proud of her. The weight class is the detail an examiner will test, so it should be memorised along with the colour of the medal. Option A, 45 kg, and option C, 55 kg, are other weight categories in the sport but are not the one in which she competed here. Option D, women's skeet individual, belongs to shooting and not to weightlifting; on the same day a women's skeet team bronze went to Parinaaz Dhaliwal, Maheshwari Chauhan and Raiza Dhillon, which is a separate result and a team event rather than an individual one.

Q44.SportsEasy

Who became India's first-ever Asian Games medallist in soft tennis?

  1. A.Jay Meena
  2. B.Mirabai Chanu
  3. C.Raiza Dhillon
  4. D.Maheshwari Chauhan
Show answer

Correct answer: A. Jay Meena

Explanation

The correct answer is Jay Meena. He won the bronze medal in the men's individual event in soft tennis and thereby became the first Indian ever to win an Asian Games medal in that sport. The Prime Minister described the result as a historic achievement for Indian soft tennis, said it marks a memorable new chapter for the game in India, and expressed the hope that it would inspire more youngsters to take up the sport. Option B, Mirabai Chanu, is wrong because she is a weightlifter and was congratulated the same day for a silver medal in the women's 49 kg event, not for anything in soft tennis. Option C, Raiza Dhillon, and option D, Maheshwari Chauhan, are wrong because both are shooters who were part of the women's skeet team that won a bronze medal, along with Parinaaz Dhaliwal.

Q45.EnvironmentMedium

Under which scheme component will the National Technical Guidelines being prepared by the NRAA be used?

  1. A.Watershed Development Component of Pradhan Mantri Krishi Sinchayee Yojana 3.0
  2. B.Pradhan Mantri Fasal Bima Yojana
  3. C.National Mission for Sustainable Agriculture
  4. D.Rashtriya Krishi Vikas Yojana
Show answer

Correct answer: A. Watershed Development Component of Pradhan Mantri Krishi Sinchayee Yojana 3.0

Explanation

The correct answer is the Watershed Development Component of the Pradhan Mantri Krishi Sinchayee Yojana in its third phase. The release states that the guidelines under preparation will be used for future generation watershed development in the country under that component, which is why the meeting spent its time on validating claims in the draft and on data from the two participating states. The crop insurance scheme in the second option is wrong, as it compensates farmers for crop loss and has no role in framing watershed guidelines. The sustainable agriculture mission in the third option is wrong; it is a separate programme and is not named anywhere in the release. The agriculture development scheme in the fourth option is wrong for the same reason. Remember the pairing of the guidelines with the watershed component and its version number, because the phase is itself examinable.

Q46.EnvironmentHard

Who presided over the National Level Technical Committee meeting held under the REWARD programme?

  1. A.The Deputy Director General (NRM) of ICAR
  2. B.Dr Chandra Shekhar Kumar, CEO of the NRAA
  3. C.The Joint Secretary (Watershed Management), Department of Land Resources
  4. D.The Commissioner of the Watershed Development Department, Karnataka
Show answer

Correct answer: B. Dr Chandra Shekhar Kumar, CEO of the NRAA

Explanation

The correct answer is Dr Chandra Shekhar Kumar, Chief Executive Officer of the National Rainfed Area Authority. The release names him as presiding over the meeting and records his instruction that claims in the draft guidelines be validated against data actually collected under the programme. The Deputy Director General for natural resource management at ICAR is wrong; he attended and spoke on integrating the land resource inventory with hydrology, but did not preside. The Joint Secretary for watershed management in the Department of Land Resources is wrong as well; his contribution was the suggestion to shorten the time taken to prepare detailed project reports. The Commissioner of the watershed department in Karnataka is wrong because he joined the meeting online as a state participant. Aspirants should remember who said what, since questions on such meetings often attach a specific proposal to the wrong officer.

Q47.EnvironmentMedium

What is the full form of the REWARD programme under which the NRAA held its technical committee meeting?

  1. A.Rejuvenating Watersheds for Agricultural Resilience through Innovative Development
  2. B.Renewing Water Resources for Agriculture and Rural Development
  3. C.Restoring Ecology, Water and Rainfed Drylands
  4. D.Rural Employment through Watershed and Rainfed Development
Show answer

Correct answer: A. Rejuvenating Watersheds for Agricultural Resilience through Innovative Development

Explanation

The correct answer is Rejuvenating Watersheds for Agricultural Resilience through Innovative Development, the expansion given in the release for the programme under which the technical committee met at the NASC Complex in New Delhi. The second option is wrong; it is built from plausible words but does not match the expansion, and in particular it drops the idea of resilience, which is central to the programme's purpose. The third option is wrong for the same reason and adds terms about ecology and drylands that do not appear in the name. The fourth option is wrong because the programme is not an employment scheme, and confusing it with rural employment programmes is a common error. Candidates should also link the programme with the body running it, the National Rainfed Area Authority, which functions under the Ministry of Agriculture and Farmers Welfare, since acronym questions are often paired with the parent ministry.

