What is the annual household income ceiling for families covered by PMAY-Urban 2.0?

The correct answer is 18.77 lakh. The Ministry of Housing and Urban Affairs says that is the total number of houses approved under the second phase of the mission after the ninth meeting of the Central Sanctioning and Monitoring Committee, and that cumulative sanctions are now nearing the twenty lakh mark. Option B is the closest trap, since that is the number of these houses allotted to women, which works out to ninety two per cent of the total. Option A is wrong because that figure belongs to the houses sanctioned for OBC beneficiaries. Option D is wrong because it is the combined record of the earlier phase and the present one taken together, of which more than one crore houses have already been completed and handed over. Read such questions carefully for the phrase under PMAY-U 2.0, which fixes which of the four numbers is being asked for.

The correct answer is Satendra Singh, Secretary, Department of Urban Development. The release says the meeting was held under his chairmanship in New Delhi, and that it was he who told the states the committee would meet in the second week of every month and asked them to submit duly approved projects by the end of each month. Option C is wrong, though the officer named did attend: he is the Joint Secretary and Mission Director for Housing for All, not the chair. Option A is wrong because no minister is recorded as presiding over this meeting; the committee is an official body of the Ministry. Option D is wrong because no such role appears in the release. Questions on sanctioning committees usually turn on who chairs them, so tie the post of Secretary, Department of Urban Development, to the CSMC.

The correct answer is 1 per cent. The Plan uses NABARD's special refinance facility to lighten the burden on participating cooperatives, and when that is combined with the 3 per cent interest subvention available under the Agriculture Infrastructure Fund, the effective loan interest rate for a PACS comes down to 1 per cent. Option B is the strongest distractor, since 3 per cent is the subvention itself rather than the rate the society finally pays. Options C and D do not appear in the document. Two related financial measures are worth remembering with this: the subsidy under the Agricultural Marketing Infrastructure scheme was raised from 25 per cent to 33.33 per cent, and the margin money requirement was reduced to 10 per cent, while cost norms for godown construction were revised. Together these steps were taken to improve the viability of storage projects and draw more societies in.

The correct answer is 313. The backgrounder reports that as of July 2026 godown construction had been completed in that many PACS across the country, creating more than 1.80 lakh metric tonnes of storage capacity. Option D is the trap most candidates fall into, because 1012 is also a July 2026 figure, but it counts the PACS or cooperative societies identified under the Plan, not those where construction was finished. Option A belongs to the pilot phase, in which godowns were completed in 11 PACS across 11 states with 9,750 MT of capacity, the pilot being rolled out on 31 May 2023. Option C is invented. The distinction between identified and completed is exactly the sort of thing an examiner tests, so keep the three figures in order: 11 in the pilot, 1012 identified, 313 completed.

The correct answer is the National Cooperative Development Corporation. The backgrounder names it as the implementing agency, supported by coordination at the national, state and district levels through an Inter-Ministerial Committee, a National Level Coordination Committee, and State and District Cooperative Development Committees. The other three options all appear in the same document with different roles, which is what makes them good distractors. The Food Corporation of India has been authorised to provide assured hiring of eligible godowns created under the Plan. NABARD is the subsidy-channelizing agency under the Agricultural Marketing Infrastructure scheme and provides a special refinance facility. The Warehousing Development and Regulatory Authority supplies the norms that storage structures must comply with. Candidates should learn the role attached to each name, since questions are set both ways round.