SBI GK Questions 2026

The scheme, which began in 2004, is open to an individual who has attained sixty years, and it has a term of five years that can be extended by three years, with interest paid every quarter.

This is the parent law under which the Public Provident Fund, National Savings Certificate, Sukanya Samriddhi, Senior Citizens' Savings and Kisan Vikas Patra schemes are notified, and it was called the Government Savings Banks Act, 1873 until the Finance Act of 2018 renamed it.

The account matures twenty-one years after the date of opening, and it may close earlier if the girl marries after completing eighteen years.

Under the Sukanya Samriddhi Account Scheme a guardian may open an account in the name of a girl child who has not completed ten years of age, and a family may hold two such accounts, or three where twins or triplets are born.

The Public Provident Fund Scheme allows a minimum of five hundred rupees and a maximum of one and a half lakh rupees in a financial year, the same ceiling that applies to the Sukanya Samriddhi Account and matching the limit of the deduction under section 80C. Option A, fifty thousand…

A PPF account runs for fifteen financial years counted from the end of the year in which it is opened, and after that it can be extended in blocks of five years, with or without fresh deposits.

The committee chaired by A. Ghosh reported in 1992 on frauds and malpractices in banks and recommended systems of internal control, a separate vigilance machinery and rules for the prevention and early detection of fraud.

The committee to review governance of boards of banks in India, chaired by P. J. Nayak, reported in 2014 that public sector banks were handicapped by the manner of appointment of their directors and by the government's dual role as owner and policy maker, and it proposed transferring the government's…

The study group chaired by P. L. Tandon reported in 1974 on the norms for bank lending for working capital, fixing acceptable levels of inventory and receivables for each industry and setting out methods of lending that limited how much of a borrower's working capital gap a bank would finance…

The committee chaired by R. N. Malhotra, a former Governor of the Reserve Bank, reported in 1993 on the reform of the insurance sector; it recommended opening the sector to private companies and the creation of an independent regulator, from which the Insurance Regulatory and Development Authority was set up…

The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development, known by the short name CRAFICARD, recommended a single apex institution for rural and agricultural credit, and NABARD was established in July 1982.

The expert committee of 2014 chaired by Urjit Patel was asked to revise and strengthen the monetary policy framework; it recommended that consumer price inflation be made the nominal anchor, that a numerical inflation target be adopted, and that policy decisions be taken by a committee rather than by one…

The committee on comprehensive financial services for small businesses and low-income households, chaired by Nachiket Mor, reported in 2014 and proposed differentiated banking licences; from its work the Reserve Bank issued guidelines for payments banks, which may accept deposits but not lend, and for small finance banks, which lend mainly…

The committee chaired by S. S. Tarapore reported in 1997 and again in 2006 on capital account convertibility, that is the freedom to convert the rupee for capital transactions, and it set out preconditions such as fiscal consolidation, a low rate of inflation, a strengthened banking system and a low…

The Committee on the Financial System of 1991, chaired by M. Narasimham, came at the start of liberalisation and recommended lower statutory liquidity and cash reserve ratios, prudential norms for income recognition and provisioning, the classification of assets as standard, sub-standard, doubtful and loss, a capital adequacy requirement and a…

The Royal Commission on Indian Currency and Finance, known after its chairman as the Hilton Young Commission, reported in 1926 and recommended a central bank for India; the recommendation was carried out by the Reserve Bank of India Act of 1934, and the Reserve Bank began its operations on 1…

Portable Network Graphics applies the deflate algorithm, which rearranges and encodes the pixel data without discarding any of it, so the decompressed image is identical to the original, pixel for pixel; it also supports an alpha channel for partial transparency.

Blender is a free and open-source suite in which an artist builds three dimensional models, applies materials and lighting, animates them along a timeline and then renders the frames into a finished image or film; it also carries sculpting, simulation and video editing tools.

The number of colours a pixel can hold is two raised to the power of its bit depth, so eight bits give two to the eighth, that is 256 possible values.

MIDI stands for Musical Instrument Digital Interface, a standard of the early nineteen eighties by which synthesisers, keyboards and computers exchange messages about which note begins, how hard it is struck, how long it lasts and which instrument voice should sound.