Banking GK Questions 2026

Stay Hungry Stay Foolish appeared in 2008 and carries twenty-five profiles of entrepreneurs who had studied at the Indian Institute of Management, Ahmedabad, grouped by whether they were born to business, were self-made or were driven by a cause.

Hit Refresh was published in 2017 by Satya Nadella, who became Chief Executive Officer of Microsoft in 2014.

Shoe Dog: A Memoir by the Creator of Nike was written by Phil Knight and published in 2016.

Kurien, the mechanical engineer who built the Amul co-operative at Anand in Gujarat and headed the National Dairy Development Board, told his story in I Too Had a Dream, written with Gouri Salvi and published in 2005; his earlier volume of lectures is An Unfinished Dream.

Nilekani, a co-founder of Infosys and the first Chairman of the Unique Identification Authority of India, published Imagining India: Ideas for the New Century in 2008; it argues that India's young population, its cities and its technology can be turned from problems into assets.

A credit score is built only from credit behaviour reported by lenders, so income, the balance in a savings account, the deposits held with a bank, and matters such as caste or religion are not part of it; a lender looks at income separately when it assesses whether a borrower…

The Reserve Bank has directed every credit information company to provide one free full credit report to an individual once in each calendar year, on request, so that a borrower can check the record and have an error corrected before applying for a loan.

The correct answer is C, in default or expected to be in default soon.

On the standardised long-term scale, AAA means the highest degree of safety for the timely servicing of interest and principal, followed by AA for high safety, A for adequate safety and BBB for moderate safety, and running down through BB, B and C to D for default.

CARE is a credit rating agency registered with SEBI, which rates debt instruments and the companies that issue them; it does not keep the credit histories of individuals.

The Investment Information and Credit Rating Agency of India Limited was set up in 1991 with the Industrial Finance Corporation of India as its promoter, and Moody's later acquired a majority stake in it.

TransUnion CIBIL computes its score for individual borrowers on a scale from 300 at the lowest to 900 at the highest, and a few months of credit history are needed before any score can be generated; a person who has never borrowed is shown with a no history marker rather…

The Credit Rating Information Services of India Limited was set up in 1987 as India's first credit rating agency, promoted by ICICI and the Unit Trust of India, and the global firm S and P Global later became its majority shareholder.

This Act created the framework for credit bureaus, requiring them to register with the Reserve Bank of India, obliging banks and other credit institutions to become members and to furnish data, and giving borrowers the right to see and correct their own records.

Credit rating agencies rate securities offered to the public, so they fall within the securities market and work under the SEBI (Credit Rating Agencies) Regulations of 1999, framed under the SEBI Act of 1992; no agency may rate a public issue of debt without registration with SEBI.

Izzy, first shown as Whatizit, was the mascot of the Atlanta Games of 1996 and is remembered as the first Olympic mascot that was not an animal or a human figure but an abstract shape made with computer animation.

The first Winter Olympic Games were held at Chamonix in the French Alps in 1924, the same year as the Paris Summer Games, and were recognised afterwards as the first winter edition.

Beijing held the Summer Olympic Games of 2008 and the Winter Olympic Games of 2022, becoming the first city anywhere to host both, and its Winter mascot was the panda Bing Dwen Dwen.

Miraitowa, a blue chequered figure whose name joins the Japanese words for future and eternity, was the mascot of the Tokyo Olympic Games held in 2021 under the name Tokyo 2020.

Tokyo hosted the Summer Olympic Games in 1964, the first time the Games were held in Asia, and the edition is also remembered for the first use of satellite television to carry the Games abroad.