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State Exams GK Questions 2026

Static GK is the largest part of General Studies in every state exam, and most of it is national. Indian polity, history and the national movement, geography of India, the Indian economy and general science appear in the syllabus of UPPSC PCS and PET, BPSC and BSSC, RPSC and RSSB, MPPSC and MPESB, HPSC and HSSC, and DSSSB and Delhi Police. The level changes from exam to exam. PET sets its subjects at NCERT secondary and senior secondary level, BSSC asks matric-level science, and RPSC sets the RAS Prelims at Bachelor's degree standard. This page brings together GK24's topic-wise GK notes tagged for state exams. Each note covers one topic in English and Hindi, as short facts and tables that can be revised in one sitting, and ends with multiple-choice questions and explanations. Start with Polity, History and Geography, then move to the Economy and Science. GK24 does not have state GK sections. As guidance, use these notes for the national part and prepare your state's history, geography, culture, economy and schemes from state board textbooks, the state budget and economic survey, and the commission's past papers. After each note, take its topic quiz and mark what you got wrong.

State Exams GK Questions with Answers

Q9261.Indian States & UTsMedium

The name Chandigarh is derived from:

  1. A.A Mughal fort near the site
  2. B.The temple of the goddess Chandi near the site
  3. C.A tributary of the Sutlej
  4. D.A British administrator of Punjab
Show answer
Correct answer: B. The temple of the goddess Chandi near the site

Chandi Mandir, a temple of the goddess Chandi, a form of Durga, stands near the city in what is now the Panchkula district of Haryana.

Q9264.Indian States & UTsMedium

Chandigarh became a Union Territory on which date?

  1. A.15 August 1947
  2. B.26 January 1950
  3. C.1 November 1966
  4. D.1 November 2000
Show answer
Correct answer: C. 1 November 1966

On that day the Punjab Reorganisation Act, 1966 came into force, Haryana was created as a separate state out of Punjab on a largely linguistic basis, parts of the hill areas went to Himachal Pradesh, and the capital city was constituted a Union Territory and made the joint capital of…

Q9265.Indian States & UTsEasy

The master plan of Chandigarh was prepared by which architect?

  1. A.Albert Mayer
  2. B.Le Corbusier
  3. C.Edwin Lutyens
  4. D.Patrick Geddes
Show answer
Correct answer: B. Le Corbusier

The Swiss-French architect, whose real name was Charles-Edouard Jeanneret, took charge of the project after the first team broke up and gave the city its grid of sectors, its hierarchy of roads and the monumental buildings of the Capitol Complex.

Q9266.Indian States & UTsEasy

Chandigarh serves as the capital of which two Indian states?

  1. A.Punjab and Himachal Pradesh
  2. B.Punjab and Haryana
  3. C.Haryana and Himachal Pradesh
  4. D.Punjab and Rajasthan
Show answer
Correct answer: B. Punjab and Haryana

When Haryana was carved out of Punjab on 1 November 1966, the new state had no capital of its own, so the existing capital city was made a Union Territory and declared the joint capital of both states.

Q9268.Banking & Financial AwarenessHard

India's own secure financial messaging backbone, used for RTGS, NEFT and inland letters of credit, is:

  1. A.The Structured Financial Messaging System
  2. B.The National Automated Clearing House
  3. C.The Cheque Truncation System
  4. D.The Centralised Payment System
Show answer
Correct answer: A. The Structured Financial Messaging System

Developed by the Institute for Development and Research in Banking Technology at Hyderabad and built on the INFINET network of the banking sector, it carries the secure, standardised messages behind the Reserve Bank's Real Time Gross Settlement and National Electronic Funds Transfer, and is also used for inland letters of…

Q9269.Banking & Financial AwarenessMedium

Under the Liberalised Remittance Scheme, how much may a resident individual remit abroad in a financial year?

  1. A.Twenty-five thousand US dollars
  2. B.One hundred thousand US dollars
  3. C.Two hundred and fifty thousand US dollars
  4. D.One million US dollars
Show answer
Correct answer: C. Two hundred and fifty thousand US dollars

The Liberalised Remittance Scheme allows a resident individual, including a minor, to remit up to that amount in a financial year for any permitted current account purpose such as travel, education, medical treatment, gifts and maintenance of relatives, and for permitted capital account purposes such as buying property or shares…

Q9270.Banking & Financial AwarenessMedium

In July 2022 the Reserve Bank of India allowed the settlement of international trade in Indian rupees through which mechanism?

