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RRB NTPC GK Questions 2026

Static General Knowledge makes up the rest of the General Awareness section in RRB NTPC, and the notices name its topics: General Science and Life Science up to Class 10, History of India and the freedom struggle, Physical, Social and Economic Geography of India and the world, Indian Polity and Governance, Indian Economy, Art and Culture, Indian Literature, Monuments and Places, Flora and Fauna, Famous Personalities, the UN and other world organisations, environmental issues, Transport Systems in India, Important Government and Public Sector Organisations, Common Abbreviations, and Basics of Computers and Computer Applications. RRB frames these as short factual questions: the unit of a physical quantity, the year of a battle, the article of the Constitution, the river a city stands on, the full form of an abbreviation, the headquarters of an organisation. GK24's GK notes on this page cover each topic in English and Hindi, arranged the way the syllabus lists them, with the facts RRB tends to ask placed first. Work through one topic at a time, note the lists (national parks, dances, articles, schedules, awards), and pair each topic with its quiz on GK24 to check what has stayed with you.

RRB NTPC GK Questions with Answers

Q6626.Banking & Financial AwarenessHard

The liquidity coverage ratio introduced under the Basel III framework requires a bank to hold high-quality liquid assets sufficient to meet its net cash outflows over a stress period of

  1. A.7 days
  2. B.30 days
  3. C.90 days
  4. D.one year
Show answer
Correct answer: B. 30 days

The liquidity coverage ratio asks a bank to hold enough unencumbered high-quality liquid assets, mainly cash, balances with the central bank and government securities, to survive thirty calendar days of a severe stress scenario without fresh funding.

Q6627.Banking & Financial AwarenessHard

A sub-standard asset of a bank is reclassified as a doubtful asset when it has remained sub-standard for a period exceeding

  1. A.6 months
  2. B.12 months
  3. C.18 months
  4. D.36 months
Show answer
Correct answer: B. 12 months

Asset classification moves in steps. An account that stays overdue beyond ninety days becomes a non-performing asset and is first called sub-standard; once it has remained sub-standard for more than twelve months it is reclassified as doubtful, and it is called a loss asset when the bank or its auditors…

Q6628.Banking & Financial AwarenessMedium

Which of the following is shown as a contingent liability, that is, as an off-balance-sheet item, in a bank's accounts?

  1. A.Term deposits accepted from the public
  2. B.Bank guarantees issued on behalf of customers
  3. C.Cash credit limits already drawn by borrowers
  4. D.Government securities held as investments
Show answer
Correct answer: B. Bank guarantees issued on behalf of customers

A guarantee becomes a payment only if the customer fails to perform, so it is not added to the totals of the balance sheet; Form A shows guarantees, letters of credit, acceptances and forward exchange contracts separately as contingent liabilities, and bills for collection appear as a contra item.

Q6629.Banking & Financial AwarenessHard

The capital to risk-weighted assets ratio that the Reserve Bank of India requires scheduled commercial banks to maintain as a minimum is

  1. A.6 per cent
  2. B.8 per cent
  3. C.9 per cent
  4. D.12 per cent
Show answer
Correct answer: C. 9 per cent

The capital to risk-weighted assets ratio, or CRAR, is Tier 1 plus Tier 2 capital divided by risk-weighted assets, and the Reserve Bank of India requires Indian scheduled commercial banks to keep it at a minimum of nine per cent, with a capital conservation buffer of 2.5 per cent of…

Q6631.Banking & Financial AwarenessMedium

Under which Schedule of the Banking Regulation Act, 1949 are the forms of a bank's balance sheet and profit and loss account prescribed?

  1. A.First Schedule
  2. B.Second Schedule
  3. C.Third Schedule
  4. D.Fourth Schedule
Show answer
Correct answer: C. Third Schedule

Section 29 of the Banking Regulation Act, 1949 requires every banking company to prepare, as on the last working day of its accounting year, a balance sheet and a profit and loss account in the forms set out in the Third Schedule to the Act.

Q6632.Banking & Financial AwarenessEasy

A bank's credit-deposit ratio is obtained by dividing

  1. A.Total deposits by total advances
  2. B.Total advances by total deposits
  3. C.Total advances by risk-weighted assets
  4. D.Net profit by total deposits
Show answer
Correct answer: B. Total advances by total deposits

The credit-deposit ratio, usually written as the CD ratio and given in per cent, shows how much of every hundred rupees of deposits a bank has lent out.

Q6633.Banking & Financial AwarenessMedium

Net interest income of a bank is calculated as

  1. A.Total income minus operating expenses
  2. B.Interest earned minus interest expended
  3. C.Net profit minus provisions and contingencies
  4. D.Interest earned minus operating expenses
Show answer
Correct answer: B. Interest earned minus interest expended

Net interest income, written as NII, is the core earning of a bank: the interest it collects on advances and investments less the interest it pays on deposits and borrowings.

Q6634.Banking & Financial AwarenessEasy

The CASA ratio of a bank is the proportion of which of the following to its total deposits?

  1. A.Cash and statutory liquidity holdings
  2. B.Current account and savings account deposits
  3. C.Capital and surplus
  4. D.Credit and advances to small borrowers
Show answer
Correct answer: B. Current account and savings account deposits

CASA is short for current account and savings account, and the CASA ratio is current plus savings deposits divided by total deposits, shown as a percentage.

Q6635.Banking & Financial AwarenessEasy

Which of the following items appears on the liabilities side of a commercial bank's balance sheet?

  1. A.Advances to customers
  2. B.Investments in government securities
  3. C.Deposits of customers
  4. D.Cash balances with the Reserve Bank of India
Show answer
Correct answer: C. Deposits of customers

A deposit is money the bank owes back to the depositor, so it is a claim on the bank and is shown under liabilities in Form A of the Third Schedule to the Banking Regulation Act, 1949, along with capital, reserves and surplus, borrowings and other liabilities and provisions.

Q6638.Static GKHard

The city of Agra was founded in 1504 by:

  1. A.Bahlol Lodi
  2. B.Sikandar Lodi
  3. C.Ibrahim Lodi
  4. D.Babur
Show answer
Correct answer: B. Sikandar Lodi

The correct answer is B, Sikandar Lodi, the second ruler of the Lodi dynasty, who founded Agra on the Yamuna in 1504 and made it his capital so that he could keep a closer watch on the chiefs of the east and the Rajputs of the south.

Q6639.Static GKMedium

The city of Vijayanagara was founded in 1336 by:

  1. A.Krishnadeva Raya
  2. B.Harihara and Bukka
  3. C.Deva Raya II
  4. D.Pulakeshin II
Show answer
Correct answer: B. Harihara and Bukka

The correct answer is B, Harihara and Bukka, the two brothers of the Sangama family who founded both the city and the empire of Vijayanagara on the Tungabhadra in 1336; its ruins at Hampi in Karnataka are a World Heritage Site.

Q6640.Static GKEasy

Jamshedpur, the steel city of Jharkhand, is named after:

  1. A.Jamsetji Nusserwanji Tata
  2. B.Jamshed Nagarwala
  3. C.Dorabji Tata
  4. D.Jehangir Ratanji Tata
Show answer
Correct answer: A. Jamsetji Nusserwanji Tata

The correct answer is A, Jamsetji Nusserwanji Tata, the founder of the Tata group, after whom the steel town built by his company on the Subarnarekha in the first years of the twentieth century is named; it is also called Tatanagar, which remains the name of its railway station.