SBI GK Questions 2026

Every depositor of an insured bank is covered up to five lakh rupees, and that figure takes in the principal and the accrued interest together.

The Deposit Insurance and Credit Guarantee Corporation is a wholly owned subsidiary of the Reserve Bank of India. It works under the Deposit Insurance and Credit Guarantee Corporation Act, 1961, has its head office in Mumbai, and is chaired by a Deputy Governor of the Reserve Bank.

The first accord was a simple framework that asked banks to hold capital equal to at least eight per cent of their risk weighted assets, with risk weights of zero, twenty, fifty and a hundred per cent assigned according to the creditworthiness of the borrower.

The Reserve Bank issued its framework for Domestic Systemically Important Banks in 2014 and has since placed these three in the list, on the view that their size, interconnectedness and complexity make their failure a danger to the whole system.

The Bank is located in Basel, Switzerland, was established in 1930 and is the oldest international financial institution in the world; it is often described as the bank for central banks because its members are central banks rather than private customers.

The Liquidity Coverage Ratio is a short term standard: a bank must hold enough high quality liquid assets, mainly cash, central bank reserves and sovereign securities, to survive the net cash outflows of a thirty day stress scenario, and the ratio must be at least a hundred per cent.

The buffer of two and a half per cent of risk weighted assets is meant to be built up in good years and drawn down in bad ones, so it must consist of the highest quality capital, that is common equity.

The crisis showed that banks had too little capital of genuinely loss absorbing quality and no cushion of liquid assets, so the Basel Committee issued Basel III in 2010 with stricter definitions of capital, the capital conservation and countercyclical buffers, a leverage ratio and the two liquidity standards.

Common Equity Tier one is the purest form of going concern capital, able to absorb losses while the bank continues to trade, and it is made up of paid up equity capital, share premium, statutory reserves and retained earnings.

The Reserve Bank has deliberately set the Indian minimum one percentage point above the Basel figure, so Indian banks must maintain a capital to risk weighted assets ratio of nine per cent, of which Common Equity Tier one must be at least five and a half per cent and total…

The third pillar works through disclosure: a bank must publish enough about its risk profile, capital and risk management for depositors, investors and rating agencies to judge it, so that the market itself exerts pressure for prudent behaviour.

It was set up in 1974 by the central bank governors of the Group of Ten countries and has its secretariat at the Bank for International Settlements in Basel, Switzerland.

Samantara pursued a twelve year legal battle that ended with the recognition of the community's rights and the blocking of a proposed open pit bauxite mine, and the Goldman Prize followed in 2017.

The correct answer is B, the Ministry of Environment, Forest and Climate Change, which instituted the award in 1987 for outstanding contribution to the protection of the environment by an individual or an organisation.

The Amrita Devi Bishnoi Wildlife Protection Award was instituted in 1994 and is named after Amrita Devi, who in 1730 at Khejarli in Rajasthan died, along with hundreds of other Bishnois, resisting the felling of khejri trees ordered by the ruler of Jodhpur, and the community has protected trees and…

The airport is also notable as the first in India built through a public limited company with participation by the state government, non-resident Indians and the public.

The ecologist Madhav Gadgil, who founded the Centre for Ecological Sciences at Bengaluru and chaired the expert panel that reported on the ecology of the Western Ghats, was honoured in 2024 for a career of research and advocacy rather than for a single project.

Barman built a network of village women known as the Hargila Army to protect the tall trees in which the birds nest and to change the local view of a bird once treated as a bad omen; UNEP honoured her in the Entrepreneurial Vision category in 2022.

Afroz Shah, a lawyer, began clearing plastic and other waste from the beach with a neighbour in 2015, and the weekly effort grew into a volunteer movement that removed thousands of tonnes of rubbish; UNEP honoured him in 2016 in the Inspiration and Action category and described it as among…

Alok Shukla, of the Chhattisgarh Bachao Andolan and the Hasdeo Aranya Bachao Sangharsh Samiti, organised the forest dwelling villages in a campaign that led the state to cancel twenty-one proposed coal blocks, and the prize followed in 2024.