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RRB NTPC GK Questions 2026

Static General Knowledge makes up the rest of the General Awareness section in RRB NTPC, and the notices name its topics: General Science and Life Science up to Class 10, History of India and the freedom struggle, Physical, Social and Economic Geography of India and the world, Indian Polity and Governance, Indian Economy, Art and Culture, Indian Literature, Monuments and Places, Flora and Fauna, Famous Personalities, the UN and other world organisations, environmental issues, Transport Systems in India, Important Government and Public Sector Organisations, Common Abbreviations, and Basics of Computers and Computer Applications. RRB frames these as short factual questions: the unit of a physical quantity, the year of a battle, the article of the Constitution, the river a city stands on, the full form of an abbreviation, the headquarters of an organisation. GK24's GK notes on this page cover each topic in English and Hindi, arranged the way the syllabus lists them, with the facts RRB tends to ask placed first. Work through one topic at a time, note the lists (national parks, dances, articles, schedules, awards), and pair each topic with its quiz on GK24 to check what has stayed with you.

RRB NTPC GK Questions with Answers

Q10984.Banking & Financial AwarenessMedium

The failure of which bank in 1960 hastened the enactment of the Deposit Insurance Act, 1961 in India?

  1. A.Imperial Bank of India
  2. B.Palai Central Bank
  3. C.Bank of Hindustan
  4. D.Presidency Bank of Bengal
Show answer
Correct answer: B. Palai Central Bank

The failure of the Palai Central Bank of Kerala in 1960, coming on top of trouble at other small banks, badly shook public confidence and pushed Parliament into passing the Deposit Insurance Act, 1961, under which cover began on 1 January 1962.

Q10985.Banking & Financial AwarenessHard

Deposits with which one of the following are not covered by DICGC insurance?

  1. A.Payments banks
  2. B.Regional rural banks
  3. C.Primary co-operative societies
  4. D.Small finance banks
Show answer
Correct answer: C. Primary co-operative societies

Insurance with the Corporation is compulsory for all commercial banks, including the branches of foreign banks working in India, for local area banks and regional rural banks, for payments banks and small finance banks, and for state, central and primary urban co-operative banks.

Q10987.Banking & Financial AwarenessMedium

Under the amendment made to the DICGC Act in 2021, within how many days of a bank being placed under all inclusive directions must the Corporation pay depositors up to the insured limit?

  1. A.30 days
  2. B.45 days
  3. C.90 days
  4. D.180 days
Show answer
Correct answer: C. 90 days

The Deposit Insurance and Credit Guarantee Corporation (Amendment) Act, 2021 created an interim payment so that the depositors of a bank placed under all inclusive directions need not wait for the bank to be wound up.

Q10988.Banking & Financial AwarenessHard

What is the highest premium rate the DICGC Act, 1961 permits the Corporation to charge per annum on every hundred rupees of assessable deposits?

  1. A.Twelve paise
  2. B.Fifteen paise
  3. C.Twenty paise
  4. D.Twenty five paise
Show answer
Correct answer: B. Fifteen paise

The Act allows the Corporation, with the previous approval of the Reserve Bank of India, to raise the premium only as far as fifteen paise a year for every hundred rupees of assessable deposits, so fifteen paise is the statutory ceiling.

Q10991.Banking & Financial AwarenessMedium

Which one of the following is not insured by the DICGC?

  1. A.Savings bank deposits of an individual
  2. B.Recurring deposits of an individual
  3. C.Deposits of one bank kept with another bank
  4. D.Current account balances of a firm
Show answer
Correct answer: C. Deposits of one bank kept with another bank

Inter-bank deposits are expressly excluded, because deposit insurance exists to protect ordinary depositors and not to insure banks against one another.

Q10992.Banking & Financial AwarenessMedium

Who bears the cost of the deposit insurance premium paid to the DICGC?

  1. A.The depositor, through a deduction from the account
  2. B.The insured bank, out of its own earnings
  3. C.The Reserve Bank of India, as the owner of the Corporation
  4. D.The Central Government, from the Consolidated Fund
Show answer
Correct answer: B. The insured bank, out of its own earnings

The whole of the deposit insurance premium is paid by the bank, and a bank is barred from passing the cost on, so the charge never appears in a depositor passbook.

Q10993.Banking & Financial AwarenessMedium

In which year did the Deposit Insurance and Credit Guarantee Corporation come into existence by the merger of two earlier corporations?

  1. A.1961
  2. B.1962
  3. C.1971
  4. D.1978
Show answer
Correct answer: D. 1978

The Corporation came into being on 15 July 1978, when the Deposit Insurance Corporation was merged with the Credit Guarantee Corporation of India Ltd, and the Deposit Insurance Act, 1961 was renamed the Deposit Insurance and Credit Guarantee Corporation Act, 1961.

Q10995.Banking & Financial AwarenessEasy

The Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly owned subsidiary of which institution?

  1. A.Securities and Exchange Board of India
  2. B.Ministry of Finance
  3. C.Reserve Bank of India
  4. D.National Bank for Agriculture and Rural Development
Show answer
Correct answer: C. Reserve Bank of India

The Deposit Insurance and Credit Guarantee Corporation is a wholly owned subsidiary of the Reserve Bank of India. It works under the Deposit Insurance and Credit Guarantee Corporation Act, 1961, has its head office in Mumbai, and is chaired by a Deputy Governor of the Reserve Bank.

Q11000.Static GKMedium

UDAN, the regional connectivity scheme in civil aviation, stands for which phrase?

  1. A.Union Development of Air Navigation
  2. B.Ude Desh ka Aam Nagrik
  3. C.Urban Development of Airport Networks
  4. D.Udaan Development and Aviation Network
Show answer
Correct answer: B. Ude Desh ka Aam Nagrik

The scheme was announced under the National Civil Aviation Policy of 2016 so that unserved and underserved airstrips could be linked to the main network at capped fares, with the gap met through a viability gap funding mechanism.