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IBPS GK Questions 2026

Static GK in IBPS exams means banking awareness first. The awareness tests of PO, Clerk and RRB Mains name banking, economy, financial and digital awareness, and the questions that return every year are about the RBI and its functions, the monetary policy tools (repo, SDF, MSF, CRR, SLR), types of banks and accounts, NPAs, Basel norms, priority sector lending, payment systems such as UPI, NEFT, RTGS and IMPS, deposit insurance, financial inclusion schemes, and the regulators SEBI, IRDAI and PFRDA and institutions such as NABARD and SIDBI. Headquarters and taglines of banks, capitals and currencies, national parks, dams and important days appear too, though with a smaller share than in SSC. This page holds GK24's topic-wise GK notes for banking exams, written as short facts and tables so that a topic can be revised in one sitting, with the terms and abbreviations that IBPS papers use. Read a topic, then solve its previous-year questions and quiz on this site to check what you retained, and come back to the notes for the facts you missed.

IBPS GK Questions with Answers

Q1281.Indian EconomyAsked in: CDS · CDS-I 2020, GKMedium

The Cash Reserve Ratio refers to

  1. A.the share of Net Demand and Time Liabilities that banks have to hold as liquid assets
  2. B.the share of Net Demand and Time Liabilities that banks have to hold as balances with the RBI
  3. C.the share of Net Demand and Time Liabilities that banks have to hold as part of their cash reserves
  4. D.the ratio of cash holding to reserves of banks
Show answer
Correct answer: B. the share of Net Demand and Time Liabilities that banks have to hold as balances with the RBI

The Cash Reserve Ratio (CRR) is the part of a bank's net demand and time liabilities (mainly its deposits) that it must keep as cash balances with the Reserve Bank of India.

Q1282.Computer AwarenessAsked in: CDS · CDS-II 2025, GKMedium

What are the uses of software ports ? 1. Connect client computer to server 2. Connect external devices to computer 3. Identify different services like email, file transfer 4. Connecting peripherals like cameras, scanners Select the answer using the code given below :

  1. A.1 and 2
  2. B.1 and 3
  3. C.2 and 3
  4. D.2 and 4
Show answer
Correct answer: B. 1 and 3

A software port is a logical number, not a physical socket, so it is used for network connections and for telling services apart.

Q1283.Banking & Financial AwarenessAsked in: UPSC Civil Services · CSE Prelims 2017, GS Paper IEasy

Consider the following statements : 1. National Payments Corporation of India (NPCI) helps in promoting the financial inclusion in the country. 2. NPCI has launched RuPay, a card payment scheme. Which of the statements given above is/are correct ?

  1. A.1 only
  2. B.2 only
  3. C.Both 1 and 2
  4. D.Neither 1 nor 2
Show answer
Correct answer: C. Both 1 and 2

The National Payments Corporation of India was set up in 2008 as the umbrella body for retail payments in the country, on the initiative of the Reserve Bank of India and the Indian Banks' Association, under the Payment and Settlement Systems Act, 2007.

Q1284.Indian EconomyAsked in: CDS · CDS-I 2020, GKMedium

Which one of the following is not correct about Repo rate?

  1. A.It is the interest rate charged by the Central Bank on overnight loan.
  2. B.It is the interest rate paid by the commercial banks on overnight borrowing.
  3. C.It is the interest rate agreed upon in the loan contract between a commercial bank and the Central Bank.
  4. D.It is the cost of collateral security.
Show answer
Correct answer: D. It is the cost of collateral security.

The repo rate is an interest rate, not the cost of the collateral. Under a repo, short for repurchase agreement, a commercial bank sells government securities to the central bank and agrees to buy them back, usually the next day, at a slightly higher price.

Q1285.Summits & ConferencesHard

Under which policy is the Urban Mobility India Conference organised as an annual initiative?

  1. A.National Urban Transport Policy, 2006
  2. B.National Transit Oriented Development Policy, 2017
  3. C.National Urban Housing Policy, 2007
  4. D.National Electric Mobility Mission, 2013
Show answer
Correct answer: A. National Urban Transport Policy, 2006

The conference is run every year by the Ministry of Housing and Urban Affairs under that policy, through the Institute of Urban Transport (India), and the policy itself stresses capacity building at state and city level while promoting equitable and sustainable urban transport systems.

Q1287.Summits & ConferencesMedium

What is the theme of the 19th Urban Mobility India Conference and Exhibition 2026?

