State Exams GK Questions 2026

The Second Anglo-Mysore War, fought from 1780 to 1784, ended with the Treaty of Mangalore signed in 1784 between Tipu Sultan and the English East India Company on the basis of mutual restitution of conquered territory.

It was created under the General Insurance Business Nationalisation Act of 1972 as a holding company with four subsidiaries, namely National Insurance, New India Assurance, Oriental Insurance and United India Insurance.

The Pradhan Mantri Fasal Bima Yojana, launched in 2016, fixes the farmer share of the premium at two per cent of the sum insured for kharif food and oilseed crops, with the rest of the actuarial premium shared by the central and state governments.

The Insurance Amendment Act of 2021 amended the Insurance Act of 1938 to raise the permissible foreign direct investment in an Indian insurance company to seventy-four per cent, subject to conditions designed to keep management and control in Indian hands.

It functions under the Ministry of Labour and Employment and administers three schemes under the Employees Provident Funds and Miscellaneous Provisions Act of 1952: the Employees Provident Fund Scheme of 1952, the Employees Pension Scheme of 1995 and the Employees Deposit Linked Insurance Scheme of 1976.

The principle of indemnity means a general insurance claim restores the insured to the position held before the loss but never pays more than the loss actually suffered, which is why a motor or fire claim is settled on the value of the damage.

The Atal Pension Yojana was launched in 2015 in place of the earlier Swavalamban scheme and is aimed at workers of the unorganised sector.

Under the National Pension System a subscriber holds a Permanent Retirement Account Number and a Tier I account, which is the pension account proper and permits only restricted withdrawal before retirement, and may additionally open a Tier II account, which is a voluntary savings account from which money can be…

The National Pension System, a defined contribution arrangement, applies compulsorily to central government employees who joined service on or after 1 January 2004, with the armed forces excluded; employees recruited before that date remain under the older defined benefit pension.

The authority first worked as an interim body set up by a government resolution in October 2003, and it was given statutory status by the Pension Fund Regulatory and Development Authority Act of 2013, which came into force on 1 February 2014.

The Life Insurance Corporation of India came into being on 1 September 1956 under the Life Insurance Corporation Act, which nationalised life insurance in India and took over the business of about two hundred and forty-five insurers; its head office is at Mumbai.

The committee on insurance sector reforms was appointed in 1993 under R. N. Malhotra, a former Governor of the Reserve Bank of India.

The Insurance Regulatory and Development Authority of India was constituted under the Act of 1999, became a statutory body in April 2000 and has its head office at Hyderabad, having moved there from Delhi in its early years.

The Thal Ghat, also called the Kasara Ghat, is the climb by which the road and railway from Mumbai reach Nashik and continue towards central India, while the Bhor Ghat is the climb by which the Mumbai to Pune road and railway cross the Sahyadri, passing Khandala and Lonavala.

Matheran, in the Raigad district of Maharashtra, is an eco-sensitive hill station where motor vehicles are not allowed within the town; visitors walk, ride horses or use hand-pulled carts, and the Matheran Hill Railway, a narrow gauge line from Neral, is the classic way to reach it.

The Karakoram Pass crosses the Karakoram range north of the Nubra valley and was the crucial crossing on the centuries-old caravan route that carried pashmina wool, silk and tea between Leh and Yarkand in Xinjiang.

The Lipulekh Pass lies in the Pithoragarh district of the Kumaon division and has long been the traditional Indian route for the Kailash Mansarovar pilgrimage, as well as an old trade crossing into Tibet.

Shimla, in Himachal Pradesh, was made the summer capital of British India in 1864, and the Government of India moved there from Calcutta and later Delhi every hot season; the narrow gauge Kalka to Shimla Railway that serves it was added to the Mountain Railways of India World Heritage site…

Khardung La lies on the Ladakh range just north of Leh and carries the road from Leh into the Nubra valley and on towards the Siachen area, which makes it one of the most strategically used high passes in the country.

The Mountain Railways of India World Heritage site is made up of three lines added in stages: the Darjeeling Himalayan Railway in West Bengal, inscribed in 1999, the Nilgiri Mountain Railway in Tamil Nadu, added in 2005, and the Kalka to Shimla Railway in Himachal Pradesh, added in 2008.