IBPS GK Questions 2026

The Veerabhadra temple at Lepakshi in the Anantapur region was built in the Vijayanagara period and is known for its painted ceilings, its carved Natya Mandapa, the great monolithic Nandi nearby and the hanging pillar that does not rest firmly on the floor.

The temple of Venkateswara, also called Balaji, stands on the seventh of the Tirumala hills above the town of Tirupati and is administered by the Tirumala Tirupati Devasthanams; it draws more pilgrims than any other temple in the country and its annual Brahmotsavam is the chief temple festival of the…

The Belum Caves lie in the Kurnool region of Rayalaseema and are the longest caves in the plains of the subcontinent, cut in limestone by an underground stream, with long galleries, siphons and a deep point called Pataalaganga.

Kolleru is a large shallow freshwater lake lying in the low ground between the deltas of the Godavari and the Krishna; it acts as a natural flood balancing reservoir for the two rivers, is a wintering ground for pelicans and painted storks, and was declared a Ramsar site of international…

Kuchipudi is named after the village of Kuchipudi, or Kuchelapuram, in the Krishna delta, where the dance drama tradition of the Bhagavata Mela was carried on; Siddhendra Yogi is remembered as the figure who gave it its form, and the Tarangam, danced on the rim of a brass plate, is…

The Satish Dhawan Space Centre stands on Sriharikota island on the coast of the Nellore region, between the Pulicat lake and the Bay of Bengal, and every Indian orbital launch, by PSLV, GSLV, SSLV or LVM3, lifts off from there; the site is named after Satish Dhawan, a former chairman…

Telangana came into being on 2 June 2014 under the Andhra Pradesh Reorganisation Act, 2014, becoming the twenty-ninth state of the Union, and Hyderabad was to serve as the joint capital of both states for a transitional period while Andhra Pradesh built its new capital at Amaravati.

He fasted for a separate Telugu-speaking province and died on 15 December 1952 on the fifty-eighth day of the fast; the protests that followed made the government concede the demand within days, and Andhra State was created the next October.

Andhra State was created on 1 October 1953 out of the Telugu-speaking districts of the old Madras State, with Kurnool as its capital and Tanguturi Prakasam as its first Chief Minister, and it was the first state in independent India carved out on the basis of language.

The Consumer Protection Act, 1986 was the first comprehensive consumer law in India and created the three-tier machinery of district forums, state commissions and the National Consumer Disputes Redressal Commission.

The consumer protection law recognises six rights, and the three named in the options are among them: the right to safety, that is protection against goods and services hazardous to life and property; the right to choose from a range of goods and services at competitive prices; and the right…

Filing a complaint with the Ombudsman is free, and the complainant needs no lawyer; he may file online through the Reserve Bank's complaint management portal, by email, or on paper to the Centralised Receipt and Processing Centre at Chandigarh.

The Charter of Customer Rights issued by the Reserve Bank in 2014 lists five rights: the Right to Fair Treatment, the Right to Transparency, Fair and Honest Dealing, the Right to Suitability, the Right to Privacy, and the Right to Grievance Redress and Compensation.

Under the Reserve Bank's Internal Ombudsman arrangement, every bank with ten or more branches must appoint an Internal Ombudsman, a senior person who is not an ordinary employee of the bank and who reports to its board.

The Ombudsman decides whether there was a deficiency in service, not whether a lending decision was wise; a bank's commercial judgement, including whether to grant a loan and on what terms, is expressly outside the scheme, as are disputes between banks and a bank's own staff and recruitment matters.

The scheme makes the bank the first forum: a complaint is maintainable before the Ombudsman only if the customer has already complained to the regulated entity and either received no reply for thirty days or received a reply he is not satisfied with, or had the complaint rejected.

Either the complainant or the regulated entity may appeal to this officer within thirty days of receiving the Award, and a regulated entity that failed to appoint a Principal Nodal Officer cannot appeal at all.

The scheme separates two kinds of award. For the loss the complainant actually suffered, the Ombudsman may award the actual loss or rupees 20 lakh, whichever is lower.

The integrated scheme is jurisdiction neutral, so a complaint no longer has to be sent to the ombudsman office of a particular region; all complaints, whether filed online, by email or on paper, are received and processed at a single Centralised Receipt and Processing Centre set up at Chandigarh, which…

The Reserve Bank - Integrated Ombudsman Scheme, or RB-IOS, was launched on 12 November 2021 and merged the Banking Ombudsman Scheme of 2006, the Ombudsman Scheme for Non-Banking Financial Companies of 2018 and the Ombudsman Scheme for Digital Transactions of 2019 into a single scheme on the principle of one…