SSC GK Questions 2026

The treaty signed in 1960 with the World Bank as a party gave the three western rivers to Pakistan and the three eastern rivers, the Ravi, the Beas and the Sutlej, to India for unrestricted use.

Jahangir laid out the Shalimar Bagh on the shore of the Dal lake in 1619 for Nur Jahan, and it is the largest of the Mughal gardens of Srinagar, built on terraces with a central water channel.

Kalhana wrote the Rajatarangini in Sanskrit verse in the twelfth century as a history of the rulers of Kashmir from legendary times to his own day, and it is regarded as the earliest connected historical narrative produced in India; later writers continued it.

Pampore in Pulwama district, on the karewa uplands beside the Jhelum, produces most of Kashmir’s saffron and is called the saffron town of India; the crop received its Geographical Indication tag in 2020 for its high crocin content and deep colour.

Zoji La lies on the Srinagar–Leh highway between Sonamarg and Drass and is the gateway from the Kashmir valley to Ladakh; the Zojila tunnel is being built beneath it to keep the road open through winter.

Dachigam, which lies just east of Srinagar and whose name means ten villages, is the last stronghold of the Hangul, the only red deer found in India.

Wular lake lies in Bandipora district of the Kashmir valley and is fed and drained by the Jhelum, which rises at Verinag and is known locally as the Vyeth; the lake acts as a natural flood basin for the river and is a Ramsar site.

The Jammu and Kashmir Reorganisation Act, 2019 gave the Union Territory of Jammu and Kashmir a Legislative Assembly but made Ladakh a Union Territory without a legislature, administered by a Lieutenant Governor.

The Act was passed by Parliament in August 2019 but the appointed day on which the former State ceased to exist and the two Union Territories of Jammu and Kashmir and of Ladakh came into being was 31 October 2019.

A peer-to-peer lending platform, which matches individual lenders with individual borrowers, must be registered as a Non-Banking Financial Company — Peer to Peer Lending Platform under master directions the Reserve Bank issued in 2017; it acts only as an intermediary and may not lend on its own book or give…

The Reserve Bank Innovation Hub was set up in 2020 at Bengaluru as a wholly owned subsidiary of the Reserve Bank to build products that deepen financial inclusion, and the Unified Lending Interface, a common platform through which lenders can draw authenticated data for credit appraisal, grew out of its…

RTGS, which settles large-value transactions one by one in real time, and NEFT, which settles in batches, are both owned and operated by the Reserve Bank, and both have been available round the clock on all days.

The guidelines issued in September 2022 require that all loan money move directly between the borrower’s bank account and the bank account of the regulated entity, that is the bank or non-banking finance company doing the lending, without any pool or pass-through account of a third party in between.

e-RUPI is a prepaid electronic voucher, delivered to the beneficiary as an SMS string or a QR code, which can be redeemed only by the named person and only for the named purpose, for example a vaccination or a diagnostic test.

The retail digital rupee earns no interest, and this is a deliberate design decision: an interest-bearing CBDC would pull money out of bank deposits and shrink the funds banks have to lend, so the Reserve Bank kept it non-interest bearing like cash.

The National Payments Corporation of India was incorporated in 2008 at the initiative of the Reserve Bank of India and the Indian Banks’ Association as the umbrella organisation for retail payments in India, and it is a not-for-profit company under what is now Section 8 of the Companies Act.

An FIP is the institution that already holds the customer’s data — a bank, a non-banking finance company, an insurer, a mutual fund or a pension fund — and releases it when a valid consent artefact is presented.

The digital rupee is money, a liability of the Reserve Bank, so a transfer from one wallet to another is final the moment it happens and no interbank settlement follows.

The wholesale pilot began on 1 November 2022 with a small group of banks, and its first use case was settling the secondary market leg of Government security trades, because that removes the need for a separate settlement guarantee arrangement and frees collateral.

The Finance Act, 2022 amended Section 2 of the Reserve Bank of India Act so that the expression bank note includes a bank note issued in digital form, which gave the digital rupee the status of legal tender.