Railway GK Questions 2026

The Government of India announced in September 2024 that the capital of the union territory would be renamed Sri Vijaya Puram, replacing a name that came from the colonial period.

Indira Point lies at the southern tip of Great Nicobar, the largest island of the Nicobar group, and marks the southernmost land point of the Republic of India, a little above six and three quarter degrees north.

Saddle Peak rises to 732 metres in North Andaman and is the highest point in the whole union territory. It gives its name to Saddle Peak National Park, which protects the tropical evergreen forest on its slopes.

The Ten Degree Channel runs along the ten degree north parallel and divides the Andaman group from the Nicobar group, with Little Andaman on its northern side and Car Nicobar on its southern side.

This small uninhabited island in the Andaman Sea, north-east of the territorial capital, carries the only confirmed active volcano in India and in the whole of South Asia.

The scheme merged the separate ombudsman schemes for banks, for non-banking financial companies and for digital transactions into a single one nation one ombudsman arrangement, with a centralised centre to receive and process complaints in any language.

Under the Positive Pay System the issuer of a high value cheque sends the bank the key details, such as date, beneficiary name and amount, through a channel like the mobile app or internet banking, and the paying bank matches those details before honouring the cheque.

This section punishes a person who, by means of any communication device or computer resource, cheats by personation, which is exactly what a phishing website or a caller pretending to be a bank officer does.

The number is run under the national cybercrime reporting arrangement of the Ministry of Home Affairs and is meant for the immediate reporting of financial cyber fraud, alongside the National Cyber Crime Reporting Portal.

Banks report frauds to the Reserve Bank, which keeps them in the Central Fraud Registry and makes the database searchable by banks.

The highest ceiling in the table applies to other current, cash credit and overdraft accounts and to credit cards whose limit exceeds five lakh rupees.

Sharing a PIN, password or one-time password is treated as customer negligence, and in that case the circular makes the customer bear the whole loss up to the time the fraud is reported.

The circular places the burden of proof squarely on the bank: if a bank says the customer is liable, it must establish that, rather than asking the customer to prove innocence.

The circular requires every bank to have a board-approved policy fixing its own resolution period, and caps that period at ninety days from the date the complaint is received.

A shadow reversal is a provisional credit of the disputed amount into the customer's account. The circular requires the bank to make it within ten working days of the customer's notification, and specifically says the bank may not wait for any insurance claim of its own to be settled first.

The Reserve Bank's liability table sets the lowest ceiling for Basic Savings Bank Deposit accounts, which are the no-frills accounts opened for financial inclusion, because their holders are the least able to absorb a loss.

Under the Reserve Bank's circular of 6 July 2017, where the fault lies neither with the bank nor with the customer but somewhere else in the system, the customer's liability is nil if the unauthorised transaction is reported within three working days of receiving the bank's communication about it.

The Samruddhi Mahamarg, formally named after Balasaheb Thackeray, is an access-controlled expressway of about 701 kilometres built entirely within Maharashtra, joining Mumbai with Nagpur across the state and passing near several district headquarters of Marathwada and Vidarbha, which is why it is presented as a corridor of economic development rather…

The Purvanchal Expressway runs about 340.8 kilometres from the Lucknow area to Ghazipur in the eastern part of the state and includes a runway stretch on which air force aircraft can land in an emergency, a feature that made it a favourite with question setters.

The BRO was raised in 1960 to build and maintain the roads of the frontier regions, works under the Ministry of Defence, and has to its credit the Atal Tunnel under the Rohtang Pass as well as some of the highest motorable roads in Ladakh.