  1. A.Urban Accessibility and Liveability in Digital Age
  2. B.Cities for All, Mobility for All
  3. C.Urban Rising - Rethinking Urban Systems, Solutions and Delivery
  4. D.Green Mobility for Viksit Bharat
Show answer
Correct answer: A. Urban Accessibility and Liveability in Digital Age

The ministry's joint secretary announced this theme for the two-day conference in Bhubaneswar, and said sessions would look at sustainable low-carbon public transport, integration of modes, first and last mile connectivity, Mobility as a Service and real-time technology for passengers.

Q1289.NationalMedium

Around which central idea were the deliberations of the NDTV World Summit 2026 framed, as referred to by the Prime Minister?

  1. A.The Asian Century
  2. B.The World Between Orders
  3. C.One Earth, One Family, One Future
  4. D.Reforming Multilateralism Together
Show answer
Correct answer: B. The World Between Orders

The Prime Minister took up this framing directly and said it raises two questions: why the existing order is slipping and why legacy systems cannot answer today's challenges, and what role India plays in a world that is changing.

Q1291.EnvironmentEasy

Which initiative, calling for mindful use of resources rather than destructive consumption, did the minister highlight?

  1. A.Swachh Bharat Mission
  2. B.Lifestyle for Environment (LiFE)
  3. C.Mission Amrit Sarovar
  4. D.National Clean Air Programme
Show answer
Correct answer: B. Lifestyle for Environment (LiFE)

The minister raised it precisely to make the point that regulation on its own cannot build a circular economy, because the demand side depends on how individuals choose to consume, and LiFE asks for deliberate and mindful use of resources instead of destructive consumption.

Q1293.EnvironmentMedium

How much waste has been processed across India's regulated waste streams, as stated by the Union Environment Minister?

  1. A.299.60 lakh metric tonnes
  2. B.399.60 lakh metric tonnes
  3. C.499.60 lakh metric tonnes
  4. D.599.60 lakh metric tonnes
Show answer
Correct answer: C. 499.60 lakh metric tonnes

That is the quantity of waste processed as on date across the waste streams that now carry their own rules, and the minister cited it as evidence that policy intent is being translated into measurable action.

Q1294.Summits & ConferencesMedium

India's chemical industry is projected to reach what size by 2030?

  1. A.USD 150 billion
  2. B.USD 300 billion
  3. C.USD 500 billion
  4. D.USD 1 trillion
Show answer
Correct answer: B. USD 300 billion

That is the projection for the Indian chemical industry by 2030, and the growth outlook is attributed to rising domestic demand, expanding export opportunities, the demographic dividend, relatively low per capita consumption and supportive government measures.

Q1296.Summits & ConferencesMedium

What is the theme of the 14th India Chem 2026 held in Mumbai?

  1. A.Chemicals for a Sustainable Future
  2. B.Advantage Bharat: An Emerging Global Chemicals Hub
  3. C.Make in India for the World
  4. D.Atmanirbhar Rasayan Bharat
Show answer
Correct answer: B. Advantage Bharat: An Emerging Global Chemicals Hub

The theme frames the event as a platform for domestic and international stakeholders to share knowledge, build alliances and look for investment, and the minister repeated it when describing what the gathering was meant to achieve.

Q1297.EconomyEasy

Apart from the Ministry of Power, which ministry is Indian Railways coordinating with to ensure efficient coal evacuation?

  1. A.Ministry of Mines
  2. B.Ministry of Coal
  3. C.Ministry of Heavy Industries
  4. D.Ministry of Petroleum and Natural Gas
Show answer
Correct answer: B. Ministry of Coal

The railways works with it on moving coal out of the mines efficiently, while its coordination with the Ministry of Power is about sustaining transport and supply so that thermal plants hold enough stock to generate reliably.

Q1299.EconomyMedium

What was the growth in Indian Railways' coal loading in October 2026 up to the 18th of the month, compared with the same period a year earlier?

  1. A.7.1 per cent
  2. B.14 per cent
  3. C.22.5 per cent
  4. D.32.5 per cent
Show answer
Correct answer: C. 22.5 per cent

That is the growth the railways registered in coal loading during the month up to the eighteenth day, measured against the corresponding stretch of the previous year, and it amounts to an all-time high for coal loading.

Q1300.Government SchemesEasy

What is the National De-Addiction Helpline number mentioned in connection with the Nasha Mukt Bharat Abhiyaan?

  1. A.1800
  2. B.14416
  3. C.14446
  4. D.15100
Show answer
Correct answer: C. 14446

This is the National De-Addiction Helpline, and it gives individuals and families a way to seek information and assistance on substance-use concerns, which fits the campaign's emphasis on making help easier to reach and on reducing the stigma that keeps people from asking for it.