Q48.Science & TechnologyHard

How many countries adopted the WAVES Declaration at the first WAVES Summit?

  1. A.47 countries
  2. B.60 countries
  3. C.77 countries
  4. D.100 countries
Show answer

Correct answer: C. 77 countries

Explanation

The correct answer is 77 countries. The declaration was one of the chief outcomes of the first edition of the World Audio Visual and Entertainment Summit, held in Mumbai, and the backgrounder lists it alongside the other results of the event, including the business transactions generated by the WAVES Bazaar. The first option is wrong; no such count appears anywhere in the document. The second option is wrong, and is a trap, because that number belongs to the registrations drawn by the Create in India Challenges from creators abroad, not to the countries adopting the declaration. The fourth option is wrong for a similar reason: a three-figure count of countries is mentioned in the summary of the summit's participation, not in connection with the declaration. Aspirants should separate the three tallies carefully, since the summit description packs several country counts into a few lines.

Q49.Science & TechnologyHard

When was MyWAVES launched within the WAVES OTT platform?

  1. A.20 November 2024
  2. B.1 May 2025
  3. C.23 March 2026
  4. D.21 July 2026
Show answer

Correct answer: C. 23 March 2026

Explanation

The correct answer is 23 March 2026. MyWAVES was opened inside the existing streaming platform on that date, and it changed the service from something people only watched into something they could contribute to, by letting citizens make, upload and share original short, vertical and episodic content. The first option is wrong because that is the date the streaming platform itself was launched at the film festival in Goa, not the date the creator section appeared. The second option is wrong because that is when the first edition of the summit opened in Mumbai. The fourth option is wrong because that is the day the Gems of India Challenge pilot began, which runs through the creator section but is a later and separate step. This question rewards candidates who keep a small timeline of the four dates rather than remembering them one at a time.

Q50.Science & TechnologyMedium

At which event was Prasar Bharati's WAVES OTT platform launched?

  1. A.The 55th International Film Festival of India in Goa
  2. B.The first WAVES Summit in Mumbai
  3. C.The India International Trade Fair in New Delhi
  4. D.The Kolkata International Film Festival
Show answer

Correct answer: A. The 55th International Film Festival of India in Goa

Explanation

The correct answer is the 55th International Film Festival of India in Goa, where the platform was unveiled in November as the public broadcaster's public-service streaming service. The first WAVES Summit in Mumbai is wrong, and is the most tempting distractor because the summit carries the same name: it was held later, in May of the following year, and the streaming platform already existed by then. The India International Trade Fair is wrong, as the backgrounder connects the launch to a film festival and not to a trade exhibition. The Kolkata International Film Festival is wrong as well; although it is also a film festival, the release names the national festival held in Goa and gives its edition number. The safe way to carry this is as a set: the broadcaster, the festival with its edition number, the venue state and the launch date, since a question may supply any one of them and ask for another.

Q51.NationalHard

Under the Telecommunications Act, 2023, what punishment can tampering with a telecommunication identifier attract?

  1. A.Imprisonment up to one year or a fine up to Rs 10 lakh
  2. B.Imprisonment up to three years or a fine up to Rs 50 lakh, or both
  3. C.Only a fine, with no provision for imprisonment
  4. D.Imprisonment up to seven years with no fine
Show answer

Correct answer: B. Imprisonment up to three years or a fine up to Rs 50 lakh, or both

Explanation

The correct answer is imprisonment of up to three years or a fine of up to fifty lakh rupees, or both. The prohibition itself sits in Section 42(3)(c) of the Act, which bars tampering with telecommunication identifiers, while the neighbouring clause covers obtaining SIMs or identifiers through fraud, cheating or impersonation. The first option is wrong because it understates both the jail term and the maximum fine laid down. The third option is wrong because the statute plainly provides for imprisonment as well as a fine, and indeed allows both together. The fourth option is wrong on two counts: it stretches the term of imprisonment beyond what the Act prescribes and it wrongly removes the fine. Two further points are worth carrying: such offences are cognizable and non-bailable under Section 42(7), and under Section 42(6) a person who abets or promotes the offence is liable to the same punishment as the offender.

Q52.NationalMedium

Which body oversees the global allocation of the Type Allocation Code used in IMEI numbers?

