With reference to Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, which of the following statements is/are correct? 1. It provides health insurance coverage to vulnerable families 2. It covers both secondary and tertiary care hospitalization 3. It is applicable to all citizens irrespective of income Select the answer using the code given below:
- A.1 only
- B.2 only
- C.1 and 2
- D.2 and 3
Correct answer
Explanation
The correct answer is C, 1 and 2. Statements 1 and 2 describe the scheme correctly, while statement 3 does not, because the scheme is targeted at poor and vulnerable families rather than every citizen.
Ayushman Bharat PM-JAY was launched in September 2018. It gives eligible families a health cover of 5 lakh rupees a year for hospital treatment, cashless and paperless, at empanelled public and private hospitals. Beneficiaries were identified from the deprivation and occupation criteria of the Socio-Economic Caste Census 2011, so the scheme is aimed at the poorer and more vulnerable sections. The cover is for secondary and tertiary care hospitalisation, which means treatment that needs admission, such as surgery, cancer care or cardiac procedures.
A is wrong because statement 2 is also correct. B is wrong because it leaves out statement 1, which is the core purpose of the scheme. D is wrong because statement 3 is incorrect: eligibility is based on deprivation criteria, not open to all citizens regardless of income.
Exam tip: PM-JAY = launched 2018, 5 lakh rupees per family per year, secondary and tertiary hospital care for vulnerable families.
Practice Questions
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- A.Achieving universal household electrification
- B.Providing clean cooking fuel to poor households
- C.Rationalizing subsidies on LPG
- D.Stopping female foeticide
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- B.Strengthening of the rupee
- C.Higher input costs and inflation pressure
- D.Increase in exports
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- A.1 and 2 only
- B.2 and 3 only
- C.1 and 3 only
- D.1,2 and 3
Show answer
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- A.2 only
- B.2 and 3
- C.1,3 and 4
- D.2 and 4
Show answer
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- A.Central Statistics Office
- B.Department for Promotion of Industry and Internal Trade
- C.Labour Bureau
- D.National Technical Manpower Information System
Show answer
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