Banking GK Questions 2026

Canberra was planned and built as the capital of Australia because Sydney and Melbourne could not agree on which of them should hold the seat of government, and the new city was placed between them.

The yen is the money of Japan and its capital is Tokyo. It is one of the most traded currencies in the world, along with the United States dollar, the euro and the pound sterling.

MICR stands for Magnetic Ink Character Recognition, a technology in which the characters are printed in magnetic ink so that a machine can read them even if the paper is stamped or signed over.

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act was passed in 2002.

The Deposit Insurance and Credit Guarantee Corporation is a wholly owned subsidiary of the Reserve Bank of India, and it insures the deposits held in banks.

NABARD was set up in 1982 on the recommendation of the committee headed by B Sivaraman, and its head office is at Mumbai.

Under the asset classification norms of the Reserve Bank of India, a term loan becomes a Non Performing Asset when interest or an instalment of principal stays overdue for more than ninety days.

CASA is the combined balance a bank holds in the current accounts and the savings accounts of its customers. These are the cheapest deposits a bank can have, because a current account pays no interest at all and a savings account pays very little, unlike a fixed deposit.

RTGS was designed for large value payments, so the Reserve Bank of India fixed a floor of two lakh rupees for a single transaction and set no ceiling at all.

The Indian Financial System Code is an eleven character alphanumeric code that identifies a particular bank branch taking part in the electronic payment systems of the Reserve Bank of India.

SWIFT is the international messaging network over which banks send payment and guarantee instructions across borders.

The tools of the Reserve Bank are divided into quantitative tools, which change the total amount of credit in the system, and qualitative or selective tools, which change the direction in which that credit flows.

All three belong to the monetary policy toolkit of the Reserve Bank of India. SLR, the Statutory Liquidity Ratio, is the part of its deposits that a bank must keep with itself in cash, gold or approved securities, and raising or lowering it changes how much a bank can lend.

RTGS is the system in which a transfer instruction is settled singly and immediately, rather than being held and netted off with others.

Hima Das, who comes from Dhing in Assam and is called the Dhing Express, won the women's 400 metres at the World Under-20 Championships held at Tampere in Finland in 2018.

Field events are those in which an athlete jumps or throws rather than races, and the triple jump, with its hop, step and jump, is measured for distance in a sand pit.

Milkha Singh reached the 400 metres final at Rome in 1960 and finished fourth in a race so close that the first four all broke the existing Olympic mark.

The body was founded in 1912 as the International Amateur Athletic Federation, became the International Association of Athletics Federations, and was renamed World Athletics in 2019.

The rules fix the men's javelin at a minimum of 800 grams with a length of about 2.6 to 2.7 metres, while the women's javelin weighs 600 grams and is shorter.

She took the bronze in the long jump at the 2003 World Championships at Paris, and that was the first medal India won at a senior World Athletics Championships.