  1. A.GSMA
  2. B.TRAI
  3. C.Department of Telecommunications
  4. D.International Telecommunication Union
Show answer

Correct answer: A. GSMA

Explanation

The correct answer is the GSMA, the Global System for Mobile Communications Association. The backgrounder says it oversees the worldwide allocation of the Type Allocation Code, handing codes to manufacturers and brand owners, who then assign unique device identities to individual handsets. TRAI is wrong, because the regulator appears in the release only in connection with the rule restricting messaging for a day after a re-issued SIM is activated, not with code allocation. The Department of Telecommunications is wrong as well; it advises citizens on what to avoid and runs the registration and verification machinery in India, but the global code pool is not its to allocate. The International Telecommunication Union is wrong because the release does not assign it this role. A useful chain to memorise is that the association allocates the code, the manufacturer assigns the full identity, and the Indian portals then register it.

Q53.NationalEasy

How many digits does an IMEI number contain?

  1. A.Ten digits
  2. B.Twelve digits
  3. C.Fifteen digits
  4. D.Eighteen digits
Show answer

Correct answer: C. Fifteen digits

Explanation

The correct answer is fifteen digits. The International Mobile Equipment Identity is described as a unique number of that length which identifies a mobile device on a telecom network, and the first eight of those digits make up the Type Allocation Code that identifies the model or type of the handset. Ten digits is wrong; that is the length of a mobile telephone number in India and the two are often confused, but a telephone number belongs to the connection while this number belongs to the device. Twelve digits is wrong as well and matches no identifier described in the backgrounder. Eighteen digits is wrong because it overstates the length, and no identifier of that size is named. Candidates should also remember the way to read one off a handset, which is by dialling the short code given in the release, and that a dual-SIM phone normally carries two such numbers, one for each slot.

Q54.EconomyHard

How many semiconductor projects have been approved under the Semicon India programme, and how many commercial units were operational as of September 2026?

  1. A.Ten approved, three operational
  2. B.Twelve approved, five operational
  3. C.Fifteen approved, six operational
  4. D.Twenty approved, eight operational
Show answer

Correct answer: B. Twelve approved, five operational

Explanation

The correct answer is twelve approved and five operational. The backgrounder states that the government has cleared this many semiconductor projects under the Semicon India programme, and that five commercial semiconductor units were already running by September of that year. The first option is wrong on both counts, understating the approvals as well as the units in production. The third option is wrong because it inflates the approvals and the operating units alike, and no such tally appears in the release. The fourth option is wrong for the same reason and is the furthest from the stated position. The point worth carrying forward is the gap between approvals and operations: a project being approved does not mean a plant is producing, which is why the release reports the two numbers separately. Candidates should also link this with the Production Linked Incentive schemes and the India Semiconductor Mission, the two instruments named as driving this build-up.

Q55.EconomyEasy

How many exhibitors took part in SEMICON India 2026?

  1. A.More than 400
  2. B.More than 600
  3. C.More than 800
  4. D.More than 1,000
Show answer

Correct answer: B. More than 600

Explanation

The correct answer is more than 600. The backgrounder records that the event brought together this many exhibitors, of whom close to three hundred were international companies, and treats that mix as a sign of the global interest now being shown in the country's semiconductor and electronics ecosystem. The first option is wrong because it falls short of the stated count and appears nowhere in the release. The third option is wrong for the opposite reason; it overstates the number, and no such figure is given. The fourth option is wrong as well, since a four-figure count is not claimed anywhere in the document. The useful pairing for an examination is the total against the international share, because a question may supply one and ask for the other, and the second figure is also the one that shows how much of the participation came from outside India.

Q56.EconomyMedium

Who moderated the panel discussion 'Industry Associations Advancing India's National Agenda' at SEMICON India 2026?

  1. A.The Chief Executive Officer of NITI Aayog
  2. B.Amitesh Kumar Sinha, CEO of the India Semiconductor Mission
  3. C.The Governor of the Reserve Bank of India
  4. D.The Chairman of ISRO
Show answer

Correct answer: B. Amitesh Kumar Sinha, CEO of the India Semiconductor Mission

Explanation

The correct answer is Amitesh Kumar Sinha, Chief Executive Officer of the India Semiconductor Mission. The backgrounder names him as the moderator of the session, which brought senior representatives of the leading industry associations together to discuss how deeper cooperation could speed up the country's semiconductor and electronics plans. The Chief Executive Officer of NITI Aayog is wrong, as that office is not connected with this session in the release. The Governor of the Reserve Bank of India is wrong because the discussion concerned manufacturing and industry coordination rather than monetary policy, and no central bank official is mentioned. The Chairman of ISRO is wrong for the same reason; the space agency has no role in the panel described. Aspirants should remember the mission's name along with the office, because questions often ask which body the moderator headed rather than his name, and the India Semiconductor Mission is itself a frequently tested institution.

