SSC GK Questions 2026

Under the Reserve Bank's Internal Ombudsman arrangement, every bank with ten or more branches must appoint an Internal Ombudsman, a senior person who is not an ordinary employee of the bank and who reports to its board.

The Ombudsman decides whether there was a deficiency in service, not whether a lending decision was wise; a bank's commercial judgement, including whether to grant a loan and on what terms, is expressly outside the scheme, as are disputes between banks and a bank's own staff and recruitment matters.

The scheme makes the bank the first forum: a complaint is maintainable before the Ombudsman only if the customer has already complained to the regulated entity and either received no reply for thirty days or received a reply he is not satisfied with, or had the complaint rejected.

Either the complainant or the regulated entity may appeal to this officer within thirty days of receiving the Award, and a regulated entity that failed to appoint a Principal Nodal Officer cannot appeal at all.

The scheme separates two kinds of award. For the loss the complainant actually suffered, the Ombudsman may award the actual loss or rupees 20 lakh, whichever is lower.

The integrated scheme is jurisdiction neutral, so a complaint no longer has to be sent to the ombudsman office of a particular region; all complaints, whether filed online, by email or on paper, are received and processed at a single Centralised Receipt and Processing Centre set up at Chandigarh, which…

The Reserve Bank - Integrated Ombudsman Scheme, or RB-IOS, was launched on 12 November 2021 and merged the Banking Ombudsman Scheme of 2006, the Ombudsman Scheme for Non-Banking Financial Companies of 2018 and the Ombudsman Scheme for Digital Transactions of 2019 into a single scheme on the principle of one…

The Reserve Bank of India notified the first Banking Ombudsman Scheme in 1995, exercising its powers under Section 35A of the Banking Regulation Act, 1949, to give bank customers a free and quick forum outside the courts.

Roy Choudhury, a pupil of Abanindranath Tagore who became the first Indian principal of the Government School of Art at Madras, modelled Triumph of Labour, the group of four men straining at a rock that stands on the Marina beach at Chennai, and also the Martyrs' Memorial outside the Patna…

Maqbool Fida Husain, a founder member of the Progressive Artists' Group and often called the Picasso of India, made the short film Through the Eyes of a Painter, which took the Golden Bear for a short film at the Berlin festival in 1967; he later directed the feature Gaja Gamini.

Cholamandal Artists' Village was founded in 1966 on the coast south of Chennai by K. C. S. Paniker and other artists of the Madras art movement, and it is described as the first self-supporting artists' commune in India, where painters and sculptors lived together and sold batik and metalwork to…

The Lalit Kala Akademi, the national academy of art, was set up in 1954 at New Delhi, with the sculptor Devi Prasad Roy Choudhury as its first chairman; the National Gallery of Modern Art at Jaipur House in New Delhi dates from the same year.

Jamini Roy trained in the academic manner at the Government School of Art in Calcutta but abandoned it for the Kalighat pat, the cheap brush-drawn pictures sold to pilgrims near the Kalighat temple, and for Bengal scroll painting.

Sher-Gil was born in Budapest in 1913 to a Sikh father and a Hungarian mother and trained at the Ecole des Beaux-Arts in Paris, where Young Girls brought her early recognition at the Salon.

Raza, a founder member of the Progressive Artists' Group, moved to Paris, won the Prix de la critique there in 1956, and from the 1970s built his canvases around the Bindu, the black seed point from which, in his words, form and energy radiate, often combined with the triangle and…

The Progressive Artists' Group was founded in Bombay in 1947, the year of independence, by Francis Newton Souza, and its six members were Souza, M. F. Husain, S. H. Raza, K. H. Ara, H. A. Gade and the sculptor S. K. Bakre.

Baij worked at Kala Bhavana in Santiniketan and modelled Santhal Family in 1938 in cement and laterite in the open air, showing a Santhal couple with their child and dog moving house.

Nandalal Bose, who headed Kala Bhavana at Santiniketan, was asked to illuminate the handwritten Constitution, and he and his students painted the borders and the headings of its pages with scenes from Indian history, from the Indus seals to Gandhi's march.

He painted Bharat Mata in 1905, during the Swadeshi movement that followed the partition of Bengal, showing the motherland as a calm four-armed figure in saffron robes holding a book, sheaves of paddy, a piece of white cloth and a rudraksha garland, the four gifts of learning, food, clothing and…

Raja Ravi Varma was born in 1848 at Kilimanoor, a palace in the princely state of Travancore in present-day Kerala, and he painted many portraits for the Travancore court.