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RRB NTPC GK Questions 2026

Static General Knowledge makes up the rest of the General Awareness section in RRB NTPC, and the notices name its topics: General Science and Life Science up to Class 10, History of India and the freedom struggle, Physical, Social and Economic Geography of India and the world, Indian Polity and Governance, Indian Economy, Art and Culture, Indian Literature, Monuments and Places, Flora and Fauna, Famous Personalities, the UN and other world organisations, environmental issues, Transport Systems in India, Important Government and Public Sector Organisations, Common Abbreviations, and Basics of Computers and Computer Applications. RRB frames these as short factual questions: the unit of a physical quantity, the year of a battle, the article of the Constitution, the river a city stands on, the full form of an abbreviation, the headquarters of an organisation. GK24's GK notes on this page cover each topic in English and Hindi, arranged the way the syllabus lists them, with the facts RRB tends to ask placed first. Work through one topic at a time, note the lists (national parks, dances, articles, schedules, awards), and pair each topic with its quiz on GK24 to check what has stayed with you.

RRB NTPC GK Questions with Answers

Q11602.Banking & Financial AwarenessHard

Payments banks and small finance banks are licensed under which provision of law?

  1. A.Section 22 of the Banking Regulation Act, 1949
  2. B.Section 45 of the Reserve Bank of India Act, 1934
  3. C.The Companies Act, 2013 alone
  4. D.The Payment and Settlement Systems Act, 2007
Show answer
Correct answer: A. Section 22 of the Banking Regulation Act, 1949

That section is the provision under which the Reserve Bank grants a licence to carry on banking business in India, and both differentiated categories are licensed under it; once the Reserve Bank is satisfied, they are also included in the second schedule of the Reserve Bank of India Act of…

Q11603.Banking & Financial AwarenessMedium

Which bank, wholly owned by the Government of India and working through the Department of Posts, was launched on 1 September 2018?

  1. A.Airtel Payments Bank
  2. B.Fino Payments Bank
  3. C.India Post Payments Bank
  4. D.Capital Small Finance Bank
Show answer
Correct answer: C. India Post Payments Bank

It was launched on the first of September 2018, is wholly owned by the Government of India and operates under the Department of Posts, using the post office network and postal staff to reach customers, which makes it the payments bank with the widest physical reach in the country.

Q11604.Banking & Financial AwarenessMedium

The creation of payments banks and small finance banks in India followed the recommendations of which committee?

  1. A.Narasimham Committee
  2. B.Nachiket Mor Committee
  3. C.Raghuram Rajan Committee
  4. D.Urjit Patel Committee
Show answer
Correct answer: B. Nachiket Mor Committee

The Reserve Bank set up the Committee on Comprehensive Financial Services for Small Businesses and Low Income Households under Nachiket Mor in September 2013, and its report recommended differentiated bank licences, including payments banks, as a faster route to financial inclusion than waiting for full service banks to expand.

Q11605.Banking & Financial AwarenessMedium

A small finance bank must open at least what proportion of its banking outlets in unbanked rural centres?

  1. A.10 per cent
  2. B.25 per cent
  3. C.50 per cent
  4. D.75 per cent
Show answer
Correct answer: B. 25 per cent

At least a quarter of the banking outlets of a small finance bank must be in unbanked rural centres, which the guidelines define as centres with a population of up to 9,999 according to the latest census, the same definition used for universal banks; the requirement exists so that a…

Q11606.Banking & Financial AwarenessHard

At least 50 per cent of a small finance bank's loan portfolio must consist of loans and advances of up to which amount?

  1. A.10 lakh rupees
  2. B.25 lakh rupees
  3. C.50 lakh rupees
  4. D.1 crore rupees
Show answer
Correct answer: B. 25 lakh rupees

The guidelines require that at least half of a small finance bank's loan portfolio be made up of loans and advances of up to twenty five lakh rupees each, and the purpose is to keep the bank lending small even as it grows, so that it does not drift towards…

Q11607.Banking & Financial AwarenessMedium

What share of its adjusted net bank credit must a small finance bank lend to the priority sector?

  1. A.40 per cent
  2. B.60 per cent
  3. C.75 per cent
  4. D.50 per cent
Show answer
Correct answer: C. 75 per cent

A small finance bank exists to serve small borrowers, and the guidelines enforce that purpose by requiring seventy five per cent of its adjusted net bank credit to go to the sectors eligible as priority sector lending, which include agriculture, micro and small enterprises, education, housing and weaker sections.

Q11608.Banking & Financial AwarenessMedium

A payments bank must invest at least what proportion of its demand deposit balances in government securities and treasury bills of up to one year maturity?

  1. A.40 per cent
  2. B.50 per cent
  3. C.75 per cent
  4. D.100 per cent
Show answer
Correct answer: C. 75 per cent

Since a payments bank cannot lend, the guidelines direct where its deposits must go: at least seventy five per cent of demand deposit balances must be invested in government securities and treasury bills eligible for the statutory liquidity ratio, with a maturity of up to one year, and not more…

Q11609.Banking & Financial AwarenessEasy

Which of the following activities is a payments bank NOT permitted to undertake?

  1. A.Issuing debit cards
  2. B.Granting loans and issuing credit cards
  3. C.Accepting demand deposits
  4. D.Distributing mutual fund and insurance products
Show answer
Correct answer: B. Granting loans and issuing credit cards

The licence of a payments bank excludes credit altogether: it may not lend to anyone and may not issue credit cards, and this single prohibition is what separates it from every other kind of bank in India.

Q11611.Banking & Financial AwarenessMedium

The Reserve Bank of India issued its final guidelines for the licensing of payments banks and small finance banks in which year?

  1. A.2012
  2. B.2014
  3. C.2016
  4. D.2019
Show answer
Correct answer: B. 2014

The Reserve Bank released the final guidelines for licensing both payments banks and small finance banks on the twenty seventh of November 2014, acting on the report of the Nachiket Mor Committee on Comprehensive Financial Services for Small Businesses and Low Income Households.

Q11612.Awards & HonoursMedium

Which of the following is NOT a civilian honour but a gallantry award?

  1. A.Padma Shri
  2. B.Param Vir Chakra
  3. C.Padma Vibhushan
  4. D.Bharat Ratna
Show answer
Correct answer: B. Param Vir Chakra

The Param Vir Chakra is the highest wartime gallantry decoration of the Indian armed forces, given for the most conspicuous bravery in the presence of the enemy, and its peacetime equivalent is the Ashoka Chakra; neither belongs to the civilian order of precedence.

Q11617.Awards & HonoursEasy

The Presidential Medal of Freedom is the highest civilian honour of which country?

  1. A.Canada
  2. B.United Kingdom
  3. C.Australia
  4. D.United States of America
Show answer
Correct answer: D. United States of America

The Presidential Medal of Freedom was established in 1963 by President John F. Kennedy, replacing an earlier Medal of Freedom of 1945, and it is awarded for especially meritorious contribution to the security or national interests of the United States, to world peace, or to cultural and other significant public…

Q11618.Awards & HonoursEasy

Nishan-e-Pakistan is the highest civilian award of which country?

  1. A.Bangladesh
  2. B.Afghanistan
  3. C.Pakistan
  4. D.Maldives
Show answer
Correct answer: C. Pakistan

Nishan-e-Pakistan, which means the order of Pakistan, is the highest civilian decoration conferred by that country and is usually given to heads of state and to those who have rendered outstanding service to Pakistan; the word nishan denotes the highest class in its system of awards, above hilal, sitara and…