Q57.Government SchemesMedium

Which of the following statements about Ayushman Bharat was made by the Prime Minister on its eighth anniversary?

  1. A.It is the largest healthcare scheme in the world
  2. B.It is being wound up and merged into a new programme
  3. C.It covers only government employees
  4. D.It offers cover only for outpatient consultations
Show answer

Correct answer: A. It is the largest healthcare scheme in the world

Explanation

The correct answer is that it is the largest healthcare scheme in the world. The Prime Minister said the annual cover now reaches more than sixty crore beneficiaries, and on that basis described the initiative as the biggest of its kind anywhere. The second option is wrong, because nothing in the message speaks of the scheme being wound up or merged; the tone of the anniversary message is the opposite, pointing to expansion and to record savings on medical expenses. The third option is wrong because the message identifies the poor and the middle class as the groups that have gained, not a restricted category of government employees. The fourth option is wrong because the cover described is an annual health cover, and the message separately credits the Ayushman Arogya Mandirs with strengthening primary care, showing that the two parts of the initiative are distinct rather than the cover being limited to outpatient visits.

Q58.Government SchemesMedium

How many visits have Ayushman Arogya Mandirs recorded, according to the Prime Minister's message?

  1. A.Over 100 crore
  2. B.Over 300 crore
  3. C.Over 500 crore
  4. D.Over 700 crore
Show answer

Correct answer: C. Over 500 crore

Explanation

The correct answer is over 500 crore. The Prime Minister used this figure to argue that healthcare is moving closer to every doorstep, since the centres named Ayushman Arogya Mandirs deliver primary care in neighbourhoods and villages rather than in distant hospitals. The option of over 100 crore is wrong, as the message names a far larger count and this figure only looks plausible to someone recalling the number of beneficiaries instead. Over 300 crore is wrong as well; it appears nowhere in the release and is included to catch a half-remembered answer. Over 700 crore is wrong because it overshoots the stated figure, and no higher count is claimed anywhere in the anniversary message. Candidates should note that this figure counts visits, not people, so it is much larger than the beneficiary count and the two must never be interchanged in an answer.

Q59.Government SchemesEasy

What is the annual health cover available to a beneficiary under Ayushman Bharat, as cited by the Prime Minister on its eighth anniversary?

  1. A.Rs 1 lakh
  2. B.Rs 3 lakh
  3. C.Rs 5 lakh
  4. D.Rs 10 lakh
Show answer

Correct answer: C. Rs 5 lakh

Explanation

The correct answer is Rs 5 lakh. In his anniversary message the Prime Minister said that more than sixty crore beneficiaries now have access to an annual health cover of this amount, and that the reach of the cover is what makes the initiative the largest healthcare scheme in the world. Rs 1 lakh is wrong; no such figure appears in the message, and a cover that small would not carry a family through a serious hospital admission, which is the burden the scheme was designed to lift. Rs 3 lakh is wrong for the same reason and is offered only as a plausible-looking lower figure. Rs 10 lakh is wrong because the cover named is half that amount, though aspirants sometimes confuse it with other insurance products. The safest way to hold this is to remember the pair together: the cover amount on one side and the beneficiary count on the other, because examiners frequently ask for one and supply the other.

Q60.Awards & HonoursHard

Who won the Best Direction award at the 72nd National Film Awards?

  1. A.Randeep Hooda
  2. B.Rajkumar Periasamy
  3. C.Shivadhwaj Shetty
  4. D.Dinesh P. Bhonsle
Show answer

Correct answer: B. Rajkumar Periasamy

Explanation

The correct answer is Rajkumar Periasamy, who won the Best Direction award for Amaran at the 72nd National Film Awards. Randeep Hooda is wrong because he was praised for stepping behind the camera for the first time with Swatantrya Veer Savarkar, but the direction prize did not go to him. Shivadhwaj Shetty is wrong because he directed IMBU, which was honoured as the Best Tulu Film, one of the awards that brought languages outside the Eighth Schedule of the Constitution onto the national stage. Dinesh P. Bhonsle is wrong because he directed Dholi, chosen as the Best Garhwali Film. A related fact worth remembering is that the Best Debut Film of a Director went to Angen, a Santhali film directed by Ravi Raj Murmu. The Secretary of the Ministry of Information and Broadcasting, Chanchal Kumar, said the edition drew 400 feature films in 34 languages and 161 non-feature films in 24 languages.

GK Questions for sub-exams