Static GK is the largest part of General Studies in every state exam, and most of it is national. Indian polity, history and the national movement, geography of India, the Indian economy and general science appear in the syllabus of UPPSC PCS and PET, BPSC and BSSC, RPSC and RSSB, MPPSC and MPESB, HPSC and HSSC, and DSSSB and Delhi Police. The level changes from exam to exam. PET sets its subjects at NCERT secondary and senior secondary level, BSSC asks matric-level science, and RPSC sets the RAS Prelims at Bachelor's degree standard. This page brings together GK24's topic-wise GK notes tagged for state exams. Each note covers one topic in English and Hindi, as short facts and tables that can be revised in one sitting, and ends with multiple-choice questions and explanations. Start with Polity, History and Geography, then move to the Economy and Science. GK24 does not have state GK sections. As guidance, use these notes for the national part and prepare your state's history, geography, culture, economy and schemes from state board textbooks, the state budget and economic survey, and the commission's past papers. After each note, take its topic quiz and mark what you got wrong.
The only airport of Lakshadweep is located on which island?
Agatti has the only airport of Lakshadweep, so every visitor who flies to the territory lands there and travels on to other islands by boat or helicopter.
Read the full explanation →The islands then known as the Laccadive, Minicoy and Amindivi Islands were renamed Lakshadweep in which year?
The group became a union territory on 1 November 1956 under the States Reorganisation Act, when it was separated from the Malabar district of the old Madras State, and it carried the long name Laccadive, Minicoy and Amindivi Islands until 1973, when it was renamed Lakshadweep.
Read the full explanation →The Pitti Bird Sanctuary, an important nesting site for terns, is located in which union territory?
Pitti is a tiny uninhabited rock and sandbank in the Lakshadweep group, declared a bird sanctuary because terns, including the sooty tern and the brown noddy, nest there in large numbers.
Read the full explanation →Which is the smallest union territory of India by area?
The thirty-six islands, reefs and banks of Lakshadweep together have a land area of only thirty-two square kilometres, the smallest of any state or union territory of India.
Read the full explanation →How many islands of Lakshadweep are inhabited?
Lakshadweep is made up of thirty-six islands, reefs and submerged banks, of which ten are inhabited: Kavaratti, Agatti, Amini, Kadmat, Kiltan, Chetlat, Bitra, Andrott, Kalpeni and Minicoy.
Read the full explanation →On which island of Lakshadweep do the people speak Mahl, written in the Thaana script?
Minicoy, the southernmost island of Lakshadweep, stands apart in language and culture from the rest of the territory.
Read the full explanation →The Nine Degree Channel separates which two of the following?
The Nine Degree Channel runs between Minicoy, the southernmost island of Lakshadweep, and the main body of the group to its north, where Kalpeni lies.
Read the full explanation →Which is the largest island of Lakshadweep by area?
Andrott, spread over about 4.9 square kilometres, is the largest island of Lakshadweep and also the closest to the Kerala coast.
Read the full explanation →What is the capital of the union territory of Lakshadweep?
Kavaratti is the capital and administrative headquarters of Lakshadweep, the seat of the Administrator appointed by the President, and the island where the naval base INS Dweeprakshak was commissioned in 2012.
Read the full explanation →The liquidity coverage ratio introduced under the Basel III framework requires a bank to hold high-quality liquid assets sufficient to meet its net cash outflows over a stress period of
The liquidity coverage ratio asks a bank to hold enough unencumbered high-quality liquid assets, mainly cash, balances with the central bank and government securities, to survive thirty calendar days of a severe stress scenario without fresh funding.
Read the full explanation →A sub-standard asset of a bank is reclassified as a doubtful asset when it has remained sub-standard for a period exceeding
Asset classification moves in steps. An account that stays overdue beyond ninety days becomes a non-performing asset and is first called sub-standard; once it has remained sub-standard for more than twelve months it is reclassified as doubtful, and it is called a loss asset when the bank or its auditors…
Read the full explanation →Which of the following is shown as a contingent liability, that is, as an off-balance-sheet item, in a bank's accounts?
A guarantee becomes a payment only if the customer fails to perform, so it is not added to the totals of the balance sheet; Form A shows guarantees, letters of credit, acceptances and forward exchange contracts separately as contingent liabilities, and bills for collection appear as a contra item.
Read the full explanation →The capital to risk-weighted assets ratio that the Reserve Bank of India requires scheduled commercial banks to maintain as a minimum is
The capital to risk-weighted assets ratio, or CRAR, is Tier 1 plus Tier 2 capital divided by risk-weighted assets, and the Reserve Bank of India requires Indian scheduled commercial banks to keep it at a minimum of nine per cent, with a capital conservation buffer of 2.5 per cent of…
Read the full explanation →A loan account is classified as a non-performing asset when the interest or instalment remains overdue for more than
Under the income recognition and asset classification norms followed by banks in India, a term loan becomes a non-performing asset when interest or an instalment of principal remains overdue for more than ninety days.
Read the full explanation →Under which Schedule of the Banking Regulation Act, 1949 are the forms of a bank's balance sheet and profit and loss account prescribed?
Section 29 of the Banking Regulation Act, 1949 requires every banking company to prepare, as on the last working day of its accounting year, a balance sheet and a profit and loss account in the forms set out in the Third Schedule to the Act.
Read the full explanation →A bank's credit-deposit ratio is obtained by dividing
The credit-deposit ratio, usually written as the CD ratio and given in per cent, shows how much of every hundred rupees of deposits a bank has lent out.
Read the full explanation →Net interest income of a bank is calculated as
Net interest income, written as NII, is the core earning of a bank: the interest it collects on advances and investments less the interest it pays on deposits and borrowings.
Read the full explanation →The CASA ratio of a bank is the proportion of which of the following to its total deposits?
CASA is short for current account and savings account, and the CASA ratio is current plus savings deposits divided by total deposits, shown as a percentage.
Read the full explanation →Which of the following items appears on the liabilities side of a commercial bank's balance sheet?
A deposit is money the bank owes back to the depositor, so it is a claim on the bank and is shown under liabilities in Form A of the Third Schedule to the Banking Regulation Act, 1949, along with capital, reserves and surplus, borrowings and other liabilities and provisions.
Read the full explanation →Which of the following pairs of city and founder is correctly matched?
The Rathore chief founded Jodhpur in 1459 and raised the Mehrangarh fort above it, which is why the state of Marwar is also called the land of the Rathores.
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