  1. A.Special Rupee Vostro Accounts
  2. B.Exchange Earners Foreign Currency accounts
  3. C.Non-Resident External accounts
  4. D.Resident Foreign Currency accounts
Show answer
Correct answer: A. Special Rupee Vostro Accounts

Under the arrangement, an authorised dealer bank in India opens such an account for the correspondent bank of a partner country.

Q9273.Banking & Financial AwarenessHard

In correspondent banking, a mirror account is:

  1. A.A duplicate account opened for a customer in another branch
  2. B.The record a bank keeps in its own books, in home currency, of its nostro balance
  3. C.A joint account of two banks for settlement
  4. D.A dormant account revived after ten years
Show answer
Correct answer: B. The record a bank keeps in its own books, in home currency, of its nostro balance

The nostro account itself lies in the books of the foreign correspondent and is denominated in foreign currency.

Q9275.Banking & Financial AwarenessEasy

A nostro account of an Indian bank is:

  1. A.A rupee account kept by a foreign bank with the Indian bank
  2. B.The Indian bank's foreign currency account with a bank abroad
  3. C.A rupee account of a resident individual for foreign travel
  4. D.An account of the Reserve Bank of India with the Indian bank
Show answer
Correct answer: B. The Indian bank's foreign currency account with a bank abroad

Nostro means ours, and the full sense is our account with you.

Q9276.Banking & Financial AwarenessMedium

Which statement about SWIFT is correct?

  1. A.It settles payments between banks and holds their funds
  2. B.It is a messaging network that carries instructions but does not itself transfer funds
  3. C.It is a currency exchange run by the International Monetary Fund
  4. D.It is the clearing house for all cross-border cheques
Show answer
Correct answer: B. It is a messaging network that carries instructions but does not itself transfer funds

SWIFT transmits standardised, secure messages such as an instruction to pay a beneficiary or to issue a letter of credit.

Q9277.Banking & Financial AwarenessMedium

The headquarters of SWIFT is located in which country?

  1. A.Switzerland
  2. B.Belgium
  3. C.The United States of America
  4. D.The United Kingdom
Show answer
Correct answer: B. Belgium

SWIFT is headquartered at La Hulpe, in the outskirts of Brussels, and it is therefore incorporated under Belgian law and supervised by a committee of central banks with the National Bank of Belgium as the lead overseer.

Q9278.Banking & Financial AwarenessEasy

SWIFT, used by banks for cross-border messages, stands for:

  1. A.Secure Worldwide International Funds Transfer
  2. B.Society for Worldwide Interbank Financial Telecommunication
  3. C.System for Wire Transfer of International Financial Transactions
  4. D.Standard Worldwide Interbank Funds Transfer
Show answer
Correct answer: B. Society for Worldwide Interbank Financial Telecommunication

The word Society is the key, because SWIFT is a cooperative society owned by its member financial institutions rather than a company or a public authority.

Q9279.Banking & Financial AwarenessMedium

Under the ICC Incoterms, in a contract on CIF terms the seller bears the cost of:

  1. A.Only making the goods available at its own premises
  2. B.Carriage and marine insurance up to the named port of destination
  3. C.All import duties and taxes at the destination
  4. D.Inland carriage within the buyer's country only
Show answer
Correct answer: B. Carriage and marine insurance up to the named port of destination

CIF stands for cost, insurance and freight: the seller pays the cost of the goods, contracts and pays for the freight to the named destination port, and takes out marine insurance for the buyer's benefit.

Q9280.Banking & Financial AwarenessHard

After the large fraud detected at Punjab National Bank, which instrument did the Reserve Bank of India discontinue in March 2018 for trade credit on imports?

  1. A.Letter of credit
  2. B.Letter of undertaking
  3. C.Bank guarantee
  4. D.Standby letter of credit
Show answer
Correct answer: B. Letter of undertaking

In March 2018 the Reserve Bank discontinued the issuance of letters of undertaking and letters of comfort for trade credit relating to imports into India.

GK Questions for sub-exams